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Should ex just give the dc his inheritance instead of just wasting it?

72 replies

Liesmorelies · 01/09/2026 13:47

I know this isn't my business but it is annoying me so much.

Ex (divorced 10 years ago) is low paid with various health conditions (being low paid predates these) and has never financially supported the dc. He is on some kind of benefits sometimes - not sure of details but I do have claim open and often have letters to say he has £0 to pay due to being on benefits. However, at the moment he is meant to be paying £80 per month for one remaining under 18 child and some of his arrears - obviously he isn't paying it. He lives nearby and was in rented until a few years ago when he inherited about £200k and bought a house outright. His family and most of his friends live in a city about 90mins away by train - ex can't drive for medical reasons.

He has told dc2 that when they start uni next year he will be moving back to his city. Presumably the house will be sold but I'm not sure that he will buy again and it's likely he will move in with family. He has owned the house for around 5 years. It's an older property and he has no cash to spend on it - it's not what you'd call well-presented, to put it politely. So the two transactions in a short space of time, along with 0 investment in the house and the state of the market now will mean he will surely lose quite a bit of his original lump-sum. It was always his plan to move once the dc started uni as his life mainly is in the other city. However, they have only stayed at his 4 nights per fortnight and have often complained about that - don't know if he knows that though. It's also not unusual for him to cancel some of the contact he does have - with that in mind, probably averages out to 1or 2 nights per week over a year.

Presumably, if he sells the house and moves in with family he will lose benefits and burn through the money - he is incredibly irresponsible financially. It just seems such a waste. I feel like buying the house was such a poor decision and a waste and feel like he should have just gifted the money to the dc for them to invest. I wish he could do that now. At least some of his benefits must be non-means tested so could he do that? That money is quite likely to be the only money from that side of the family the dc ever get, and they haven't been supported by their dad so I feel like they should have it, but it's all just going to be wasted.

I know it's nothing to do with me but I am so tired of being the only one providing anything for the dc ever and this is yet another stupid and wasteful decision from him.

OP posts:
Willreturnforsure2 · 01/09/2026 13:51

So you want him to sell the property he lives in? Sorry long thread and I just want the headline!

Willreturnforsure2 · 01/09/2026 13:52

How many kids? How old?

Shinyandnew1 · 01/09/2026 13:52

It’s his inheritance to do with as he wants, unfortunately so it doesn’t sound like there will be anything left of it by the time it comes to his will.

Octavia64 · 01/09/2026 13:53

lol totally unreasonable.

quite apart from anything else if he gives it away to dc (or anyone else) he can say goodbye to any benefits

Liesmorelies · 01/09/2026 13:54

I mean, it's not that long!

He's selling the property anyway. I want him to give the proceeds to the dc instead of pissing it up the wall.

Kids are 17 and 20 - they could be setting up for life instead of him just wasting it all.

OP posts:
Willreturnforsure2 · 01/09/2026 13:54

He is going to need a lot of money to fund his care in later years
and I am guessing zero pension

Willreturnforsure2 · 01/09/2026 13:55

Liesmorelies · 01/09/2026 13:54

I mean, it's not that long!

He's selling the property anyway. I want him to give the proceeds to the dc instead of pissing it up the wall.

Kids are 17 and 20 - they could be setting up for life instead of him just wasting it all.

How old is he? He will need money to find his care if serious health issues and retirement

Willreturnforsure2 · 01/09/2026 13:56

Is his family even inviting him to live with them?!

SpriteFairyPixie · 01/09/2026 13:56

And how exactly do you plan to force him into doing this? Pinch him until he agrees to your plan?

Liesmorelies · 01/09/2026 13:56

Yes, but he will categorically NOT save for his future needs so no impact there. You are correct - no pension (luckily, he refused a share of mine!).

@Octavia64 Yes he'd lose benefits, but he'll lose them anyway by keeping the money? At least if he gave it to the dc it wouldn't be wasted. Also, some of his benefits I'm sure must be non means tested.

OP posts:
Liesmorelies · 01/09/2026 13:59

I can't force him or have any impact at all on the decision. I just think he should! I wish I could think of a way where I could persuade him. i just think he was so stupid to buy the house he did. He should have moved back to his city 5 years ago and then at least so much wouldn't have been wasted.

OP posts:
Gazelda · 01/09/2026 14:08

if he sells the house, he can either give the £ to your kids and lose all benefits (what I’ll he live on? Perhaps it will motivate him to work) he can keep the money to live on (and be ineligible for benefits).

as a taxpayer, I vote for option B.

your kids will make their own way in the world just like millions of of others who haven’t been given a large sum of money while their father is homeless and penniless.

I sympathise with you and the DC for having this feckless idiot in your lives. But your solution is ridiculous.

NewAgain26 · 01/09/2026 14:08

I can understand why you want this money for your children.
But TBH it sounds like your ex needs the money for himself first - if he is on a low wage it's probably his only opportunity to become a home owner and put money away for his retirement. If he chooses not to do those things - thats obvs on him - but it's HIS money to waste.

Just because he's only had this house 5 years doesn't necessarily mean he's lost money on it - it's only recently house prices have fallen - he may actually have made money.

Get on with living your' own life - what your ex does with his inheritance isn't your concern. How would you feel if he tried telling you how to spend or save your own money?

Willreturnforsure2 · 01/09/2026 14:12

What makes you think him moving in with family is even a possibility?

Willreturnforsure2 · 01/09/2026 14:13

He bought a house… less than £200k

Sounds like he didn’t exactly buy a castle

Liesmorelies · 01/09/2026 14:16

He's likely to move in with his sibling as they are close, unmarried and have some of the same health conditions so could support each other, particularly ex supporting he. I don't know, but I wouldn't be surprised.

How would you feel if he tried telling you how to spend or save your own money?

Well, not the same thing, but he kind of is - I have to give him a lump sum as part of our financial settlement in 4 years time. It gets to me because he has contributed nothing. That's another way he has effectively controlled how I spend my money and how I live - because he acts like he hasn't got children.

OP posts:
Liesmorelies · 01/09/2026 14:18

Willreturnforsure2 · 01/09/2026 14:13

He bought a house… less than £200k

Sounds like he didn’t exactly buy a castle

It cost pretty much exactly that. We're in a cheap part of the country. he bought bigger than he needs so dc could have a bedroom each despite them not really wanting to be there, and he bought period, despite it being difficult to maintain and him having no other money. Wish he had just got a flat in his city and seen the dc once or twice a month and holidays.

OP posts:
Willreturnforsure2 · 01/09/2026 14:18

Liesmorelies · 01/09/2026 14:16

He's likely to move in with his sibling as they are close, unmarried and have some of the same health conditions so could support each other, particularly ex supporting he. I don't know, but I wouldn't be surprised.

How would you feel if he tried telling you how to spend or save your own money?

Well, not the same thing, but he kind of is - I have to give him a lump sum as part of our financial settlement in 4 years time. It gets to me because he has contributed nothing. That's another way he has effectively controlled how I spend my money and how I live - because he acts like he hasn't got children.

So pure speculation that moving in with his siblings, also in poor health, is remotely a possibility.

It has been a decade since you divorced. I imagine you know very little about what’s going on in his life

he bought outright a property no more than £200k… hardly excessive

Willreturnforsure2 · 01/09/2026 14:19

Liesmorelies · 01/09/2026 14:18

It cost pretty much exactly that. We're in a cheap part of the country. he bought bigger than he needs so dc could have a bedroom each despite them not really wanting to be there, and he bought period, despite it being difficult to maintain and him having no other money. Wish he had just got a flat in his city and seen the dc once or twice a month and holidays.

But maybe, given he is in poor health, he didn’t want a flat in the city centre!!

Morepositivemum · 01/09/2026 14:19

He doesn’t sound like the type of person that leaving anything to his kids would even occur to tbh so you’d have to spell it out to him then convince him he’s doing a good thing. As others say he’s going to need that money to live too. I think you need to write him off tbh op x

Burningbud1981 · 01/09/2026 14:22

None of your business is it ? If he’s never provided for your kids since the split I wouldn’t be thinking or relying on him to do anything.

grinandslothit · 01/09/2026 14:23

I would have that financial settlement changed legally if it's possible as he hasn't kept up his part of the deal

what will you and your side of the family be leaving your children for inheritance?

Liesmorelies · 01/09/2026 14:26

City centre would suit him - he's not ill as such but has mobility issues and fatigue. A flat in a fairly central location is ideal for him with good transport links to services and amenities. It's more suitable than where we are, which is less than ideal without a car.

Yes, he'll live off the money for a short while and then it'll all be gone, with fuck all to show for it and he still won't be close to funding his own care or anything like that.

He insisted on having a house so he could say the dc live with him, only to cancel contact 30% of the time anyway. It's a waste of money.

OP posts:
Switchnow · 01/09/2026 14:27

You know far more about his plans and finances than is normal ten years post divorce. He bought a house with a bedroom each for the kids, so he doesn’t always act like he doesn’t have kids. He could sell and live off the proceeds, saving the taxpayer all but his housing costs (I say this way round because you said you’re in a cheap part of the country). Get on with your own life and teach your kids to do the same, unearned wealth is never a given.

MargaretMeldrew · 01/09/2026 14:33

Gazelda · 01/09/2026 14:08

if he sells the house, he can either give the £ to your kids and lose all benefits (what I’ll he live on? Perhaps it will motivate him to work) he can keep the money to live on (and be ineligible for benefits).

as a taxpayer, I vote for option B.

your kids will make their own way in the world just like millions of of others who haven’t been given a large sum of money while their father is homeless and penniless.

I sympathise with you and the DC for having this feckless idiot in your lives. But your solution is ridiculous.

You think that someone with unspecified health conditions will perhaps be motivated to work because they have nothing to live on? People’s illnesses and disabilities miraculously disappear when they’re penniless? If only it were that simple!

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