Meet the Other Phone. A phone that grows with your child.

Meet the Other Phone.
A phone that grows with your child.

Buy now

Please or to access all these features

Chat

Join the discussion and chat with other Mumsnetters about everyday life, relationships and parenting.

Paying a cheque in via online banking!!!

45 replies

cjt110 · 07/11/2018 12:42

I am very impressed to discover that in today's modern age, you can pay a cheque in (HSBC) via the mobile banking app.

No trudging into town to pay it in as all the mini branches have been closed down. Instructions here

Unsure if other banks offer this service but how awesome!

OP posts:
MadisonAvenue · 07/11/2018 13:12

Wish I'd known about this a few weeks ago, apparently Barclays accept them online too. Could've saved myself a trip into town!

cjt110 · 07/11/2018 13:17

Just remember that if you bank via an app, that you need to hold on to the cheque until you are sure that it hasn't been rejected. Yes... This definitely.

OP posts:
cjt110 · 07/11/2018 13:17

Tell the world MadisonAvenue

OP posts:

Interested in this thread?

Then you might like threads about this subject:

user1981287 · 07/11/2018 13:21

Its very clever. You can also pay the cheques in physically at the post office.

user1981287 · 07/11/2018 13:21

As in, you can pay HSBC cheques in at the post office

cjt110 · 07/11/2018 13:23

user1981287 YY but it takes the usual 3-5 days I think?

OP posts:
MarianneAgain · 07/11/2018 13:30

That's handy.... elderly rellies send me cheques for my kids' birthdays... but I'm in France so I have to remember to take the cheques back to theUK to pay them in: this could save me a lot of hassle.

pingster · 07/11/2018 13:33

That's fantastic - I'd never even thought that could be an option. I've got two cheques that I've been meaning to pay in for ages so will have go with the ap

skyesayshi · 07/11/2018 13:38

Just looked up Lloyds and it is the same, clears at the end of the next working day if paid in via mobile phone.

Post Office credit it to your account the following day and I think it still takes the usual clearance time. Still easier than driving to the bank though.

I have posted cheques to my bank for years prior to the post office.

impostersyndrome · 07/11/2018 13:43

Thanks OPO I didn't know this, so I'll see if my bank does it too.

I find it almost as convenient to use the free service offered by a local sub-post office (I bank with Santander). I just need a paying in slip (at the back of the chequebook) and their special envelopes (which Santander sends out for free).

GunpowderGelatine · 07/11/2018 13:52

I hope it does work for businesses too as DH runs a company that banks with HSBC and its a nightmare receiving cheques as he sorts all the money and it a case of having time to do the 2 hour round trip to the bank to cash the bloody things!

olderthanyouthink · 07/11/2018 13:56

@cjt110 thanks but nearest post office is by the nearest NatWest branch. Not far but down a very steep hill and I'm grouchy about being very pregnant and not as fit and mobile as I'm used to being

Topseyt · 07/11/2018 14:01

I need to find out whether or not Nationwide do this. I am intrigued now.

cjt110 · 07/11/2018 14:09

@Topseyt I don't think the do looking at this

OP posts:
Larazamara · 07/11/2018 16:05

Makes me seriously tempted to open an HSBC account just for that feature! I'm with rbs and while I rarely get cheques they're a complete pain in the arse to pay in, have to drive to the mobile banking van that stops for 20mins once a week, about a 30 minute drive from me!

cjt110 · 07/11/2018 16:10

Do it. TBH, I only have my HSBC account because it links to our joint account and I cant be arsed changing my pay details. I use Monzo 99% of the time.

OP posts:
OddBoots · 07/11/2018 16:10

Barclays do this too, up to 4 a week apparently not that I have used it.

spiderlight · 07/11/2018 16:54

How useful! My DS always gets a cheque from his great-aunt at Christmas and it always takes us weeks if not months to pay it in because we both work long hours nowhere near a bank.

Stupomax · 07/11/2018 17:21

This is a new thing in the UK? I thought y'all were ahead of us US luddites in banking technology.

MorningCuppa · 07/11/2018 17:29

Barclays do this.
Gunpowder Barclays do it for business too.

New posts on this thread. Refresh page