To think we can't afford the triple lock

No one is saying you should be 'concerned' about pensioners.
But some of the comments on this thread (maybe not yours. I cba to go back and check) are just plain nasty and go way beyond not being concerned.

Yes, indeed. Thanks to the jobs tax, NI. It is perverse that the £100 in wages is subject to a higher rate of tax than the £100 paid in interest, investment income, or pension income.

Thankfully, I see a growing momentum for people realising that it's sensible and logical to scrap NIC and raise income tax instead. Hopefully the Treasury start to listen to people and make it happen. It can't come soon enough. Just got to hope they have the ability/sense to set it at the right level so as not to hit workers so they need to set the new rate of income tax at the right level not to end up with average workers suffering any higher tax deductions which would make things worse rather than better. I'd expect a rate between 24-28% would ensure workers are no worse off, but bring in considerably more for the Treasury by "catching" huge amounts of income currently being taxed at lower rates. If the lower end, then workers would actually be a bit better off, which would be a massive help to them. Or set it at the higher end and scrap/reduce student loan repayments which would be a bigger help to average earners.

The UK has the lowest pension in Europe doesn't it, and you think that pensioners should be made even worse off? We're all going to be pensioners one day, and it comes around faster than you think - be careful what you wish you.

I really wish people would stop repeating this nonsense. No we do not. We just seperate out our statutory pension from private pensions which are merged into 1 single pension in most of Europe.
Also pensions are paid at a rate of around 70% higher than universal credit so apparently its enough for younger people to survive on!

The government giving pensioners a tax break is just a way of making a meagre pension go further without needing to raise the level of the pension itself. In France you pay income tax & social charges from the first euro of income.

I don't think it's unreasonable for someone who has paid NI for 35+ years should get a higher rate than someone who has not paid a penny. I don't see what's so controversial about that.
I know that the job market for young people is desperate atm, but pensioners should not be expected to pay the price for this. I do agree the triple lock should be scrapped and I do agree that pension credit and freebies should be looked at but hitting out at pensioners, calling them greedy and implying they are to blame for all the ills of the UK does not solve the bind we are in.
Edited to add: I do not need a lecture telling me that paying NI does not give a pot in the payee's name and I do realise that today's workers pay for today's pensioners. I also realise that most pensioners will not have paid enough in to cover what they are getting out, and I do realise that some pensioners may have never paid anything in or very little.

Gosh, I think the opposite. Higher contributors should definitely not get more than others. That’s not right. If anything, they should get less, because their need is less. But the equality of the state pension is important. It’s about making provisions to create a decent society.

How do you reach the conclusion their need is less??

I think you make a lot of fair points. I think the generalisations stem from certain posters who react so strongly when discussing the triple lock, almost like it is a personal insult that a generous 'best of all worlds' indexation mechanism should be debated. We start hearing about how we want pensioners to starve, and to reduce the state pension. Similar to debates on other working age benefits - I read a thread recently about mobility cars, anyone who questioned high powered BMWs as mobility cars just wanted disabled people to die apparently. It doesn't help.

Well other countries have the opposite view. That if you pay more in, you get more out. It incentivises working. Two different view points.

What. Does a young person get on UC?

Figures taken from AI so feel free to double check them but here you go -
for a couple, per person without children:

If either of you is aged 25 or over: £666.97/month = £8,003.64 per year
If you are both under 25: £528.34/month = £6,340.08 per year

Is that the job seeking element?

Its the basic income. Obviously there is housing element on top but pensioners get that too

Only pensioners on pension credit get housing costs.

Where's the victim mentality?

Thats not true. If a pensioner pays rent they can receive housing benefit in the same way a younger person can. Its a means tested benefit though so if they only have the state pension BUT they have savings then no, theyd be expected to use their savings to pay their rent

I actually agree with that.

Things seem very weighted against young people right now

You right.

So let’s add shite state pensions to that list too!

I don't think a decision to index the state pension using a single metric, i.e. CPI, or AEI counts as shite, its just stops a 'best of all worlds' increase - I don't think the state pension should ever increase faster than wages, personally, but I'd be happier if a single measure is used.

Tax-paying pensioners here. I agree the triple lock has to go, to be replaced by a blended average of increases in average earnings and inflation, if any. Canning the WFA wholesale was harsh but reinstating it up to £30k pa was daft, although at the moment the price of heating oil (no mains gas in our village) is almost £1.25p per litre, so filling an 1800 litre tank would cost almost £2k, which will be painful. But these increases are being driven by the situation in the Red Sea and Hormuz, and all the other uncertainties in the national and international horizon.

Yeah well I know what will happen. Because I am from the perpetually screwed generation..

We will continue to have a triple lock until it’s time for me to receive it. And then we won’t.

What do you mean by 'the perpetually screwed generation"?