To those of you that LEASE a car...........

[floatinglilly10]

I have always bought a car; usually with finance so monthly (low) payments. I currently pay £95 a month for a 2012 mini and due to finish payments in December. (I put a down payment of £3k initially)

I am looking for a new car most probably next year and was considering leasing a car..... I was just wondering to those of you that lease a car why did you decide to lease rather than buying? (aka what are the positives) My only concerns would be I drive a lot for my job, so I would have to arrange a contract that allows me to have a high mileage! I'm not sure if this would be expensive hmm

I also worry that it may get scratched, damaged etc? if so; would I be charged a lot by the dealer?

Finally; only if you don't mind answering, what car do you have and what are your monthly payments? Did you put a down payment down too?

Weighing up my options, thank you for your comments!

We have had 3. Latest was a qashqai for £289 a month 12000 miles. Prefer this method to hire purchase where you’re left with a big amount at the end. Only got caught out when husband got a company car and we didn’t need the Q anymore. We bought it rather than pay out of the lease and then sold it for a similar amount so we didn’t lose money. If we had bought out the lease term we would have paid £5k for nothing.

My last car was a lease. Would never do it again. Garage refused to service it when it had done enough miles to qualify as it wasn’t old enough yet. No record of the conversation kept by them as no work done. Not allowed to get work done elsewhere. It broke. The lease company say I am liable for £4000. Still disputing it

I've just taken a lease car having always owned before. I wanted a new car rather than used, wanted a bigger, more robust car as I drive up to 20000 miles pa and couldn't face another winter in my hot hatch. I put a couple of grand down on a 30 month contract. Car is a fully loaded VW Golf 2l GTD DSG. My contract is for 15 000 miles pa as I'm expecting my mileage to drop a bit, and am prepared to pay the excess if it doesn't. I'm paying £345 pcm.

I would never get a lease car ever again. Charged an absolute fortune at the end of the lease after already spending a fortune when you add up all the payments over the years - then you don’t even own the car at the end.
They go over the car with a fine tooth comb at the end of the lease and charge for anything & everything possible.
Our car was damaged during the lease period, we paid loads to have it repaired and resprayed, and the lease company still charged us for tiny imperfections (repair apparently not being up to standard as well as other things such as a small dent & scratch INSIDE the car door where the seat belt had got in the way when closing the door.) Never, ever again!!!!