PPI people keep harassing me

[EachandEveryone]

One particular company wire me down I told him time and time I didn’t have ppi and he said let me check. I literally have had the same account for years anyway i have him my previous address and he said that there was money from an account in 2002 I said I wasn’t interested. Then I quickly wrote to the bank and they sent me a check from an old account. Ive banked it. The man has now rang saying he needs more information off me I’ve said no I’m not interested. He started bullying me saying I’ve signed a verbal contract it’s recorded and I owe them 40% of what they’ve found —he doesn’t know Ive already got it— I said I do t want him to Persue it I’m not well at the moment and I’m not giving him any info. It’s he right so I have to let him chase it? What about when he then sees Ive got the money can he press charges and make me give it to him?

Block their number and ignore them.

Ive done that i just hope they dont start writing to me. Can they make me pay them money?

No of course they can't. Ignore. If they call you hang up.

If they contact you again tell them you will be phoning a solicitor as their unsolicited phone calls are now bordering harassment and also ask them where they got your details from. State under the data protection act they have to tell you. I've don't this a few times now with ppi and rta calls. 8 have gone from 2 to 3 a day to none for the past 3 or so months.

No they have my details because I stupidly gave them out they hassled me that much kept telling me I had ppi and I said I wasn’t interested but go ahead and look. They then said they would phone me and take all my details and send me a form to sign. I chucked the form and never answered their calls again. I happened to write one line to the bank and I don’t know if it was a coincidence but the very next day I received a check from the bank with apologies (no mention of ppi because I never had it) now the company is saying I’ve given a verbal contract so I have to pay them what they find even though I’ve told them do not I’m not interested.

No such thing as a signed vernal contract, surely? Not worth the paper it's written on...

No you dont owe them money. I have dealt with PPI people and to be honest they were very cautious every step of the way, sending stuff to sign and each time they phones making sure I wanted to proceed. In the end they didnt find any (I knew they wouldn't)

These are cheeky fucker chancers

Well I don’t know if they did find it but the very same bank did send me a nice check for an account they say they miss managed I need a new bed I’m terrified the ppi people will try and take it!

They can't do anything, you don't have a contract with them. Block their number, if they phone you from a new number say 'I said no, stop harassing me' and hang up.

He said verbal is the same as written and that he has it recorded

But surely a contract has to be clear and agreed by both parties?

Did he tell you at the time that they were recording your conversation?

rubbish they are trying it on, block it, you've already said the account didn't have PPI on it anyway. You would have had to sign a document for them to act on your behalf a voice on a recording doesn't act as proof. Enjoy your new bed!

I wonder what they did to my account that they apologised for? I’m not complaining and I’m off to look at beds —not clothes—