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Not sure how I feel about this situation...???

31 replies

rattie77 · 21/02/2012 22:09

My DH and I and our children are lucky enough to be living rent free in the house he grew up in. We have lived here for a long time after living in a council property after we were repossessed many years ago. My deceased FIL stated that he always wanted his son (my DH) to have the house as the other child didn't want or need the money or property. My MIL passed away over a year ago and we were always led to believe that the property deeds would then become DHs. The other sibling has control of all the legal financial stuff and it has not been mentioned. My DH is rather frustrated about this for a few reasons: He wants to know where he stands with regard to the property, especially should anything happen to either of us, The property is in dire need of repair - it is falling down around us really, even the kids are joking about it. We are quite a poor family, despite not paying rent, complicated to go into really but only one wage earner on a low income, hence no money over to do any major repairs. The last reason is that he feels powerless - is the other sibling witholding the information for a reason, it feels rather like a control issue. DH is a very unassuming person and was always quite in awe and dominated by his mother and I think he feels this way regarding the other sibling, he is a bit worried about asking. We do live a long way from them and he feels it is not something that can be discussed over the phone. If we wait until he can go and see them it may take a while as the petrol cost is quite a lot and we are living on a tight budget at the moment. It does seem awful to complain when so many are struggling to pay rent/mortgage, but are we being unreasonable in wanting to know where we stand and what would you do?.

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rattie77 · 29/02/2012 20:15

DH thought that you could sell some of the property off, friends of his did it some years ago. They owned their home outright and needed some funds, so they sold a share of their property. It meant less for their children when they passed away, but they felt thier need was greater than their childrens as they were both finacially sound and settled. It was just a thought, not looked into it at all, - we certainly couldn't afford to remortage.

I will have a look on freecycle, actually tried to register with them last week, but haven't heard back from them yet??. TBH my hearty isn't really in the home at the moment, it all seems too overwhelming - where to begin, everywhere is horrible. I know that seems defeatist,but feel at rock bottom. DH just said we have to cut food bill down per week now - we need to repay one of our sons money each week, he lent us money for a second hand TV - ours died last week. As it appears to be the only financial item that isn't fixed per week/month - it looks like this is where the money will come from.

I think we all agree that DH needs a kick up the bum, I think he feels that as the sibling knows our financial situation and they have not offered assistance, then he cannot bring himself to ask about this, even though it may be his ?. I suppose its a pride thing, but keep telling him pride comes before the fall, especially in this case.

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EverybodysSnowyEyed · 29/02/2012 20:31

If you have enough land you could sell some off, or if there was a self contained basement. But you have to figure out if there is anything anyone would want.

Beware the companies that buy your house and let you rent it back as well

Iggly · 29/02/2012 22:38

As I always say, never assume. Your dh shouldnt assume the sibling knows. Do they see your bank statements? It's probably or something they think much of - why would they unless forced to? I think I know how much money my siblings earn and what that means but I could be wrong!

rattie77 · 01/03/2012 11:28

Maybe, but it is well known that we have never had a holiday in 28 years of marriage, it is often mentioned that we are doing well to cope in such adverse a situation etc, etc. The living room hasn't been decorated since we moved in 15 years ago etc and we have had cast off furniture from them. I do take your point on bpard though, I am really bad at assuming people know what I want/need etc when I haven't actually asked them.

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Iggly · 01/03/2012 13:32

I just think it's :( to live like that when potentially it could be addressed.

rattie77 · 01/03/2012 19:29

Exactly Iggly, I think that is why it is all so frustrating.

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