Buying a 2 bedroom house is my biggest regret

[Helmlover]

This thread is by no means to gloat but I would genuinely appreciate some advice on my current situation.

I am lucky enough to live in my own house which is paid for. However it is only 2 bedrooms with no scope to extend (we have already looked into this). I live with my partner and his 2 children stay with us twice a week, who occupy the 2nd bedroom.

The issue is, I would really like a child of my own so therefore we would need to move house. We tried to sell a few years ago with no interest whatsoever. I know that if I tried to sell again I would need to lower the price, but the truth is I’m not prepared to lose 4,5,6 grand as that is a lot of money to me, and have worked too hard to just throw money away.

Can anyone offer any advice on other options? I have thought about renting it out but I don’t know if it’s worth the hassle.

Have you considered buying a property with your partner? You can retain your own property in your name and rent it out. The rental income can probably be taken into account for the new mortgage on the new house. Own the house as tenants in common and have a deed of trust setting out how the properly is to be dealt with if you seperate. You retain your own property in your name. Do not marry him though in order to retain your capital investment.

If it s,paid for and zero mortgage then op doesn't have negative equity.
All the equity ie value of house is hers.
So op do you have a mortgage or not ?
She seems to be comparing price now with what she paid. In 2012.