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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to feel upset about my well-off in-laws being tight with money at Christmas?

366 replies

Gingerbreadcottage · 24/11/2025 11:13

I’m feeling a bit sad and annoyed and just want to sanity-check whether I’m being unreasonable.

My in-laws are very comfortable financially - retired, mortgage paid off, big house, multiple holidays a year, no real financial worries. We, on the other hand, are on a low income and things are tough at the moment. They know all of this.

Back in the summer, they offered (we didn’t ask) to put £100 towards a new bike for our son. It was kind of framed as a nice gesture at the time. Then they later told us that because they’d contributed to the bike, they would only get him “something small” for his birthday, as the bike was his birthday present from them. Fine, I understood that.

Fast forward to the other day: we were at theirs and they asked what we all might like for Christmas. I said I wasn’t sure yet what our son would like, and I’d let them know. My MIL immediately said, “Oh don’t forget we bought that bike for him — that was birthday and Christmas, so we’ll just get him a book or something small.”

I just sat there feeling a bit stunned and honestly hurt. It’s not about wanting them to shower him with expensive gifts - it’s more that the £100 they offered months ago is now being used as a reason to opt out of both birthday and Christmas. Meanwhile they are extremely comfortable and spend freely on themselves in other areas.

They also very rarely help with anything practical or day-to-day with him, so it’s not like they’re involved in other ways.

I can’t quite put my finger on it, but something about it feels… mean? And I hate that feeling, because I don’t want to care about money like that. But I’m struggling with the idea that their grandson is basically getting a token gift at Christmas because of something they voluntarily contributed to back in July.

AIBU to feel upset and a bit angry about this? Or am I overthinking it?

OP posts:
nomas · 24/11/2025 12:38

jay55 · 24/11/2025 12:34

“Remember we got you those flowers for Mother’s Day, they were for Christmas and your birthday too.”

😂

MagneticSquirrel · 24/11/2025 12:38

Gingerbreadcottage · 24/11/2025 11:39

He’s 7 and he’s there are other GC which is what my DH thinks is the issue. That they make a note of what they’ve spent on each one so as not to look like they’re favouring any of them particularly and to make it fair for all. But I’m not sure about that.

This sounds very likely, most people I know keep
a record of how much they spend on children and grandchildren, nieces and nephews to ensure stays balanced throughout the year. £50 for birthday and Xmas is
still generous - he just had it early for the bike. Maybe they thought it was obvious it was an early gift - better on a bike than useless stuff that only used for a bit. If my parents gifted £100 I would have asked if they were doing similar for other GCs or checked if for Xmas and birthday for the year.

I’m surprised how many people think this is mean - GPs don’t have unlimited funds and it’s expensive if you start giving large gifts for Xmas and birthdays and then on offs on top.

unclear from OP if child has outgrown previous bike or this was first bike and that was why it was important to do in summer when would make most use of it. Bike at Christmas is a lot harder to use!

helpsent · 24/11/2025 12:38

aLFIESMA · 24/11/2025 12:25

That's so sad, the reason I try to help out is is because I remember all too well how hard it was with a young family (more so at this time of the year).

My DM has said many times that she wants to make sure I have an easier time than she did. Even things like wanting to buy us a dishwasher as she never had one!

OP what would your inlaws normally spend on birthday/ Xmas pressies? Would £50 each be usual for them? I do think it’s shitty behaviour just because they are making a big thing out of helping you out. It’s just horrible to keep reminding you. If they had said at the time “we’re happy to give you £100 as an early bday / Xmas present so that DGS can have his bike” then fine. But even then I’d be pissed off about it being mentioned all the time. But the fact that they made it out that the £100 was a gift but then added the strings of it being an early gift is just horrible. Your DH needs to call them out. Not because you expect more spent on him (unless there’s a disparity with him and the other GC’s) but because they are treating you in a really mean and disrespectful manner.

crazeekat · 24/11/2025 12:37

No they are being greedy assholes. This is t about the money it’s about the feeling that they really don’t give a shit and that they are looking at ur son as a
bill they have to pay. In future tell them to ram their contributions. They have shown their true colours and how they want it to work. They should be ashamed of themselves. I’d rather have a book that is picked and chosen with love than a contribution that is chucked in ur faced all year. They are dicks. Don’t fall for this again and do t give them any clues as to what your son ever needs for
presents. Let them pick themselves and show the value they place on the boy. Horrible people. As said it’s Not about how much money they have, they are entitled to spend on themselves all they want also
entitled to not buy ur done anything at all
either. but the fact they have it shows me he is just a bill to sort out. U are not being mean or greedy. I’d have very limited contact with them.

SL2924 · 24/11/2025 12:36

I wonder if one of their other children has commented on them gifting the £100 and now they are tying themselves in knots trying to
look fair. I really don’t think you should cut contact and some of the responses on here are pretty extreme.

Perhaps you can judge whether to give them the benefit of the doubt based on your relationship with them and the wider family dynamics.

GetOverTheEgo · 24/11/2025 12:36

I think that the fact they are getting older and the fact that they have a number of GCs to buy for plus the fact that everyone is scared shitless about the forthcoming budget means that they may be feeling financial strains or fears over their finances that you are unaware of.

I have a friend who adores gifting. She does not have children or extended family and so she spends lavishly on gifts for her friends. I find it really difficult tbh because although I can in theory return her £50 gifts for birthday and Christmas, she is simply not the only person I have to buy for. 2 Dcs, 8 nieces and nephews, 4 great-nieces and nephews. 4 god children. And although we look as if we are financially secure, my funds are very tightly balanced. So when she suggests we gift for this and that, or we go away for a long weekend to Bruges etc., I can't manage it and she gets shirty because we have paid off the mortgage, and appear quite well-off.

WildCats24 · 24/11/2025 12:36

jay55 · 24/11/2025 12:34

“Remember we got you those flowers for Mother’s Day, they were for Christmas and your birthday too.”

That bottle of wine we brought last Christmas was for this Christmas too.

jay55 · 24/11/2025 12:34

“Remember we got you those flowers for Mother’s Day, they were for Christmas and your birthday too.”

Differentforgirls · 24/11/2025 12:33

nomas · 24/11/2025 12:25

Thank you Flowers

You're welcome.

5128gap · 24/11/2025 12:30

People have their ideas on how much they feel is appropriate to spend on gifts. This isn't necessarily linked to how much money they have, or indeed how generous they are as people, as it can be based in not wanting to over indulge, or encourage materialism, or simply the dislike of the commercialism surrounding everything.
If they were otherwise kind and giving (of their time and their attention) I wouldn't be bothered. However it sounds like you see this as part of a pattern of low interest in your child. If so, that's the thing to feel a bit sad about, not the gift part. Because frankly, throwing plenty of money at a child when you can well afford it is easy and it's not what good grandparents are made of.

Birlngsnotnicepeople · 24/11/2025 12:29

Gingerbreadcottage · 24/11/2025 11:41

I have noticed those people I know with less money are much more generous with their funds.

My parents did this. They were then scammed and it transpired they had hundreds of thousands of pounds.

All went on care home fees.

Sad really, you never get that time back.

imfabul0us · 24/11/2025 12:29

There was a recent long thread about older people and their money.

https://www.mumsnet.com/talk/am_i_being_unreasonable/5437719-parents-hoarding-money?latest=1

I think that there may be more to this - we don't know yours or theirs full financial situation and yes, it is their money to do with as they wish. I also try to ensure that I try to treat my adult DC fairly by keeping a note on my phone. Also as a PP has stated, they may be saving for their future care needs.
I would thank them for their gifts and move on.

Parents hoarding money | Mumsnet

Speaking to my Dad today and he boasted he saves £2,000 / month and has well in excess of £250,000 sitting in the bank. He was lamenting not having en...

https://www.mumsnet.com/talk/am_i_being_unreasonable/5437719-parents-hoarding-money?latest=1

Cherrysoup · 24/11/2025 12:28

I think it’s really unfair change the goalposts. The money was towards one gift/event. Next birthday, are they going to say that the £100 was to cover that too? Mean af.

mellicauli · 24/11/2025 12:26

I think when you are old a lot of things feel out of control - you have to get help to do more things, you are at the mercy of your health, your children do what they like, your friends start dying. Maybe you don't even understand everything that's happening out there - AI, how to pay for things online, how to spot a scammer.

But you can control what you spend and build a big cash buffer to feel safe.

Spare a poor thought for my 15 year old who got a pad of paper with unicorns on it to plan homework from his Nanna last Christmas. It came from the charity shop, of course. He never expected anything much from her. We bought him plenty of presents.

nomas · 24/11/2025 12:25

Differentforgirls · 24/11/2025 12:23

Nasty...

Thank you Flowers

Bushwoolie · 24/11/2025 12:25

So are they explaining this to your 7 year old or just gifting a book and leaving your child to wonder why they've only got a token gift?

Or I'm assuming they're expecting you to talk the fall for it, right?

This is shitty behaviour. Really shitty. I think a conversation needs to be had. Along the lines of "please don't offer to help if the help comes with strings attached. Invisible ones you can dangle in front of us at any given opportunity"

If you'd been given the information up front you could have said you'd pay them back or refuse the help but you weren't given the option and now there's going to be a young child who won't understand why this has happened.

aLFIESMA · 24/11/2025 12:25

canklesmctacotits · 24/11/2025 11:30

Yes that’s tight. I’ve often found that retirees who are well off think the younger generation need to go through the pain like they did when they were young parents and struggling. They’ll say nobody helped them, either. That, couple with knowing there’s no further income for them, just spending from now on, means they budget and stress, often needlessly. I don’t understand it. What’s the point of money if not this, once your future is secure?

That's so sad, the reason I try to help out is is because I remember all too well how hard it was with a young family (more so at this time of the year).

nomas · 24/11/2025 12:25

nayals · 24/11/2025 12:18

I’d return the £100 and say thank you for the loan to get DS’s bike. But I’m a petty cow.

💯. Love it.

Differentforgirls · 24/11/2025 12:23

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

Nasty...

Comedycook · 24/11/2025 12:20

Well I agree with you op. It's unpleasant They sound like grandparents who only want to do the absolute bare minimum. Fwiw my own mil is pretty wealthy by anyone's standards but will give no more than £10 in a card if you're very very lucky.

Happyjoe · 24/11/2025 12:20

The reason they're wealthy is because they're stingy! Sorry OP, not fair on the kids. Also, £100 is nothing these days, it doesn't buy much so it wasn't all that generous anyway, not sure why they're acting like it is.

FeatheryFlorence · 24/11/2025 12:20

My Mum was a bit like this. She lived very frugally and gifts were small and tokens. Before she died, she told me she was terrified of having to go into a care home and had saved all of her money so that she could “go somewhere nice.” In the end she died suddenly, when she was still living at home. I wish she had told me this earlier, as it would have made more sense. So we are now spending her money on her grandchildren! Perhaps your in laws are worried about this?

WildCats24 · 24/11/2025 12:18

@Gingerbreadcottage Was it mentioned when the £100 was handed over—that this would be in lieu of birthday/Christmas? If not, they’re being dicks.

nayals · 24/11/2025 12:18

I’d return the £100 and say thank you for the loan to get DS’s bike. But I’m a petty cow.

Crazybigtoe · 24/11/2025 12:18

nomas · 24/11/2025 12:14

You are being deliberately obtuse and you know it.

No one is saying grandparents should spend a lot.

A book <£10 is perfectly good present. That's what they should have done in the first place.

But these two are manipulative shits who have done a bait and switch on their own child. It's incredibly mean and petty.

And breathe. Not good for the blood pressure to get so wound up.

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