This is good advice. The issue with a joint acount is that women tend to think they have a right to half of it. Whereas in fact you both own all of it. So while women are wondering if it would be mean / nasty / escalate things to take out half of it, their husband / partner takes out all of it . And they have no money to pay the bills.
It’s All very well someone saying that will be accounted for in the divorce. Yes it will if you are lucky but that could be years down the line. Meanwhile the local authority will pass your case to debt collectors within a few weeks of you not paying your council tax bill and your mortgage company will be chasing you for this months payment.
So Id move all the money now, so you can keep a roof over your children’s heads while you are on maternity leave.
And yes you must contact the child maintenance service right now to calculate mainetenance for your existing child. It will make it quicker to add your new baby when they are born . They won’t back date it so do it now, lots of mums miss out because they are waiting to see if their husband will agree.
It doesn’t costs anything ( bar £10 to register ) and as long as he pays you on time he won’t get any money deduced . Going via CMS means that it will be updated every year, instead of you trying to guess if he’s had a pay rise and then begging him for more.