Name changed because some details here are a bit outing.
I appreciate this is really a first world problem. Sorry in advance.
Live in London, work as a lawyer earning c.£100k. DH is an academic on £30-35k (changes depending exactly how much teaching he does). Our mortgage payments are £2300 pcm which is c.30% of our joint income.
Thing is, we’ve just had a baby and I can’t face the thought of returning to a job that means I’ll never see her during the week (usual hours are 9.30-10pm, and often much later, plus some weekends). There’s a job going in the public sector where I may be able to work 5 days over 4 and generally be able to leave the office at a better time and might be able to do nursery pick ups etc. Downside is the pay is £60k. This would mean our mortgage payments would be around 40% of income. We’d be able to save £500 pcm for emergencies etc on this (also includes £1000 nursery fees).
Does this sound doable or is it a terrible idea? Ideally I’d like to have another baby in the next couple of years. I could stay at my current firm to do this but the public sector role doesn’t come up very often.