My brother and sister have 5 children each, so Christmas can be expensive even if done on a budget. For the past few years the eldest 5 of the 10 children have requested cash not gifts, so have had money in a card. I always thought I would stop presents when each of them got to 18, but here is the wwyd...
The eldest 2 are now 18. One at uni the other not. I've not explicitly said to my brother and sister they are not getting anything, and my brother who's eldest is at uni said his DD was relying on Christmas cash to get through next term, while my sister said her DS was really looking forward to his cash to help pay for car insurance. I was feeling odd about going to the family get together and not giving them anything but now I feel really bad (we all have a meal at my brothers house before Xmas and give the kids presents)
So what do I do? Keeping giving cash (when will it end!) or stop this year and maybe look like a Scrooge? Might not be relevant but I have one child, who is still at preschool, and I am not rolling in cash (who is!)