Deciding who will take care of your child is not an easy decision. There are lots of things to consider when working out which childcare is best for your child and that can feel very daunting.
The cost of living crisis is likely making this decision even harder for some parents as they try to work out which option suits their budget the best. Whether you need wrap-around care for after school, full-time childcare or are considering at-home options, we’ve looked at the different types of childcare available to you in the UK, and what you need to think about when choosing the best one for you.
What should I consider when choosing childcare for my family?
First of all - it’s never too early to start your research. These are some of the things you may want to think about when looking at childcare settings near you:
Location: do you want childcare in your home or outside of your home? Think about how far you can reasonably travel each morning and whether it needs to be close to your workplace or a train station. Can you - or a friend/relative - get there easily if they get sick or you have to collect them early?
Timings: is this childcare available over school breaks, like summer holidays and during half term? Do they offer after school care? Exactly when and the duration of your childcare will impact the overall cost and the options available to you.
Financial help: does the chosen method of childcare qualify for financial help? Ask about Working Tax Credit, Tax-Free Childcare, Universal Credit and the 15 or 30 hours of free childcare.
The fee: what does it include? Meals, snacks, nappies, etc? Do they ever ask for money for anything else?
Notice for changes: if you decide to change your child’s arrangements, how much notice do you have to give?
Staffing: depending on the type of childcare you’re considering, look at the staff turnover, they’re qualifications and the ratio of child to carer - for children aged two and under, this should be at least one adult to three children.
Safety: are the staff first aid trained for children and babies? How often are risk assessments carried out and what measures are put in place when they go on trips?
Progress: if you want to keep informed about your child, how will this be done? Will you be kept updated on your child’s progress?
How much does childcare cost?
This will be a huge factor for most parents as childcare can be very costly and in some cases take up most of their income. Where you live, the type of childcare you choose and how often you need it will affect how much it costs. To give you an idea, according to Money Helper, the average cost of sending a child under the age of two to nursery part-time (25 hours a week) is £137.69 and full-time (50 hours) is £263.81 in the UK.
When your child starts school and you need to use after school clubs, the average cost for five days a week is £62. Thankfully, there is help you can get to pay for these costs.
To find out what help is available to you, the government has a childcare calculator. This will let you know if you’re eligible for government help, including Tax-Free Childcare and 15 hours of free childcare a week, which is available to all three and four year olds in the UK, or 30 hours, which is available to working parents.
How do I find my childcare provider?