I’m not sure what to do next with my life. Going to try to hit the bullet points.
- I’m one of the many researchers in the US who have recently been forced out by the Trump administration.
- Ive got a little over 10 years before I can get Medicare, which is health insurance for seniors in the US
- my husband is a high earner and can provide health insurance for both of us through his job
- i am disabled to the extent i need real accommodation to work, but not so far that the government would recognize that I can’t work.
- my husband has been suggesting I just retire for the last couple of years and thinks I should embrace this opportunity
- we have plenty of savings, we don’t need me to work. Aside from health insurance, we don’t even really need Dh’s income, though life would be much more frugal
- my disability means real health needs and expenses.
The only reason for me to work is the what if. What if he has a heart attack? What if he suddenly can’t work? What if his personality radically shifts and he becomes abusive despite never showing any sign.
If I lived in a country with universal healthcare, I would be celebrating my retirement.
As it is, I can’t decide if I should gamble and enjoy my life or work just because I am risk averse.
Oh and for anyone wondering how I would fill my time, I have always been a part-time artist. I have squeezed in my art in stolen moments. I don’t expect to make any money, but I can easily fill my days. I might even be able to bring in enough cash to pay for my supplies and equipment, but that isn’t necessary.