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AIBU?

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AIBU to tell him to buy his own food

329 replies

BugOnARugDrinkingTeaFromAMug · 19/09/2026 08:09

Me and DH have set a household budget as follows;

All household expenses including food are paid from the joint account. We totalled them up, set a budget including a buffer and then split it 60:40 with me paying 60 him paying 40, this was my suggestion as I earnore than he does.

I pay all child related expenses for my son, school dinners, bus fares, clubs, allowance, clothes, presents etc from my personal account because the children are mine from a previous marriage.

DD is 18 and buys all her own stuff and expenses and contributed £100 a month to food which goes into the joint account.

I have another DS who is away at uni and I pay anything for him out of my personal account.

Anyway all that to say, he is not subsidising my kids.

We set a food budget of £150 a week, if it the shopping goes over this then I transfer the extra from my personal account to the joint account. When DS was home over summer for example I was putting extra in every week which is fine. His GF also stayed for a week and I bout extra treats etc and feeding six People so it did go quite over but it didn't cost DH anything at all.

So this morning I am going to do the food shop since he is at work and he has just given me a lecture about not buying shite, trying to get under budget. Saying how when he went last week he only spent £120 (I was away with work for 3 days so he had less to feed) .

Would I be unreasonable to tell him to do his own shopping if he is that bothered!! It literally doesn't cost him a penny extra regardless of what I buy!!

(We are very comfortable financially so not like he is worried about money, take home between us of 6k and total bills including food less than 2k)

OP posts:
Spaceneedleandasingaporesling · 22/09/2026 12:57

The fact is, this isn’t about the £40 gifts that you bought… it is everything else (maybe like PP have said, buy gifts now for your own family and he buys his own)

As you say, he is putting your own money as hostage and dictating how you spend it.

He is not in control of that. If you want to spend your own money on extras and not expecting him to contribute that’s his problem, not you trying to assert your principles on him.

BugOnARugDrinkingTeaFromAMug · 22/09/2026 12:59

We don't buy for my family, that was something me and my siblings agreed to years ago because life was so expensive already, there are loads of us and we had small children each and couldn't afford extras.

He has always been in charge of his families gifts and it was getting embarrassing because he was so tight so last year I bought them an extra gift and we gave my gifts and his gifts as our gifts. (They buy me a gift) so this year I thought rather than buying separate gifts, as we live together now gifts should just be joint. Saw a good deal and bought it while I was there.

He was in work so not in a position to discuss it there and then.

OP posts:
HalzTangz · 22/09/2026 13:00

Fidgety31 · 19/09/2026 08:35

I think you are naive to assume your adult kids don’t cost extra. Of course they do - added electric and water and gas . Washing powder . Toilet roll. Kitchen roll. Soap . Washing up liquid etc etc - all adds up.

if you want to be transactional then your husband should not be paying for their share of the bills . It certainly costs over £100 to feed and house an extra adult so your daughter is paying cheap .

but as you said you are well off - so it shouldn’t be an issue really .

There's only two adults and two dogs in my house and my supermarket shop averages a £100 a week. I think you need to revisit budgets and adjust them to be realistically. Cut backs can be made, eg, dropping down a brand level.
You say he doesn't contribute to kids about assuming it's only the two of you paying for gas, electric, water, TV subscriptions, internet etc then he does contribute to them

FeralWoman · 22/09/2026 13:01

Are you the first partner he’s ever lived with? Has he had any other significant long term romantic relationships?

BugOnARugDrinkingTeaFromAMug · 22/09/2026 13:03

HalzTangz · 22/09/2026 13:00

There's only two adults and two dogs in my house and my supermarket shop averages a £100 a week. I think you need to revisit budgets and adjust them to be realistically. Cut backs can be made, eg, dropping down a brand level.
You say he doesn't contribute to kids about assuming it's only the two of you paying for gas, electric, water, TV subscriptions, internet etc then he does contribute to them

Water is fixed, broadband he pays 40% of the cheapest deal and I pay the difference because I don't think the cheapest one is strong enough as we have a three story house with loft conversion. (we still need a booster even with the more expensive one).

I take your point on gas and electricity.

OP posts:
BugOnARugDrinkingTeaFromAMug · 22/09/2026 13:04

FeralWoman · 22/09/2026 13:01

Are you the first partner he’s ever lived with? Has he had any other significant long term romantic relationships?

He lived with his ex for awhile, they were together 6 years, not sure how long they lived together of that, then he lived alone for a few years.

OP posts:
StandingDeskDisco · 22/09/2026 13:05

BugOnARugDrinkingTeaFromAMug · 22/09/2026 09:35

No he thinks I am being ridiculous, we can each afford to put £20 in to cover the cost and when I say he is being controlling he dismissed that as if he was controlling I wouldn't have access to the account at all.

And what did you say in reply to that? No need to answer specifically.
I expect at some point you just fizzled out and gave up the argument.

In his mind, the matter is now settled because you didn't come back with a counter argument, so now between you the tacit agreement is that his definition of 'controlling' is the valid one. Therefore he is not controlling and you have acceded to this position.

Neurotypical people who have not encountered autistic minds closely often fail to appreciate how deep the 'dysfunction' goes, or just how divergent their way of thinking is. It is not abusive in the sense of being malicious or nasty, though the result on the other person can be the same as any old common or garden controlling abuser.
(Of course, every autistic person is different, I am talking about a common pattern in a certain type of high-intellect autism).

There is two ways to approach such a conversation with this type of autistic person

One: go the distance. Don't flake out or give up or leave it unfinished. Come back with a counter argument to every single thing you disagree with. You have got to be on the ball and quick thinking. If he goes off on a tangent about your fathers' behaviour last Christmas or the state of the garden, you say "that is not what we are discussing right now, we are talking about control and the joint account". Eventually, after a few hours, it bottoms out and you get to agree concrete definitions and rules that you are both happy with.
Write them down. You will need to refer to the agreement in future.
This approach not only resolves the issue at hand, it gives you deep insight into his thinking and values and emotional drivers, which will help in other areas of conflict.

Two: if you don't have the stamina or quick mind or just can't be bothered, refuse to engage on the topic. Say "these are my red-lines, this is what I will and won't do, and from now on you just have to work around me and I won't be discussing it further". The issue will gnaw away in his mind like a festering mosquito bite, so he will keep coming back to re-open the discussion. Still don't engage or get dragged into his discomfort. Repeat your red-lines and rules, and tell him to put up with it.
This is less productive for the relationship long term, but may be the only way if you don't want option one. It has the advantage of not pandering to the autism and reflects more closely how the rest of society has immovable rules that he disagrees with but has to follow.

Stansteding · 22/09/2026 13:08

This just all sounds so exhausting. You have to go to Aldi, you have to have a buffer, you’re quizzed on purchases if he isn’t there when you buy them, you have a row because you spent £40 even after telling him what it’s for.

I know you love him, but how is this sustainable? It’s fine keeping separate finances but the way he makes it so painful, it might as well be separate households!

I just don’t think it should be this hard, even if he is OCD about money, he has to accept some changes or he can’t be in a relationship. Compromise has to be two way, which is why everyone is trying to warn you that it’s controlling even if he doesn’t “mean” it.

For me, I’d not be able to cope with the kids not being allowed to eat on the sofa. It just means I’d never feel relaxed in my own home.

Lollypop701 · 22/09/2026 13:13

I have no real experience, but food is a joy for a lot of people. Sounds like once the kids are grown you are going to have a restrictive diet if you don’t reach an agreement as spending £20 on M&S treats is going to cause a war 😱

EgregiouslyOverdressed · 22/09/2026 13:17

BugOnARugDrinkingTeaFromAMug · 22/09/2026 12:50

@SandyHappyPerson so much of what you are saying makes sense and I do agree that I am pushing back on principle.

I feel like at the moment he is holding my money hostage, I am paying into this account and now I have to get permission to spend any of it. I have not been spending frivolously from there but if I am out and I see something for the house, I have to ask permission to buy it? There is plenty of money in there I am not leaving us short.

I think knowing him as I do, springing gifts on him was probably unreasonable and I should have seen this reaction coming but as you say, in most normal couples it wouldn't be an issue at all.

Your last paragraph is saddening, OP. It is a great example of the ways in which a person tries to minimise and abaron their partner’s control. You shouldn’t have to second-guess whether you can buy some good-value, suitable gifts because you need to manage his reaction.

Regardless of whether the control comes from a condition like OCD or from malicious intent, the overall effect is the same - it chips away and diminishes you imperceptibly until one day you don’t recognise yourself any more. Any fiendishly complex finance system that you come up with is only ever going to trim around the edges of this issue. OCD is treatable. Whether he is willing to engage with help is another matter.

SandyHappyPerson · 22/09/2026 13:24

BugOnARugDrinkingTeaFromAMug · 22/09/2026 12:50

@SandyHappyPerson so much of what you are saying makes sense and I do agree that I am pushing back on principle.

I feel like at the moment he is holding my money hostage, I am paying into this account and now I have to get permission to spend any of it. I have not been spending frivolously from there but if I am out and I see something for the house, I have to ask permission to buy it? There is plenty of money in there I am not leaving us short.

I think knowing him as I do, springing gifts on him was probably unreasonable and I should have seen this reaction coming but as you say, in most normal couples it wouldn't be an issue at all.

I really feel your pain, but I also see why he can't handle it, it's just a speed bump though, small fry, not worth falling out over.

I think because of how independent we were, me and DH have naturally drifted into any spending outside of the basics or joint household, being our own choice so we use our own money, we then settle up if it is something that benefits us both (like a new toilet seat), but depending what it is, sometimes I don't ask for re-imbursement if I know it is something he wouldn't buy or want but I really want, I just use my own money.. I wouldn't ask him to give me money for something he doesn't even want and I would be peeved if he did the same.

I know after 10 years what he wouldn't mind for the house and what he would turn his nose up at, so that sort of decision comes over time, it's only been a couple of months for you really so you probably need to play it on the safer side, until you get to know what you are both happy with, but as he is really struggling with the finance side of things, and there are obvious issues there, I'd give him the benefit of the doubt if everything else is great.

I have not been spending frivolously from there but if I am out and I see something for the house, I have to ask permission to buy it?

No, fuck that, that would drive anyone crazy, but if you are unsure if he would want it, or agree to the money instantly coming out of the account for it, then just buy it out of your own account and if it is something that benefits you both, then ask for him to reimburse your half.. maybe he just needs to think about things before paying as part of his issue.

He doesn't seem to have a problem with the spending in theory (he offered to give you half towards the presents if you both pay it back into the joint account), so you may find him re-imbusing you is not a problem at all, he just seems to find money come out of one of 'his' accounts suddenly, without discussion, the real issue, and there are certainly ways around that.

BabetteAteOatmeal · 22/09/2026 13:28

I can’t be the only one who finds it really strange that people get married but don’t make any contribution to the costs of one spouse’s children. What did marriage mean to him if it wasn’t becoming a family?

MsAlignment · 22/09/2026 13:35

HalzTangz · 22/09/2026 13:00

There's only two adults and two dogs in my house and my supermarket shop averages a £100 a week. I think you need to revisit budgets and adjust them to be realistically. Cut backs can be made, eg, dropping down a brand level.
You say he doesn't contribute to kids about assuming it's only the two of you paying for gas, electric, water, TV subscriptions, internet etc then he does contribute to them

She doesn’t need to ‘cut back’!

The OP isn’t you and has plenty of money and likes nice food. Why on earth should she stick to a frankly miserly budget to please someone completely unreasonable?

PrizedPickledPopcorn · 22/09/2026 15:26

Stay calm and adamant. He can’t actually make you behave differently and you can’t make him behave differently. He will have to negotiate or compromise at some point, especially if you tune out his annoyance and confidently assert you are right so things must be done your way.

Echo his energy. If he’s adamant and non compromising, so are you. If he’s interested and questioning, looking for solutions, so are you.

However if he gets bad tempered or uses words like ‘hysterical’ again, calmly point out that he’s being very rude and using an outdated, sexist insult.

Just to warn you (I’m older than you I think and have been married to a similar man 35 long years.) this doesn’t improve when the money builds up. There will never be ‘enough’. He won’t reduce his hours. He won’t be ready to spend when he retires.

Unless that is he recognises it and decides to work on it.

There should be a name for this, as a condition. It’s like hoarding, or kleptomania, eating disorders, or other compulsions that are accentuated by stress.

Catza · 22/09/2026 15:42

BugOnARugDrinkingTeaFromAMug · 22/09/2026 12:50

@SandyHappyPerson so much of what you are saying makes sense and I do agree that I am pushing back on principle.

I feel like at the moment he is holding my money hostage, I am paying into this account and now I have to get permission to spend any of it. I have not been spending frivolously from there but if I am out and I see something for the house, I have to ask permission to buy it? There is plenty of money in there I am not leaving us short.

I think knowing him as I do, springing gifts on him was probably unreasonable and I should have seen this reaction coming but as you say, in most normal couples it wouldn't be an issue at all.

Of course he should not be dictating how you spend your money. But the solution to this is relatively straight-forward. The joint account is only for bills and food. That is it. Everything else you two handle separately.
Large household purchases and joint holidays are agreed upon in advance and one person pays while the other transfers them their half.
Yes, you will probably be the one buying nice things for the house, but you can also hardly expect someone who pays himself to cut his own hair to suddenly feel inspired to grab a pair of sofa cushions while doing his weekly shop.

Whatever you do, do not get a joint savings account. You will have even more trouble accessing your finances.

SomethingFun · 22/09/2026 15:46

It is hoarding! You just can’t see it because it’s online and it is more socially acceptable to horde pennies than it is cereal boxes or jars of your own wee. Being a high earner and cutting your own hair to save a tenner or buying poor battery farmed chicken or giving cheap unthoughtful presents to close relatives is absolutely 100% not ok. It’s not money savvy, savings conscious or environmentally friendly it’s mean and cheap and I feel it mocks people who genuinely can’t afford to do anything different to that. He’s tight and controlling with money and he is trying to control how you spend your own money which is just mind boggling. I couldn’t love a mean person and that is nothing to do with how much money a person has it is all in their attitude.

Spaceneedleandasingaporesling · 22/09/2026 16:45

I think some PP are missing the point of the initial thread.

The food budget does come out of the joint account, if @BugOnARugDrinkingTeaFromAMug wants to buy extra then she pays for this out of her own account.

The fact his is, her husband is trying to control what @BugOnARugDrinkingTeaFromAMug spends on her own money like he is her financial manager. He ignores the fact that she lived very well independently, raised two children and had her own home prior to their marriage.

Of course there is room for compromise. But only if both adults are willing too.

@BugOnARugDrinkingTeaFromAMug As he had such a reaction from you spending £40 from your shared account without consulting him, which is just crazy considering the amount just let him carry on and buy his own gifts for his own family (and try and ignore how cheap they are).

Catza · 22/09/2026 17:06

Spaceneedleandasingaporesling · 22/09/2026 16:45

I think some PP are missing the point of the initial thread.

The food budget does come out of the joint account, if @BugOnARugDrinkingTeaFromAMug wants to buy extra then she pays for this out of her own account.

The fact his is, her husband is trying to control what @BugOnARugDrinkingTeaFromAMug spends on her own money like he is her financial manager. He ignores the fact that she lived very well independently, raised two children and had her own home prior to their marriage.

Of course there is room for compromise. But only if both adults are willing too.

@BugOnARugDrinkingTeaFromAMug As he had such a reaction from you spending £40 from your shared account without consulting him, which is just crazy considering the amount just let him carry on and buy his own gifts for his own family (and try and ignore how cheap they are).

Edited

To your first point, she doesn't. She said she is topping up joint account if it goes over budget. Which suggests she uses joint account, then puts extra money into it to compensate. I suggest she buys extra from her personal account to begin with and leave the joint account well alone.

Agree with your last point. I wouldn't be buying gifts for his family from the both of you. Just buy a separate gift from yourself if you feel obliged. You don't need to cover up for your husband as, I am sure, his family know how tight he is anyway.

SandyHappyPerson · 22/09/2026 17:57

Catza · 22/09/2026 17:06

To your first point, she doesn't. She said she is topping up joint account if it goes over budget. Which suggests she uses joint account, then puts extra money into it to compensate. I suggest she buys extra from her personal account to begin with and leave the joint account well alone.

Agree with your last point. I wouldn't be buying gifts for his family from the both of you. Just buy a separate gift from yourself if you feel obliged. You don't need to cover up for your husband as, I am sure, his family know how tight he is anyway.

Fully agree with this.

And in fairness, people keep saying he is trying to police 'what she spends', he isn't! He is unhappy with her spending things on the joint account (both their money) for things that he hasn't been asked about and doesn't agree with.

Joint accounts for living expenses, should not include gifts, personal luxuries etc, even if you do both contribute to it, it's supposed to be for shared household expenses and one person should not be unilaterally deciding how to spend it.. that's what the problem is.

BugOnARugDrinkingTeaFromAMug · 22/09/2026 18:06

I do the weekly shop, pay from the joint account and then transfer anything over and above £150 from my personal account to the joint account.

So it costs him nothing and the joint account is rectified literally in Aldi car park.

It's not as easy as splitting it into two separate shops because sometimes we need coffee or cleaning products or he fancies steak for dinner so it goes over budget. Sometimes he has run out of sultanas or something.

It's not just treats pushing it over. He would eat the horrible slimy salmon pieces for example and I am not eating that it's disgusting so if we are having salmon I get the wild ones.

Also if I am buying treats separately for me and the kids does he then but his own separately too? So sultanas, coffee pods, vanilla essences, extra large trays of eggs (again the disgusting cheap ones no one else wants to eat)

OP posts:
AcrossthePond55 · 22/09/2026 18:07

BugOnARugDrinkingTeaFromAMug · 22/09/2026 09:14

I think I have three options here

1 - we discuss what the joint account should be for and agree a spending limit that we can spend without discussion. Ie £100 day or whatever. So we are both on the same page about what we do or don't use the joint account for rather than him dictating to me what we do with it.

I can't see this working as this is what I tried last night and we couldn't agree. I think it should be for any joint expenditure, he thinks it's just bills, food and a buffet for anything we want to do to the house.

2 - We both take out our share of what is in there now and put in our exact share of bills as they fall due. Maybe leaving £100 as a very small buffer incase of an unexpected increase in anything. Then we go back to having entirely separate finances, I do the food shop from my account and he transfers to me his set portion each week.

This will probably work.

3 - Go back to living separately or divorce. Bit soon for this option, I am not ready to throw my marriage away yet when we could potentially overcome it with a bit of work.

I'd say try #2, but you'll probably end up with #3.

Is he going to be content to 'give you' his set portion and will you be willing to shop for his 'special cupboard' foods as well as what you want? I have a feeling if 'his money' is used for a weekly shop that includes things you want but he considers 'extravagant' then you're going to be hearing a lot of complaining that you bought two laundry soaps, two shampoos, two food items, etc using 'his money' when you should be content with his 'bargain brands'.

Financial incompatibility is one of the leading causes of divorce.

BugOnARugDrinkingTeaFromAMug · 22/09/2026 18:10

SandyHappyPerson · 22/09/2026 17:57

Fully agree with this.

And in fairness, people keep saying he is trying to police 'what she spends', he isn't! He is unhappy with her spending things on the joint account (both their money) for things that he hasn't been asked about and doesn't agree with.

Joint accounts for living expenses, should not include gifts, personal luxuries etc, even if you do both contribute to it, it's supposed to be for shared household expenses and one person should not be unilaterally deciding how to spend it.. that's what the problem is.

Also the one person should plant decide goes both ways, he is currently unilaterally decidingwhat is not allowed with zero discussion.

It should at least be a conversation, he's happy for me to put money in but then not allow me any authority over how it is spent, instead insisting we should be building it up.

OP posts:
BugOnARugDrinkingTeaFromAMug · 22/09/2026 18:13

AcrossthePond55 · 22/09/2026 18:07

I'd say try #2, but you'll probably end up with #3.

Is he going to be content to 'give you' his set portion and will you be willing to shop for his 'special cupboard' foods as well as what you want? I have a feeling if 'his money' is used for a weekly shop that includes things you want but he considers 'extravagant' then you're going to be hearing a lot of complaining that you bought two laundry soaps, two shampoos, two food items, etc using 'his money' when you should be content with his 'bargain brands'.

Financial incompatibility is one of the leading causes of divorce.

I very naively thought that when you have enough money there would be othing to argue about. I just assumed money rows were caused by stress of making ends meet (this was the case in my previous marriage).

OP posts:
BugOnARugDrinkingTeaFromAMug · 22/09/2026 18:16

Those saying - Joint Accounts are for living expenses and essentials only ....... Yea I do realise that their is no a tual rule that's says that's all it can be used for when you open it? That might be what is agreed in your marriage and that is fine, because you have agreed.

We clearly were not on the same page and hence the row, witch coming on the back of the weekends row has probably become more significant than it might have been in therwise.

OP posts:
Catza · 22/09/2026 18:21

BugOnARugDrinkingTeaFromAMug · 22/09/2026 18:10

Also the one person should plant decide goes both ways, he is currently unilaterally decidingwhat is not allowed with zero discussion.

It should at least be a conversation, he's happy for me to put money in but then not allow me any authority over how it is spent, instead insisting we should be building it up.

I completely understand where you are coming from but still... the purpose of separating finances as much as possible is to avoid aggravation in your marriage. It is not about who is right and who is wrong. It's about being able to co-exist with minimal friction.
He is not going to change so, yes, unfortunately, you are the one who needs to compromise by buying wild salmon (or whatever) from your separate bank account. It's unfair.. but it is just what you may need to do.

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