Anyone had any dealings with an attachments of earnings order??

[captainshortie]

So long story short I messed up with my council tax and its now being taking from my wage.

Anyway the council have been nice as pie to me explainging everything along the way (ive moved inbetween the order being processed so have missed some letters)
However payroll whove had the letter for at least 2 weeks now havnt told me anything...

My questions are..

• Will payroll tell me how much is being taken from my wage beforehand? I.e will they send me a letter confirming theyve received the order etc
• Im due to go on maternity in january, they cant take money from my maternity wage can they?
• What if they take the amount this pay, and its too much and I cant afford to pay all my outgoings? I.e gas, lecky, phone bill, rent, my council tax on new flat, any standing orders I already have with other creditors and food shopping??

I know they say they work out a 'basic' how much you can live on, but everyone pays a different amout on different things...

Im only concerened because i get paid friday/saturday and im worried I wont have enough to even afford the BASIC of anything. And obviously by that point its too late to do anything about it as its already been paid. :/
Im really panicking can anyone offer some advice?
Ive spoke to the council on a couple of occasions and theyve said its down to my payroll however im not sure if I can call them or my manager has too, (my manager, btw, has no idea about it and informed me once he got the original letter payroll would be taking THE ENTIRE balance outright, which i later found out they dont they take a percentage)
(Just as an employee im not allowed to call my HR dept as its a nationwide company and the department is only small)
Sorry to ramble... hope it makes a bit of sense...

Not allowed to phone HR: f that. Ring them.

Normally they take a percentage above a certain amount so you should be ok

It’s usually a percentage and depends what it is. I don’t imagine you’ll get a letter. The payslip will tell you your deduction.

Are you in Scotland?

If so, the amounts taken are shown here:-
www.govanlc.com/earnings.

You should have received a table detailing this when the order was served?

Hopefully it's changed since it happened to my Dad. They missed a months poll tax payment. They had no letters at all from anyone. They paid late and a month or two later they took his whole months wage as an attachment of earnings. Apparently court letters were sent but he never received anything.

It’s a percentage based on your earnings. If your wage fluctuates (sales commission etc) then the percentage fluctuates in-line with that.

Here is a link of how much will come out of your salary per month www.northampton.gov.uk/info/200028/council-tax/996/council-tax-attachment-of-earnings, this is on net pay not gross. They can continue to take on maternity but if you look on the attached it will explain how much that will be

Thanks guys, im just concerenen because i shouldve received a n56 form? Which is apparantly like an income and expenditure form and I havent gotten one, so although i know my virgin for example isnt priority, i do have other priority bills like gas, lecky, phone, new council tax, and still got to make sure ive got enough to buy baby things (due in feb) and live off of..