Brainworm - I have had another root around the NHS Resolution website. This covers England so it might be different in Wales, Scotland and Northern Ireland.
Non-clinical schemes
We also manage two non-clinical schemes under the heading of the Risk Pooling Schemes for Trusts (RPST):
- Property Expenses Schemes (PES) which covers ‘first party’ losses such as property damage and theft, for incidents on or after 1 April 1999.
- Liabilities to Third Parties Scheme (LTPS) which covers non-clinical claims such as public and employers’ liability.
In addition we manage one other non-clinical scheme:
- DHSC Non-clinical which covers non-clinical negligence liabilities that have transferred to the Secretary of State for Health and Social Care following the abolition of any relevant health bodies.
Page last updated on: 2nd April 2019
https://resolution.nhs.uk/services/claims-management/non-clinical-schemes/
Liabilities to Third Parties Scheme
Our Liabilities to Third Parties Scheme (LTPS) typically covers employers’ and public liability claims from NHS staff, patients and members of the public. These range from straightforward slips and trips to serious workplace manual handling, bullying and stress claims. LTPS covers claims arising from breaches of the Human Rights Act, the Data Protection Act and the Defective Premises Act, as well as defamation, unlawful detention and professional negligence claims.
LTPS also extends to cover the personal liabilities of the members of NHS boards, including non-executive directors. Personal injury cover is unlimited in value and there is no limit on the number of claims members may make in any membership year.
Page last updated on: 2nd April 2019
https://resolution.nhs.uk/services/claims-management/non-clinical-schemes/risk-pooling-schemes-for-trusts/liabilities-to-third-parties-scheme/
Age Discrimination & Equal Pay
Also covered.
https://resolution.nhs.uk/services/claims-management/other-services/
Trusts will have in-house legal services and/or will procure outside legal services and the costs of meeting some successful claims or settlements have definitely come out of Trust budgets
I do not know if NHS Trusts are permitted to buy commercial insurance to cover other types of successful claim, eg. of discrimination under the Equality Act 2010, or if it would be financially viable. Maybe some test FOIRs to Trusts would help?
For example, years ago I had to look into the cost of insuring a stock of specialised non-consumable medical equipment against theft and non-warranty damage. It was so ridiculously high that it was unfeasible and it was a better use of the budget to include the cost of any replacements and repairs needed.