If I’m a sah parent, yet our income is over the amount to claim child benefit, can I not claim it but still get home responsibility protection ?

[LardLizard]

As atm we claim it, then pay it back, sonit covers for home responsibility
But then it’s a bit of a chunk of money to pay back so rather not have the hassle
But wouldn’t want to lose out on the state pension
Anyone know about this

I believe there's an option when you opt out to tick a box to still get your pension stamp, there was when we opted out but that was a while ago, presume nothing's changed.

No you have to claim it if you want the NI credits.

We claim it, but save it in a seperate account until we pay it back. We’re in the same position and I think this is the safest way to count towards state pension.

Here's the link that explains it: www.gov.uk/child-benefit-tax-charge

Yes, I’ve registered my children for child benefit, but don’t receive the money, I think I completed the form and then ticked the box where I “choose not to have the child benefit paid” (because it would be clawed back at a later date....). As far as I know this protects my NI contributions via home responsibilty protection and also means my children are already in the “system” and will automatically get NI numbers when they turn 16.

Give them a call and they should be able to stop the payments, but leave you on the record as eligible for child benefit and hence home responsibility protection.

You need to make a claim but elect not to receive it and you'll still get the nic credits
If you don't claim you won't get the credits
But as pp said there's a box to tick to
Say you don't want to receive the money

Claim it but tick the non payment box. You still get ni benefit (can't remember until what age). Also round here you need the letter for senior school entry (and maybe primary) so better all round to stay in the system.