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What is/are the limits on your various credit cards and overdraft allowance?

31 replies

VladmirsPoutine · 13/08/2018 14:12

That is if you don't mind sharing it. I'm just trying to get a gauge of how regular mine is. I have 3 credit cards; £750, £1500 and £300 limits respectively. Overdraft allowance of about £3k.

OP posts:
BarbaraofSevillle · 13/08/2018 15:33

Queef I've been OK with Barclaycard, the limit on that one is a shade under £6k. We put all our spending on it and get maybe £100 a year in cashback.

It's Halifax I struggle with, they won't let me go past £1000 and they keep putting it down to £500, but I can't complain really - I make far more money out of the banks than they do from me.

VladmirsPoutine · 13/08/2018 15:36

Queef why refuse? Wouldn't it be better to have and not use than an out and out refusal? I perhaps naively think that since the 2008/09 crash they became a bit more responsible wrt quotes - prior to that I did once have a quote for 18k and I had to read the letter a few times with a very contorted face to ascertain it. I must add I did have visions of me sitting on a cruise-liner in a bikini whilst sipping cocktails. Didn't fancy a stark crash back to reality once back home in rainy England whilst pondering my new debt!

OP posts:
HollyBollyBooBoo · 13/08/2018 15:38

£1k overdraft and £10k limit on one CC, which they seem obsessed with increasing to the point where I called to say please stop increasing it.

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TheQueef · 13/08/2018 15:45

And Halifax love me Babs I use their card for overseas spends and they bump it up every year.

I worked out Vlad the most I would ever need in emergency, FoF, I could comfortably do owt for £50k.
The rest would be greedy Grin

Andro · 13/08/2018 16:02

No overdraft, my cc has no preset spending limit (and is paid off in full after every use - I use it for the protection it affords on large purchases).

Lauren83 · 13/08/2018 16:21

I have the following but don't use them all some are empty

Overdraft 3k
Credit card 10k
Credit card 8k
Credit card 8k
Credit card 4k
Credit card £1,500

Only have so many from doing interest free balance transfers

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