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To think if you can no longer afford school fees...

658 replies

TiredMumE · 13/06/2024 19:54

that is tough.

OP posts:
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7
Tandora · 13/06/2024 22:03

EatTheGnome · 13/06/2024 20:01

Honestly? I'd remortgage, downsize or, to be absolutely honest, not have put them in in the first place if it wasn't absolutely comfortable. It's the same reason I bought a house I could afford, not just within my price range. Because life isn't predictable.

The modern day middle class seem to have the idea that private school should be accessible necause you can scrape over the line. Ignoring any risks of ill health or job losses that might occur and result in the same problem.

Fee changes are not the sort of thing that bother parents woth kids at Eton.

It's a fable, and frankly poor planning, to have thought it was ever achievable or a safe bet that said child would have a pernament space if parents are that close to the line.

So private schools are just for the mega elite ? The aspiring middle class should know their place. Sounds ace for social mobility 👍🏻

Aladdinzane · 13/06/2024 22:04

Sigh @FourOfDiamonds

"It may not happen straight away but in five years time those families that would have gone private will be manoeuvring to get into the best grammar and state schools"

Most of the country doesn't have grammars, and the people that send their children private almost always live in the catchments of great state schools.

In reality the majority of people won't move, it will be the few that are on the margin, this is unlikely to create great disruption.

Willyoujustbequiet · 13/06/2024 22:06

darklittlecloudsong · 13/06/2024 21:53

The fact that you think that's what private education is all about says everything. And such disdain for your niece.

My son attends private school because my husband and I both suffered crippling anxiety at horrible state schools. His private school is small, homely, with small class sizes. There is no bullying whatsoever and there is never disruption in class.

Compare and contrast to my school where children carried knives, bullying was rife and unchecked, children ran amok in classrooms where teachers were scared to discipline. I don't care what exam results he'll end up with one day or what he wants to do for work after school. I just want him to be happy and not suffer what I went through at school.

I understand that.

But that doesn't automatically equate to private provision. Some state schools can also provide this. I think that's all people are trying to get across.

SugarandSpiceandAllThingsNaice · 13/06/2024 22:06

how about that nobody else anywhere charges VAT on education?
Everything I have read states that “most” countries do not tax private school fees, which means some do. For example, Greece charges 23% VAT on private school fees.

people always conveniently forget that the vast majority of people paying for school fees are already contributing far, far more in tax to the treasury than the people going on about unfair "tax breaks."

As a % of their income, poorer people pay more overall tax than richer people. This is because poorer people have to spend all their money on essentials that include VAT, whereas the better off, the top 7% that can afford private school fees have so much disposable cash that they hoard it into tax shelters and get higher tax relief on pensions.

Another76543 · 13/06/2024 22:07

Aladdinzane · 13/06/2024 22:00

"As a start, how about that nobody else anywhere charges VAT on education?"

In Europe, there are either no fees on university education or they are incredibly low, why is the UK different?

"Also - people always conveniently forget that the vast majority of people paying for school fees are already contributing far, far more in tax to the treasury than the people going on about unfair "tax breaks."

Then they will be easily able to afford it then. As high earners and the wealthy, they also benefit far more from society than most, it facilitates their earnings, so it is only right that they contribute more.

"It's not a tax break, FYI. It's just not, and never has been a vatable purchase. You don't say that when you buy a pack of biscuits, you're getting a tax break do you?"

Biscuits have VAT

Biscuits have VAT

They only have VAT added if they’re covered in chocolate. Normal biscuits are VAT free.

Aladdinzane · 13/06/2024 22:08

@Tandora

"So private schools are just for the mega elite ? The aspiring middle class should know their place. Sounds ace for social mobility"

Private schools are overwhelmingly used by households in the top income decile, outside of this the proportion of children from every other income decile is close to 0, not 1%, close to 0.

Outside of this, the reason for student attending is down to household wealth or grandparental help rather than bursaries etc.

They aren't used by the middle classes, and they aren't bastions of social mobility.

SugarandSpiceandAllThingsNaice · 13/06/2024 22:08

Tandora · 13/06/2024 22:03

So private schools are just for the mega elite ? The aspiring middle class should know their place. Sounds ace for social mobility 👍🏻

Yes they are just for the elite. It’s better for all of us if the middle classes go back to state schools. Because then we will have the voting power to get state education properly funded and resourced- to have it levelled up.

FourOfDiamonds · 13/06/2024 22:09

Willyoujustbequiet · 13/06/2024 22:02

It's not insane.

People just don't agree with that argument.

Genuine question - what's the counter argument? I get that in the short term families who have to leave PS won't be able to do this but long term (5 years plus) I totally see it happening. If a family that can borderline afford private decide to go state they have so many resources to chuck at it to ensure they get into the best which means someone else won't.

SabrinaThwaite · 13/06/2024 22:10

Biscuits have VAT

They only have VAT added if they’re covered in chocolate. Normal biscuits are VAT free.

Private schools - like state schools but more chocolatey?

Willyoujustbequiet · 13/06/2024 22:10

OohCookedPerfectly · 13/06/2024 21:52

@Willyoujustbequiet this is not correct that if their needs impact them they will have an EHCP. It SHOULD be the case, but it isn't in many many many many cases. There are many many many FB support groups for desperate, exhausted parents battling the system to fight for the support their children desperately need. SEN provision across the country is broken (acknowledging there are some exceptions).

I did say significantly impact them.

TruthorDie · 13/06/2024 22:11

Coldsore · 13/06/2024 20:44

*aren’t

Should have gone to private school! 🤣

Maybe l did and it was a waste of money 🤣

Labtastic · 13/06/2024 22:11

Aladdinzane · 13/06/2024 22:00

"As a start, how about that nobody else anywhere charges VAT on education?"

In Europe, there are either no fees on university education or they are incredibly low, why is the UK different?

"Also - people always conveniently forget that the vast majority of people paying for school fees are already contributing far, far more in tax to the treasury than the people going on about unfair "tax breaks."

Then they will be easily able to afford it then. As high earners and the wealthy, they also benefit far more from society than most, it facilitates their earnings, so it is only right that they contribute more.

"It's not a tax break, FYI. It's just not, and never has been a vatable purchase. You don't say that when you buy a pack of biscuits, you're getting a tax break do you?"

Biscuits have VAT

Then they will be easily able to afford it then. As high earners and the wealthy, they also benefit far more from society than most, it facilitates their earnings, so it is only right that they contribute more.

There is a point where the very small proportion of people propping up the entire state become fed up with it and stop. And then the country is fucked. You can't keep milking people forever.

Biscuits have VAT

Fairly sure they don't, unless they have chocolate on them. I'm off to enjoy a Rich Tea tax break.

Aladdinzane · 13/06/2024 22:12

"It’s better for all of us if the middle classes go back to state schools."

So middle class that you can afford 18k ( on average) yearly for secondary school?

Or are we going with the classic British definition which is down to titles/professions?

Or the Marxist? If your income only comes from your labour you aren't middle class?

TheRealSlimShandy · 13/06/2024 22:12

Aladdinzane · 13/06/2024 21:33

@TheRealSlimShandy

" I cannot see any other possibly reason people would be rubbing their hands with glee over children’s lives being so disrupted."

Then you haven't been following the threads full of threats from PE parents.

Threats? No I haven’t but what do you mean by threats?

darklittlecloudsong · 13/06/2024 22:13

Aladdinzane · 13/06/2024 22:08

@Tandora

"So private schools are just for the mega elite ? The aspiring middle class should know their place. Sounds ace for social mobility"

Private schools are overwhelmingly used by households in the top income decile, outside of this the proportion of children from every other income decile is close to 0, not 1%, close to 0.

Outside of this, the reason for student attending is down to household wealth or grandparental help rather than bursaries etc.

They aren't used by the middle classes, and they aren't bastions of social mobility.

Doesn't sound like my local private school at all.

My husband and I certainly aren't "elite". We are, I suppose, now middle class from thoroughly working class backgrounds. We've worked hard and can afford the fees. Don't know any parents from the upper echelons at our private school.

Aladdinzane · 13/06/2024 22:14

@Labtastic

"There is a point where the very small proportion of people propping up the entire state become fed up with it and stop. And then the country is fucked. You can't keep milking people forever."

But they aren't propping up the country, only 25% of taxes come from income taxes and the top 10% pay half of those, so maybe 12.5%. Or should we bow down to their generosity?

As far as I'm aware the Laffer curve has never actually had any empirical evidence to prove the theory either.

MyBoiledEggIsTooSoft · 13/06/2024 22:14

What threats are we talking about?

Why can’t we separate this discussion into a) an intellectual discussion around the benefits of the policy and b) support for parents who are struggling regardless of school?

SugarandSpiceandAllThingsNaice · 13/06/2024 22:14

Another76543 · 13/06/2024 22:07

Biscuits have VAT

They only have VAT added if they’re covered in chocolate. Normal biscuits are VAT free.

Yep, the luxury version of goods and services should attract VAT.

Private education is a luxury service.
Any private tutoring service you hire- you already pay VAT.

Angrymum22 · 13/06/2024 22:14

SugarandSpiceandAllThingsNaice · 13/06/2024 22:08

Yes they are just for the elite. It’s better for all of us if the middle classes go back to state schools. Because then we will have the voting power to get state education properly funded and resourced- to have it levelled up.

You already have 93% of parents potentially voting for better state an extra 0.7% is insignificant. ( that is if 10% of the 7% move to state).
Please think it out before making ridiculous statements.

Labtastic · 13/06/2024 22:15

As a % of their income, poorer people pay more overall tax than richer people. This is because poorer people have to spend all their money on essentials that include VAT, whereas the better off, the top 7% that can afford private school fees have so much disposable cash that they hoard it into tax shelters and get higher tax relief on pensions.

The top 10% of earners contribute over 60% of tax receipts in this country.

Chickenuggetsticks · 13/06/2024 22:16

TiredMumE · 13/06/2024 21:32

I used to teach in East Hull. Children with no beds and several siblings. Parents saving to build an extension and a spare couple of bedrooms. Working full-time on low pay.

So how exactly is the policy going to make those kids lives better?

Aladdinzane · 13/06/2024 22:16

"My husband and I certainly aren't "elite".

Didn't say you are elite.

Although its already been proven on these threads that people's idea of what average/middle incomes are is wildly inaccurate. They mostly make these observations based on people like them.

Take it your local private isn't a standard fees either?

Aladdinzane · 13/06/2024 22:17

@Labtastic

"The top 10% of earners contribute over 60% of tax receipts in this country."

No, they don't. Income tax is only about 25% of the entire tax take.

This is repeated so often I'm surprised that such high earners don't know the difference.

SugarandSpiceandAllThingsNaice · 13/06/2024 22:18

Aladdinzane · 13/06/2024 22:12

"It’s better for all of us if the middle classes go back to state schools."

So middle class that you can afford 18k ( on average) yearly for secondary school?

Or are we going with the classic British definition which is down to titles/professions?

Or the Marxist? If your income only comes from your labour you aren't middle class?

How are you confused about which classes can afford private school fees?

SugarandSpiceandAllThingsNaice · 13/06/2024 22:19

Labtastic · 13/06/2024 22:15

As a % of their income, poorer people pay more overall tax than richer people. This is because poorer people have to spend all their money on essentials that include VAT, whereas the better off, the top 7% that can afford private school fees have so much disposable cash that they hoard it into tax shelters and get higher tax relief on pensions.

The top 10% of earners contribute over 60% of tax receipts in this country.

Those % are only income tax. There’s more than one tax.