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AIBU to feel horrified at the number of Motability vehicles being provided?

628 replies

DawnRaiderNight · 22/10/2026 19:36

Just read this in the Telegraph about what the Americans think of our welfare spending:

“It also shocks Americans to learn that almost one in every five new cars sold in Britain is provided through Motability, the taxpayer-backed car scheme. The equivalent in the United States would be every Chevy, GMC, Buick and Cadillac sold through welfare. Or every Ford”

One of my friend’s daughters, aged 27, who has never worked, has several children with various diagnoses and is a single parent recently received a top of the range car, got to choose the colour and was given a ‘big reveal’ at the garage when she collected it. She has now been given a new four bedroomed detached house, something my own hardworking children could never manage.

Something is very, very wrong in this country.

OP posts:
pointythings · 25/10/2026 18:44

Portmore · 25/10/2026 18:26

And he would obviously be eligible for that & any sick pay.

The carer of someone sick isn't eligible for sick pay. That's not right at all & as the OP in that post has said they just needed a friendly GP to pull that one off. PIP & in particular the high rate of mobility needed for the motability scheme can't be fabricated by a quick note from a GP. It needs pages of evidence & is often rejected & appealed.

But yet the endless threads are hating on PIP & motability which every claimant has proved they are eligible for & not on the people actually claiming things they technically shouldn't

I have no idea how this person's husband swung that one. It certainly wouldn't have been possible in the NHS organisation where I work. Policies are generous and I won't dispute that. When my dad died, I had 2 weeks off in a combination of bereavement and carer leave (my mother needed my presence while I put things in place for her). When my husband died, I had a total of 5 weeks off, 3 of which were planned annual leave, the others were a combination of bereavement and special leave due to the very difficult circumstances of his death. I appreciated all of it. But 12 months?

Portmore · 25/10/2026 18:26

Kirbert2 · 25/10/2026 17:11

Her husband does get PIP though.

And he would obviously be eligible for that & any sick pay.

The carer of someone sick isn't eligible for sick pay. That's not right at all & as the OP in that post has said they just needed a friendly GP to pull that one off. PIP & in particular the high rate of mobility needed for the motability scheme can't be fabricated by a quick note from a GP. It needs pages of evidence & is often rejected & appealed.

But yet the endless threads are hating on PIP & motability which every claimant has proved they are eligible for & not on the people actually claiming things they technically shouldn't

Kirbert2 · 25/10/2026 17:11

Portmore · 25/10/2026 12:47

It's comparing the hate towards PIP & notability compared with the overwhelming understanding towards someone claiming 12 months sick pay.

Someone in UC , PIP & eligible for motability is automatically under suspicion for being a burden but someone who receives way more through sick pay for identical circumstances is automatically seen as 'worthy' and deserving rather than a burden.

The person claiming the 12 months 'sick' does not have to go through the complex process of applying for benefits they just need a single doctor to view them as the 'right type' of person & they get a professional salary for a whole year (or more)

I'm just noticing the stark difference between the reactions on here to people who may have identical circumstances. Very polarized who is/isn't deserving

I don't think the numerous threads on motability have anything to do with motability it's to do with who deserves what.

Her husband does get PIP though.

Dollysfriend · 25/10/2026 16:07

The reason that credit is given for the mobility leases is it's taken at source. Hence the mobility charity is paid before any remaining benefit.
Basically it can't bounce!
Someone who has been ill may have built up debt as their sick pay is tiny vis a vis their normal salary. Mine was.
Three months savings is recommend for emergencies but if you're ill longer than that you can be in dire straights.

Scarcityvarcity · 25/10/2026 15:52

pointythings · 25/10/2026 15:07

It would be different though, because disabled people would need to meet the same criteria for creditworthiness as other people - which they may well not be able to do.
I'm glad you don't think it should be scrapped.

They would only need to meet the same criteria if car finance people decided they needed to. They could decide someone on higher mobility pip etc had enough income if they wanted to.

pointythings · 25/10/2026 15:07

Scarcityvarcity · 25/10/2026 14:35

No, I didn't suggest that it was scrapped. Stop reading things i didn't say. I said that if it was people would lease a car as it's not much different. I.e. People aren't being given a car. They are just leasing one.

It would be different though, because disabled people would need to meet the same criteria for creditworthiness as other people - which they may well not be able to do.
I'm glad you don't think it should be scrapped.

SDTGisAnEvilWolefGenius · 25/10/2026 14:53

LathkillDale · 25/10/2026 08:19

As pp have pointed out, it’s leased not bought for you. DD1 has a life threatening condition and can die at any time. All it takes is for her to get too hungry or cold or stressed or bored, etc. (Any reason why she’s not in 100% good condition) The last thing we can afford to happen is for the car to break down, and we be stuck for several hours in a freezing cold car, waiting for the roadside assistance! We could end up calling 999 to her before then!

It is beyond my comprehension how anyone can be jealous of her, for having a brand new car, when she could die in her sleep tonight in her 30s? She can’t drink alcohol, smoke, have sex, work, choose where and who she lives with, have children, go out when and where she wants, or have any purpose in life. She also knows, she cannot do all the things, we can do! It is a never ending source of grief to her!

How can anyone think a new car makes up for all those losses? (Actually, a new car is meaningless to her; she doesn’t understand number plates anyway)

Your post is so eloquent, @LathkillDale - and encapsulates exactly what is wrong with the posts that criticise people for getting a Motability car - or indeed, any other disability aid or benefit. Do these people not think we would far rather not need these things, for ourselves or our much loved family member?

Yes, I got wheelchair assistance at the airport, and was on the plane ahead of almost everyone else, but I would far rather be able to walk well enough not to need the assistance. My disability massively limits what I can do - and without the assistance I get (DLA, a wheelchair, a blue badge) I would pretty much never be able to leave the house.

Scarcityvarcity · 25/10/2026 14:35

pointythings · 25/10/2026 14:25

Well, you suggested that we could just scrap Motability and people with disabilities could go through normal leasing processes. I pointed out a barrier that should have been obvious to anyone and wondered why you made the suggestion at all, given how incredibly obvious the barrier is.

No, I didn't suggest that it was scrapped. Stop reading things i didn't say. I said that if it was people would lease a car as it's not much different. I.e. People aren't being given a car. They are just leasing one.

StressedSupportWorker · 25/10/2026 14:34

I think Scarcity is trying to understand the point of view of the Motability scheme's opponents, rather than advocating for the ending of the scheme, and she's noticing that their hatred makes very little logical sense.

She's right that if the scheme ended, claimants would still have their high rate mobility award and many might manage to lease cars on the open market, just the same as now (but with far greater inconvenience). The answer is that the opponents of the scheme have no flipping idea how it works, so they don't realise that.

pointythings · 25/10/2026 14:25

Scarcityvarcity · 25/10/2026 13:57

What makes you think i want to make things harder.🙄

Well, you suggested that we could just scrap Motability and people with disabilities could go through normal leasing processes. I pointed out a barrier that should have been obvious to anyone and wondered why you made the suggestion at all, given how incredibly obvious the barrier is.

Scarcityvarcity · 25/10/2026 13:57

pointythings · 25/10/2026 12:21

Not necessarily - to lease a car, you need decent credit. People with disabilities and their families are less likely to have sufficient credit to be allowed a lease.

Why do you want to make things harder for people with disabilities?

What makes you think i want to make things harder.🙄

Seymour5 · 25/10/2026 13:56

pointythings · 25/10/2026 12:20

And what is your solution? Abolish the Motability scheme, even though it makes a profit for car manufacturers and thereby contributes positively to the UK economy?

My point was that only a small proportion of reported abuse/misuse leads to action, many of the reports will be from people who don’t understand the system. Some, I’m sure will be malicious. I support the ethos of the Motability scheme, and Blue Badges.

x2boys · 25/10/2026 12:56

LittleMi55Nobody · 25/10/2026 12:13

nah..we bought her car

But she still gwts the HRM so you could say that payment is subsidising your ability to buy her a car ?
So nothing to do with morals
Its whatever works for the indvidual
A mobilty car works for my son
Other people use the payment to help fund taxis etc
Others might use it to buy a second hand car

Portmore · 25/10/2026 12:47

XenoBitch · 25/10/2026 12:28

What has this got to do with Motability?

It's comparing the hate towards PIP & notability compared with the overwhelming understanding towards someone claiming 12 months sick pay.

Someone in UC , PIP & eligible for motability is automatically under suspicion for being a burden but someone who receives way more through sick pay for identical circumstances is automatically seen as 'worthy' and deserving rather than a burden.

The person claiming the 12 months 'sick' does not have to go through the complex process of applying for benefits they just need a single doctor to view them as the 'right type' of person & they get a professional salary for a whole year (or more)

I'm just noticing the stark difference between the reactions on here to people who may have identical circumstances. Very polarized who is/isn't deserving

I don't think the numerous threads on motability have anything to do with motability it's to do with who deserves what.

marblyarch · 25/10/2026 12:28

LittleMi55Nobody · 25/10/2026 12:13

nah..we bought her car

But she still receives her high rate mobility PIP?

XenoBitch · 25/10/2026 12:28

Portmore · 25/10/2026 12:13

There's another thread about a woman whose husband has cancer & she's managed to claim 12 months of sick pay for herself. She has no illness herself but is claiming for the (completely valid) distress & mental health it's causing.

Every time someone quite rightly questions why she's got a sick note when she should really be claiming compassionate leave, carers leave or unpaid leave the comments are swiftly removed because it's upsetting her.

There's a bit of double standards going on here.

There are way more people working in the state sector on decent salaries who are managing to fiddle the system to get 12 months paid 'sick' leave to deal with personal issues & 'stress' with GPs ready to hand out no quibble 12 month sick notes to the 'right type' of person than there are people claiming motability cars.

Full State sector sick pay for 12 months is costing the tax payer more than motability

What has this got to do with Motability?

pointythings · 25/10/2026 12:25

LittleMi55Nobody · 25/10/2026 12:13

nah..we bought her car

And you were able to do that. Great for you. Other families with disabled members are not able to do that.

And your DD still claimed the PIP, so no moral high ground for you.

pointythings · 25/10/2026 12:21

Scarcityvarcity · 25/10/2026 11:10

I don't get why people get so worked up about the cars given they are being exchanged for benefits. If they removed the scheme then people could just lease a car in the usual way couldn't they?

Not necessarily - to lease a car, you need decent credit. People with disabilities and their families are less likely to have sufficient credit to be allowed a lease.

Why do you want to make things harder for people with disabilities?

pointythings · 25/10/2026 12:20

Seymour5 · 25/10/2026 10:14

Thousands more are reported than actually get removed. As you say, people don’t know the rules. However, some have been found to have been used in crimes; by people not on the list of insured drivers; by drivers who have lost their licences. There will always be a minority who abuse any system.

And what is your solution? Abolish the Motability scheme, even though it makes a profit for car manufacturers and thereby contributes positively to the UK economy?

emuloc · 25/10/2026 12:16

LittleMi55Nobody · 25/10/2026 12:13

nah..we bought her car

So nothing to do with morals, at all, and more to do with the fact that she has the support of family, buying her a car.
🤔

Portmore · 25/10/2026 12:13

There's another thread about a woman whose husband has cancer & she's managed to claim 12 months of sick pay for herself. She has no illness herself but is claiming for the (completely valid) distress & mental health it's causing.

Every time someone quite rightly questions why she's got a sick note when she should really be claiming compassionate leave, carers leave or unpaid leave the comments are swiftly removed because it's upsetting her.

There's a bit of double standards going on here.

There are way more people working in the state sector on decent salaries who are managing to fiddle the system to get 12 months paid 'sick' leave to deal with personal issues & 'stress' with GPs ready to hand out no quibble 12 month sick notes to the 'right type' of person than there are people claiming motability cars.

Full State sector sick pay for 12 months is costing the tax payer more than motability

LittleMi55Nobody · 25/10/2026 12:13

WiddlinDiddlin · 24/10/2026 21:47

Aye, sorry, what have morals got to do with it please? She costs the taxpayer exactly the same whether she has a car or not, but if she had a car she's putting money back in to the economy, providing jobs...

Or do you mean she is in fact donating her mobility payment to charity as she does not need it?

I am willing to bet a fair bit she is not doing this.

nah..we bought her car

StressedSupportWorker · 25/10/2026 11:47

Scarcityvarcity · 25/10/2026 11:10

I don't get why people get so worked up about the cars given they are being exchanged for benefits. If they removed the scheme then people could just lease a car in the usual way couldn't they?

I've come to understand that a significant number of literate people with (presumably) the capacity to live independently have become convinced that Motability cars are simply awarded to people in addition to a PIP payments.

LathkillDale · 25/10/2026 11:30

Macaronicheeseforthewin · 25/10/2026 11:17

That link is about the country not being a household, not a business. And yes, the country does need to operate as a business. It doesn’t need to make a profit but it does need to balance the books. No business, country or household will survive if it doesn’t operate within its means or takes on debt that it cannot afford to service. And yes, the country is an issuer of currency but they can’t simply do that because, as you say, they have to consider the macroeconomic effect.

You are splitting hairs. There is no real difference between a household and a business in terms of budgeting, etc.

As I said, unlike a business, the government is a currency issuer, it has the Bank of England to change interest rates, it has other levers like tax to control the economy and it has to think about the macroeconomic effects of what it does.

Macaronicheeseforthewin · 25/10/2026 11:17

LathkillDale · 25/10/2026 08:26

No, this country is not like a business! It is an issuer of currency, which no business can do; it has a range of levers at its disposal and it has to consider the macroeconomic effects of what it does:

neweconomics.org/2018/10/a-government-is-not-a-household

That link is about the country not being a household, not a business. And yes, the country does need to operate as a business. It doesn’t need to make a profit but it does need to balance the books. No business, country or household will survive if it doesn’t operate within its means or takes on debt that it cannot afford to service. And yes, the country is an issuer of currency but they can’t simply do that because, as you say, they have to consider the macroeconomic effect.

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