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AIBU?

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AIBU to want half of the pension after divorce?

1000 replies

DivorcingDebbie25 · 20/09/2026 21:46

Trying to avoid drip feed. Am sixty. Married 40 years. Kids are 40/38. I’ve never really worked. Husband had corporate career. I have been waiting for him to retire for years but it’s become clear that will never happen. He is rarely at home, constantly doing adventure stuff or pursuing his hobby. I’ve given up waiting and I want a divorce. He’s not fought me on it and clearly we are just done. I’ve moved out into rented and he’s paying my rent and expenses- clearing credit card etc.

We are reasonably civil but he says asking for half is ridiculous. He says that the only real assets are his massive pension fund, my smaller one and our house which we will sell. I think he should give me half the value of the pension fund but he says that’s not possible. He says half the house and then we combine the value of the pensions and I get the equivalent of half the income from it. Surely I can just ask for the value and then do what I want with it? It feels very controlling.

I will of course get a lawyer but wanted to check if I’m being unreasonable in asking for my half? What about future income / inheritance etc? Once I’m divorced do I lose all claim on that even though I’ve supported him to earn this money and to see the return on investments that won’t come through for a few years?

OP posts:
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walrushurricane · 21/09/2026 10:54

Jaxinabox · 21/09/2026 10:48

No, im a single parent to three. Not in the slightest privileged. Yes I do have a great career that I worked very hard for. Working night shifts, working for free to get experience. Long shifts. On my knees many times. I can hate the terms because they are bullshit. Every mum is a full time mum. And everyone makes a home. You don’t need to be unemployed to be either.
So maybe get off YOUR high horse. I am offended by someone fleecing another human being who by Ops own account has done right by her.
Maybe you should stop missing the point and stop being offended yourself.

Who was looking after your three children while you were doing night shifts and working for free?

Elmer83 · 21/09/2026 10:54

Jaxinabox · 21/09/2026 10:48

No, im a single parent to three. Not in the slightest privileged. Yes I do have a great career that I worked very hard for. Working night shifts, working for free to get experience. Long shifts. On my knees many times. I can hate the terms because they are bullshit. Every mum is a full time mum. And everyone makes a home. You don’t need to be unemployed to be either.
So maybe get off YOUR high horse. I am offended by someone fleecing another human being who by Ops own account has done right by her.
Maybe you should stop missing the point and stop being offended yourself.

I’m not angry at the thought of a loyal wife getting what she is entitled to in the eyes of the law. I think calling OP “grubby” is unkind and narrow sighted. I wish you well and hope you find peace

Jillybliss · 21/09/2026 10:54

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

This.

My husband and I divorced twenty five years ago, and my solicitor asked me if I would be expecting a share in my husband's future pension. I declined.
After reading this post I can honestly understand why men can be be a little bitter and twisted after divorce. The original poster on this subject never worked, was absolutely cared for, and is now going to take every single thing her grabby little hands can get hold of, even her soon to be ex husband's pension 😞. Greedy, or what? Just because she can, doesnt mean she should. I don't know how she sleeps at night, I really don't. Gladly, it seems there's a lot of women that agree, and that makes me happy to think we're not all calculating, greedy b**es!

allthiscarryon · 21/09/2026 10:55

This is what Reform wants to drag us back to - men earning the money and women at home. From the reaction to a lot of posters this wouldn’t be welcome at all.
I wouldn’t ever want to be financially dependent on anyone else, for whatever reason.
OP - you need to see a solicitor and get this all locked down ASAP, your seemingly reasonable DH can quite quickly turn into the ‘it’s my money I earned it’ man if the experience of most of my friends during divorce is anything to go by. He’ll start talking to his mates, who’ll be telling him how unfair it is that he has to give YOU - who’ve contributed ‘nothing’ -all these years - half of his house and his pension and HIS savings.
It’s amazing how people with seemingly successful careers can suddenly have a drop in salary, need to go part-time or whose business are in difficulty and not making as much when divorce negotiations are happening.
Friend’s DH - she was a SAHM- suddenly dropped his hours to 60% during their divorce because of ‘stress’ so his income dropped massively, and all these years financials were done in that amount. So she’s trying to raise 4 kids on peanuts, living in a shitehole and working minimum wage while she upskills into the workforce again. And obvs as soon as the divorce was finalised the exDH was able to go up to fulltime hours again, and overtime so that he and the OW could have lovely hols and nice new cars.
Sounds like your DH has already checked out of your life together - he has no incentive to be nice or even fair to you over finances so you need to be very careful.

ThreadGuardDog · 21/09/2026 10:56

Jaxinabox · 21/09/2026 10:48

No, im a single parent to three. Not in the slightest privileged. Yes I do have a great career that I worked very hard for. Working night shifts, working for free to get experience. Long shifts. On my knees many times. I can hate the terms because they are bullshit. Every mum is a full time mum. And everyone makes a home. You don’t need to be unemployed to be either.
So maybe get off YOUR high horse. I am offended by someone fleecing another human being who by Ops own account has done right by her.
Maybe you should stop missing the point and stop being offended yourself.

I think it’s quite offensive to describe someone for whom being a SAHP and then a housewife as a result of mutual agreement as ‘fleecing another human being’. OP raised kids, kept home and very likely enabled DH’s corporate career and earnings. If that was a joint agreement then why should the division of their assets not be a joint agreement now that the marriage has ended at this late stage. He’s not without responsibility - he’s had the last forty years to consider the consequences of a marriage breakdown and it’s not OP’s fault that it didn’t cross his mind.

hopingforabigchange · 21/09/2026 10:56

Go and see and see a solicitor. Also I wouldn't seek for advice off an open board like this as a lot of younger women and people in general will not be able to fathom your position as a long-term housewife at all, because although it was absolutely the standard for the middle classes in the past, it hasn't been for a while. Here's an example, I distinctly remember as a child hearing my father, a consultant Dr, insist that my mother could not get a part time job teaching sewing in a local school because it would reflect badly on him if people though his wife needed to earn money (she did a lot of volunteering as did many of her friends) and he was generally fairly liberal for the time😬

Cheese55 · 21/09/2026 10:56

I dont think the term part time mum is accurate to describe anyone who has children living with them.

Newyearawaits · 21/09/2026 10:56

CherryKerry · 20/09/2026 22:05

Half his pension is unfair. Personally I could justify 50% for the period you were looking after kids between ages of 0-18 which depending on the age gap of you kids could be e g 20 years. The rest of his pension belongs to him, you should have been working and paying into your own pension pot. He's already done more than enough to keep you by working during your marriage while you pottered round the house.

50% of the house value is fair.

This 100pc

Jaxinabox · 21/09/2026 10:56

walrushurricane · 21/09/2026 10:54

Who was looking after your three children while you were doing night shifts and working for free?

Any friends who would help me out. That I would then repay the favour. Very little sleep for years. Any other questions to derail the thread?

Constantrunner · 21/09/2026 10:57

Tortephant · 21/09/2026 10:53

Yes. OP doesn’t understand that she won’t get that as cash though. That’s her expectation and the reality check from this post.

She can get a transfer of pension assets and if old enough, can draw down some of that pension, dependent on the pension scheme rules of course.

walrushurricane · 21/09/2026 10:59

SulkingInTheCatio · 21/09/2026 10:43

But this is why childcare costs need to be seen as a joint responsibility not just the mothers. I had dd at 24yo and went back to uni to train as a midwife. We had to pay a childminder and I was earning zero so Dh paid it all. We looked at the long term benefits. But I appreciate we had the privilege of Dh earning enough to cover it all. But it’s paid off.

Edited

Of course they are a joint responsibility but that doesn't mean both parents working full time was affordable for families in the 80s and 90s. I earned quite a reasonable salary but still had to take a couple of years off because of childcare costs. I then worked part time for my children's sake. I didn't think it fair on them to be at nursey or after school club from 8 to 6 every day.

ClearFruit · 21/09/2026 10:59

Half of the house AND his pensuon is greedy AF when you have spent twenty years not being arsed to work, while he provided everything.

Jaxinabox · 21/09/2026 11:00

Elmer83 · 21/09/2026 10:54

I’m not angry at the thought of a loyal wife getting what she is entitled to in the eyes of the law. I think calling OP “grubby” is unkind and narrow sighted. I wish you well and hope you find peace

I am at peace. And fully support women getting what they are entitled to. I don’t support women trying to take more and making up affairs. Not wanting to work but wants to make him pay her his future earnings and inheritance. Treating people fairly is what gives me peace. Thanks.

ThreadGuardDog · 21/09/2026 11:01

Newyearawaits · 21/09/2026 10:56

This 100pc

And once again the hypocrisy rears its head. The keeping of a home which is justified as a full time job on other threads, is reduced to ‘pottering around the house’ simply because OP doesn’t work. Which, if her DH had a high flying career and high earnings, is unlikely to be the case. She probably enabled his progression by taking over responsibility for their home and the mental stresses as well as the maintenance of it.

walrushurricane · 21/09/2026 11:01

Jaxinabox · 21/09/2026 11:00

I am at peace. And fully support women getting what they are entitled to. I don’t support women trying to take more and making up affairs. Not wanting to work but wants to make him pay her his future earnings and inheritance. Treating people fairly is what gives me peace. Thanks.

She isn't trying to take more. She wants 50 percent of marital assets.

Tortephant · 21/09/2026 11:01

DivorcingDebbie25 · 20/09/2026 22:49

I’m not trying to be greedy I’m trying to be clear on where I stand. I didn’t think I’d keep my pension and get his as well. I wondered if they would be split.

on the retiring thing he said that he would have enough money to stop at fifty, then 55. Then 58. But he still works - he’s self employed and travels all over. I don’t know if he truly is working.

in terms of him currently paying my rent- he has said that post divorce that’s the sort of income I should expect from my half of the pension. What I was asking about was whether I would have anyway of buying a place ahead of selling the house.

as to not working I did stuff locally, volunteered in school, enjoyed leisure time with him until it faded away and he did his own thing. I’m desperately lonely and want a fresh start. I can see people are amazed someone can not work but it was normal in our circle and suited us both until it didn’t

Do you not see that working, earning, having a purpose and doing things is more rewarding than sitting at home with you. Why would you expect him to give that up?

as for you volunteering in school, fine but that’s hardly “doing stuff” and long term.

You “enjoyed leisure time with him” until he got bored doing nothing. OP you need hobbies, you need to experience things and places. No wonder you are lonely, you’ve allowed this to happen. No wonder he is happy to find somebody to share his life with, you clearly aren’t interested in doing things with him.

aberamagold · 21/09/2026 11:01

It’s astonishing how many posters on this thread don’t seem to understand what a marriage contract means.
I hope none of you are high earners married to lower paid husbands, you’d get a massive shock if he left you for another woman.

ThreadGuardDog · 21/09/2026 11:03

Jaxinabox · 21/09/2026 11:00

I am at peace. And fully support women getting what they are entitled to. I don’t support women trying to take more and making up affairs. Not wanting to work but wants to make him pay her his future earnings and inheritance. Treating people fairly is what gives me peace. Thanks.

Well you should be at peace then because OP only wants 50%. And she wasn’t after his future earnings, she was talking about investments that they made jointly and which haven’t matured.

Jaxinabox · 21/09/2026 11:03

ThreadGuardDog · 21/09/2026 10:56

I think it’s quite offensive to describe someone for whom being a SAHP and then a housewife as a result of mutual agreement as ‘fleecing another human being’. OP raised kids, kept home and very likely enabled DH’s corporate career and earnings. If that was a joint agreement then why should the division of their assets not be a joint agreement now that the marriage has ended at this late stage. He’s not without responsibility - he’s had the last forty years to consider the consequences of a marriage breakdown and it’s not OP’s fault that it didn’t cross his mind.

Does anyone read the Op. I couldn’t care less what they agreed. Joyful for her to have half. But asking if you are unreasonable to want more than half. Trying to make up an affair to get more money. Trying to take future earnings and inheritance. Then the answer is no. That’s not reasonable. And it’s really nasty.

ThreadGuardDog · 21/09/2026 11:04

Tortephant · 21/09/2026 11:01

Do you not see that working, earning, having a purpose and doing things is more rewarding than sitting at home with you. Why would you expect him to give that up?

as for you volunteering in school, fine but that’s hardly “doing stuff” and long term.

You “enjoyed leisure time with him” until he got bored doing nothing. OP you need hobbies, you need to experience things and places. No wonder you are lonely, you’ve allowed this to happen. No wonder he is happy to find somebody to share his life with, you clearly aren’t interested in doing things with him.

Edited

Christ I don’t know where to start with this level of misogyny.

cantthinkofagoodusername2026 · 21/09/2026 11:04

hopingforabigchange · 21/09/2026 10:56

Go and see and see a solicitor. Also I wouldn't seek for advice off an open board like this as a lot of younger women and people in general will not be able to fathom your position as a long-term housewife at all, because although it was absolutely the standard for the middle classes in the past, it hasn't been for a while. Here's an example, I distinctly remember as a child hearing my father, a consultant Dr, insist that my mother could not get a part time job teaching sewing in a local school because it would reflect badly on him if people though his wife needed to earn money (she did a lot of volunteering as did many of her friends) and he was generally fairly liberal for the time😬

I remember this, it was very common in the small community I grew up in. Wives were supposed to be ‘help mates’ or whatever the term is. There to make sure that all DH had to worry about was his job. The wives did everything else bar wipe their husband’s backsides! Very embarrassing for the husbands if people thought that they couldn’t afford to keep their wives at home.
Obviously this isn’t everyone’s experience, it all depends on the time and place you grew up in.

ChimpanzeeThatMonkeyNews · 21/09/2026 11:05

A friend of my brother’s got divorced and gave his ex-wife the house, provided she didn’t come after his pension.

ThreadGuardDog · 21/09/2026 11:05

Jaxinabox · 21/09/2026 11:03

Does anyone read the Op. I couldn’t care less what they agreed. Joyful for her to have half. But asking if you are unreasonable to want more than half. Trying to make up an affair to get more money. Trying to take future earnings and inheritance. Then the answer is no. That’s not reasonable. And it’s really nasty.

Did you read my own post ? She’s not trying to take more than half.

walrushurricane · 21/09/2026 11:05

Jaxinabox · 21/09/2026 10:56

Any friends who would help me out. That I would then repay the favour. Very little sleep for years. Any other questions to derail the thread?

Edited

So you had friends providing childcare while you worked nights and for free.

Elmer83 · 21/09/2026 11:06

walrushurricane · 21/09/2026 11:01

She isn't trying to take more. She wants 50 percent of marital assets.

I think @Jaxinabox has made her mind up that OP is greedy money grabbing evil queen who has wasted her whole life on her husband just for this exact moment where her cunning long drawn out plan is to steal all of the marital assets. Best we leave her to it!

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