Quick piece of advice needed. I have until tomorrow to make a PITA decision.
Just had boiler replaced today by nice, competent boiler man. Noticed as he was packing up that there is a hole in the plastic molding on our UPVC front door, about 5 cm long and 3 cm wide, so quite noticeable, although superficial; it just shows what the inside of the door looks like, IYSWIM. Ugly, and will bug me if left.
The guy concedes that he probably did it while moving the old boiler out of the house, but says he would have told me right away if he'd noticed at the time, as I'm sure he would have.
Anyway, DP jumped in straight away, talking about how to fix it himself (would be a messy, totally DIY kind of fix) and the boiler guy was talking of getting a friend who does double glazing to come and see if they could fix it, although he also said that it wouldn't be possible to fix just the hole, the door is a single, moulded piece.
My first thought was to claim on his insurance to replace the door (which is what I am sure he'd be expecting most people to do).
My sister suggested claiming on our household insurance to replace the door, saying we caused the damage or that it just appeared, asking the boiler man to take the equivalent of our excess off his price for replacing the boiler.
DP who just can't be arsed with it says we should ask him for £40 for some filler and the trouble of patching it up and DP will have a go himself.
What would you do?
I'm not even sure that what dsis is suggesting is strictly legal? Why am I being made to feel unreasonable for just wanting to make a straightforward claim on his insurance?