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TinaWilliamsMumsnet · 18/07/2025 13:14

Lorlypop · 13/07/2025 23:52

When do I need to apply by?

Hi @Lorlypop - you need to apply, and get a code, before each term starts to get your funded hours on time. If your child turns 9 months old:

  • between 1 Apr– 31 Aug, apply by 31 Aug for hours from 1 Sept
  • between 1 Sept– 31 Dec, apply by 31 Dec for hours from 1 Jan
  • between 1 Jan– 31 Mar, apply by 31 Mar for hours from 1 Apr

You can visit www.childcarechoices.gov.uk for more details on deadlines.

TinaWilliamsMumsnet · 18/07/2025 13:14

DinkyDaffodil · 14/07/2025 10:53

Do you need proof of ID, and residency when you apply ?

Thanks for the question @DinkyDaffodil!

Yes, you might need to provide proof of ID and residency when applying for funded childcare or Tax-Free Childcare. To make things easier, when making your application you might want to have to hand:

  • Your National Insurance number
  • Your child’s birth certificate reference
  • Recent payslips or proof of income
  • Passport or residence permit

LibbyMumsnet · 22/07/2025 17:21

RubyFlewToo · 20/07/2025 08:49

@SarahWalkerEY - not sure if this has been corrected already, but:

Tax free childcare is available until the term after a child turns 12, or until they turn 17 if they’re disabled.

Edited

Hi @RubyFlewToo - thank you for flagging this!

You're absolutely right. If eligible, you can receive Tax-Free Childcare for your child until 1 September after their 11th birthday, or until 1 September after their 16th birthday if they are disabled.

Thanks again for helping us keep things accurate - much appreciated.

TinaWilliamsMumsnet · 23/07/2025 08:33

Anonymouse2019 · 15/07/2025 06:56

We have a son who will be 3 in August. He's due to start in a pre-school nursery in September.

My partner works full time. I don't work as I have been caring for our son and his older sister who has additional needs. I also have medical problems myself and receive LCWRA on Universal Credit.

I was told by school we'd get 30 hours funding but that isn't the case and my son would get 15 hours.

When I enquired about funding with Childcare Choices and told them our circumstances, I was told that ALL children aged 9 months and over were getting 30 hours funding from September because the rules are changing.

It turned out THAT'S NOT TRUE and I wish I'd recorded the call.

We're in a bit of a pickle and I don't know where to turn.

That sounds like a really frustrating situation, and I’m sorry you've been given conflicting advice @Anonymouse2019.

Just to clarify: all 3- and 4-year-olds are entitled to 15 hours of funded childcare a week. The full 30 hours is only available to eligible working families — so if you're not currently working due to caring responsibilities or health reasons, you wouldn't meet the criteria for the extended offer, unless your partner is in work and you receive one of the following:

  • Incapacity Benefit
  • Severe Disablement Allowance
  • Carer’s Allowance
  • Limited Capability for Work Benefit
  • contribution-based Employment and Support Allowance

The changes to childcare funding have been rolled out gradually, but it’s not the case that all children over 9 months will automatically get 30 hours from September.

It might be worth checking if you’re eligible for Universal Credit Childcare support, which can help cover up to 85% of childcare costs needed to help parents work. You can find more info at: https://www.childcarechoices.gov.uk

TinaWilliamsMumsnet · 23/07/2025 08:34

sharond101 · 15/07/2025 20:14

Is there flexibility at all with the hours offered?

Hi @sharond101! Yes, there can be some flexibility, but it depends on the childcare provider.

The funded hours can be used across different days and times, including weekends in some cases, as long as the provider is registered to offer funded places and agrees to the pattern. Some settings offer stretched funding across the whole year rather than term time only, and some allow you to split hours between two providers.

It’s always worth speaking directly with your provider about what they can offer, as availability and flexibility can vary depending on staffing and demand.

TinaWilliamsMumsnet · 23/07/2025 08:35

namenomnombre · 17/07/2025 00:07

Can funded hours be used term time only, and how do bank holidays work with funded days?

Hi @namenomnombre. Funded hours usually cover term time only, usually 30 hours per week over 38 weeks a year. Some providers stretch funding across the full year, including holidays - it’s best to check with your nursery for how they handle this.

As many providers are closed on Bank Holidays, you're best speaking to your nursery to check how this might affect your funded hours.

TinaWilliamsMumsnet · 23/07/2025 08:36

OchreBird · 17/07/2025 01:52

How does eligibility work for those of us who are unable to work due to disability (and equally would struggle to look after our child without nursery or care support)?

My husband works full time (from home so he can support me as much as possible) and I’m on PIP and Contributions based new style ESA (support group) and wasn’t sure if we’ll be eligible at all for help with childcare since I’m not ‘working’ (but equally will struggle to provide full time care by myself due to my condition) or if theoretically we would be eligible as long as the ESA support group isn’t scrapped next year as currently planned by the government 😓

For the 30 hours funded childcare, both parents usually need to be working to qualify, unless one parent is working and the other is in reciept of certain benefits. So you may still be eligible if you recieve:

  • Incapacity Benefit
  • Severe Disablement Allowance
  • Carer’s Allowance
  • Limited Capability for Work Benefit
  • contribution-based Employment and Support Allowance

This means you may still be eligible if your partner meets the minimum income requirements. However, it's also worth saying that your son can still get the universal 15 hours funded childcare from the term after he turns 3, no matter your work status.

It’s worth checking with your local council or family services for extra support options that might help with your situation.

Hope that helps @OchreBird.

TinaWilliamsMumsnet · 23/07/2025 08:37

Ccg123 · 17/07/2025 12:34

Hi

Wondering if anyone can help me. My childminder has my code for the 30 funded hours. They are now asking me for my partners national insurance number and my childs NHS number is this normal and should I provide them with the NHS number ? I'm sure it's fine, it's just i don't know if I should be sharing little ones NHS number like that any help would be great new to all of this 😊

It’s completely normal for your childminder to ask for your partner’s National Insurance number when using the 30 hours funded childcare code. This is needed to confirm eligibility with the government.

As for your child’s NHS number, it’s less commonly requested but some settings might ask for it to help with their records or official checks. If you’re unsure, it's okay to double check with your childminder why they need this information, or you can contact your local authority for clarification on why your childminder might need your child's NHS number.

Hope that helps @Ccg123

TinaWilliamsMumsnet · 23/07/2025 08:38

Anonymous4422 · 17/07/2025 21:50

Hiya! I have a question regarding temp/contract work. I’ve recently returned to work after maternity leave on reduced hours however my work load hasn’t reduced to reflect this and my work life balance and mental health is taking a hit. We currently use the funded childcare hours and make use of the tax free childcare account to pay nursery fees. If I quit my current job and did contract work would I still be eligible for the funded hours and tax free childcare account? If yes how about if there was a gap between contracts? My husband works full time and this would stay the same. Thank you in advance.

Thanks for your question @Anonymous4422 - this is a really common situation and you're not alone in feeling the pressure when working hours and workloads don’t quite match.

Yes, you can still be eligible for both funded hours and Tax-Free Childcare if you move to contract work - as long as you (and your partner) each earn at least the equivalent of 16 hours a week at minimum wage on average over the next 3 months.

Gaps between contracts can affect your eligibility if your income temporarily drops below that threshold. But once you’re working again and earning enough, you can reapply. There’s also some flexibility if you’re newly self-employed or just starting out.

Your husband’s full-time work helps too, as both parents need to meet the criteria (unless one is earning and the other is receiving certain benefits).

TinaWilliamsMumsnet · 23/07/2025 08:40

OliveMoonLight · 19/07/2025 10:54

Ok, I am a bit bamboozled so hope this makes sense!

Regarding the cut off date being Sept to return to work after maternity in order to get the funded hours Sept onwards:

If I return to work end of Sept but am using my annual leave, then actually physically going into work after my AL in October for example, does that mean I will only be able to get funded hours from January? Or does the AL in Sept count, because technically my maternity leave will end on Sept 28th?

If so, would there be anything stopping me going into work end Sept then using my AL in a block a week later say?

Totally makes sense @OliveMoonLight - it's a really common point of confusion.

The good news is: yes, your annual leave taken at the end of maternity leave does count as being back at work for funding purposes. So if your maternity leave officially ends in September and you're on paid annual leave from then, you're considered to be “in work” in the eyes of the eligibility check.

That means you'd be eligible to apply for funded hours to use in the September term, as long as you apply and get your code by 31 August.

And no - there’s nothing stopping you from going into work at the end of September and then taking annual leave after that. It’s all about what your official working status is, not whether you’re physically in the building.

TinaWilliamsMumsnet · 23/07/2025 08:42

ByPinkFis · 20/07/2025 20:40

I’m a student and getting childcare amounts from nhs paid to my account

can I use this 30h ?

Thanks for your question @ByPinkFis!

If you’re a full-time student getting the NHS Childcare Grant, you may not be eligible for the 30 hours funded childcare, as it’s for parents who are in paid work, earning the equivalent of at least 16hrs per week at NMW (and under £100,000 adjusted net income per year).

However, your child can still get 15 hours of funded early education from the term after their third birthday, no matter your work status.

If you return to work later, you could become eligible for the 30 hours then. And even if you've not returned to work, you will be eligible to get the 15 hours universal entitlement when your child turns 3

For more info, check the Childcare Choices website or your local council.

TinaWilliamsMumsnet · 23/07/2025 11:31

AgreeToDisagreeSometimes · 07/07/2025 08:00

I think reducing the age limit to 9 months is a massive help from the government. Prior to this, any working parent would need to fund their childcare costs 100% until they turn 2 or 3.

I see this as a contribution towards making childcare affordable, not 100% free. Yes, the government gives 30 hours a week for free (term time only). As a working parent, you should expect to top up the remaining amount. It’s not unreasonable to ask for a smaller charge than what the government is contributing.

What would have been useful to know is having to reapply for the “30 free hours” code every 3 months - what’s the current process to apply for the code? And how often do you need to update the code - does it still expire after 3 months?

Hi @AgreeToDisagreeSometimes thanks for your question, I've just had to re-apply for my code recently so I can take this one. I've attached some screengrabs, hopefully that will help make things a little clearer!

  1. I received an email from childcare services reminding me to reconfirm one month before I had to renew my code.
  2. Follow the link in the email to _https://www.gov.uk/sign-in-childcare-account_ and log into your account.
  3. Once you're logged in click on the re-confirmation block and fill in the form, it's very similar to the form you fill out at the start, basically just confirming your details and work-status. It took me less than five minutes.
  4. I received a message in my secure message inbox saying I had successfully reconfirmed. I can't remember how many days later that message was sent but it was very quick.

But here's where I think it gets a bit confusing...You don't get an email with your code after you've reconfirmed.

5.To access your childcare code, go back to the homepage of your childcare account and locate the block titled "Free childcare for working parents."

  1. Click on the link and you'll find your code.
  2. Email the code to your nursery.

Now that I've been through the process once, it's actually very simple. But the first time was a little confusing! Hope that helps!

Ask us anything about funded childcare - eligibility, applying, and what to expect  £100 voucher to be won!
Ask us anything about funded childcare - eligibility, applying, and what to expect  £100 voucher to be won!
Ask us anything about funded childcare - eligibility, applying, and what to expect  £100 voucher to be won!
Ask us anything about funded childcare - eligibility, applying, and what to expect  £100 voucher to be won!
Ask us anything about funded childcare - eligibility, applying, and what to expect  £100 voucher to be won!

TinaWilliamsMumsnet · 28/07/2025 14:48

Writerscompanion · 18/07/2025 14:49

Many thanks for this helpful reply! Nursery has said we have a grace period for the next term ie up to 31st December, but the manager wasn’t sure if it applied to both the tax-free childcare and the 30 funded hours, would you be able to say?

You're very welcome @Writerscompanion - and yes, happy to clarify.

The grace period only applies to the 30 hours funded childcare, not to Tax-Free Childcare.

If you're already using 30 funded hours and then become ineligible when you next need to reconfirm (for example, because you have experienced a drop in income which means you don't meet the minimum threshold), you’ll usually still get the hours for a short time - that’s the grace period your nursery mentioned. It gives you a bit of breathing space while your circumstances settle.

Tax-Free Childcare doesn’t have a grace period in the same way - eligibility is checked every 3 months, and if you don’t reconfirm or no longer meet the criteria, top-up payments can stop right away once you become ineligible ( you can still use your Childcare Account to pay your provider). But you can reapply as soon as you’re eligible again.

So for the funded hours, yes, there’s a grace period. For Tax-Free Childcare, it’s a bit stricter - it’s best to reconfirm by the deadline each time. You can reconfirm for both at the same time to make it easier to remember!

TinaWilliamsMumsnet · 28/07/2025 14:49

mouse36 · 20/07/2025 16:25

Hi,
My daughter will turn 9 months in October, so I will be eligible on the 1st Jan 26. I’m not due to return to work until 31st Jan, however I saw that I need to return within 30 days to be eligible? Which is fine, say I will now return to work on 28th. But I wanted to know if she can attend the 30 free hours from 1st Jan, even if I’m not back in employment until 28th. I would really love to use the time to do a phased transition into nursery rather than straight into the full days when I’m back to work.
TIA

Thanks for your question @mouse36 - that’s a great plan!

So if you're applying for an older child, not the one you're on leave for, you can go straight ahead and apply now. If you're applying for the child you're on leave for, then you're actually able to apply if you plan on going back to work one calendar month following the start of the term. That means you're able to claim the entitlements from the 1st January, if you are going back to work on or before 31 January. The same thing happens for the April term if you return on or before 30 April, and the September term if you return on or before 30 September.
You will need to apply online as normal during the autumn term, and before 31 December- your application may show as ‘pending’ but don't worry - you should then receive a letter in the post within 1 to 2 weeks, enabling you to access your entitlement.

If one parent is starting or returning to work within one month of the start of term (that is, 30 September, 31 January or 30 April), while the other parent remains on parental leave until a later date, then you would be eligible to apply.

If you are on paid annual leave and receiving your salary as normal, this counts as having returned to work for the purposes of eligibility for the working parent entitlement.

TinaWilliamsMumsnet · 28/07/2025 14:50

ridl14 · 18/07/2025 13:09

Another question!

I'm a teacher, normally full time but on mat leave currently. I have told my employer I would like to go down to 3 days a week. They organised a 3 day timetable for my return already (timetables were done a month after I went on mat leave in Feb and I told my manager about wanting to go part time 3 days, before I went on mat leave).

I have sent in my flexible working request, just waiting for official approval.

Question:
Will me going part time affect when I should apply for the funded hours and/or tax-free childcare?

A great question - and sounds like you’ve planned well ahead.

As long as you’re earning the equivalent of at least 16 hours a week at minimum wage, you’ll still meet the eligibility for both 30 hours funded childcare and Tax-Free Childcare. Going down to 3 days a week shouldn’t affect your eligibility, as most teachers working 3 days still meet the earnings threshold.

You’ll need to apply the term before you want to start using the hours (e.g. by 31 December for a January start), and reconfirm your details every 3 months — so just make sure your income is expected to meet the threshold during that period.

No need to delay your application while waiting for formal approval - you can base it on your expected working pattern.

Hope that helps @ridl14

TinaWilliamsMumsnet · 28/07/2025 14:52

DinoGD · 18/07/2025 07:22

Hi!
My DD will start nursery in January, and she turns 9 months old in September.

Firstly - do I need to apply by September still so we're in the 'system' or do I apply later on in the year as we won't be using the funding until the January term? If it's the latter, when would we apply for the 30 hours?

Secondly, I've seen from others here about the application asking for bank statements (for eligibility I assume) for the previous 3 months. From September - December, I'll be down to the non-payment part of my maternity leave. Will we still be eligible to apply even though it'll technically only show one of us as receiving an income?

Sorry if these are obvious questions though - thank you!

Not obvious at all - lots of parents are wondering the same!

You’ll need to apply for your 30 hours code the term before you want to start using the hours. So for a January nursery start, you’ll need to apply by 31 December. You can apply for your entitlement up to 16 weeks before your child turns 9 months - so anytime from late September onwards would work well.

To be eligible, both parents usually need to be working and earning at least the minimum threshold. However, if you're on statutory maternity leave, you're still considered eligible - even if your pay has stopped - as long as your partner meets the earnings requirement and you're planning to return to work.

So yes, even if you're in the unpaid part of your mat leave, you should still be eligible as a household. Just make sure to apply ahead of 31 December, and confirm your details before the deadline.

Hope that helps @DinoGD

TinaWilliamsMumsnet · 29/07/2025 12:42

DoreenGrey · 11/07/2025 07:34

I’m adopting a child, likely to get adoption order first week in August, and then wait for adoption certificate. I’m obviously eager not to lose out on the funded hours, but she starts nursery a month after that court date. Obviously child’s surname will change when adoption is finalised.
I’m thinking I should apply now anyway, under original surname, but I’m just anxious that not long after this her name will change, and this will cause hassle and time to change. Do you think this will likely cause a delay and hence pause in funded hours? I’m trying to work out whether to just apply now, or hold on until name changes. I want to minimise or ideally avoid missing out on funded time due to something beyond my control.

Hi @DoreenGrey! It’s a good idea to apply as soon as you can using your child’s current details, so you don’t miss out on funding.

When the adoption’s finalised and the name changes, just speak with your local authority and your nursery to ensure their system is updated with the new name. Before you next reconfirm your 30 hours code, you can also contact the Childcare Service to make sure they're aware of the name change.

Applying early means you’re less likely to miss out, and any admin updates can be sorted alongside. Hope that helps!

TinaWilliamsMumsnet · 29/07/2025 12:44

PCAMum · 14/07/2025 10:13

My child is eligible for the 30hrs for 9months from September but the nursery have just sent out an email stating that due to the move from 15-30hrs funding they are increasing both their consumables charge and their daily rate (for non funded days) by 25%. With my child in 4 days a week this almost completely negates the additional 15hrs of funding.

They have also stated that children who receive no funding will receive an 18% discount to prevent a massive increase in their bill. This means that on the 2 days that my child is not covered by funding I am paying substantially more than non-funded parents. Is this legal?

Hi @PCAMum thanks for your question, and sorry for the delay. We would be concerned about parents receiving the entitlements paying higher rates for private-paid hours than other parents. We can’t be certain, but this may be a top up fee - which isn't allowed. Unfortunately, we can't give legal advice, but strongly suggest you speak to your local authority to see if they can look into this or direct you to get some assistance (if they think the rates are a fully private matter). They can also help you find an alternative childcare place that still suits your needs.

TinaWilliamsMumsnet · 29/07/2025 12:44

RHJc24 · 15/07/2025 17:27

I’ve just been told by my son’s nursery that we will be paying more once he gets his 30 hours than we have been paying while he’s had the 15 hours.
they have apparently said that it was due to everyone being undercharged previously but we haven’t received any communication from them.

this just feels like a money grab from the nursery and it’s making it impossible for me to increase my hours at work and I’m just really stuck on what to do and if it’s just this nursery or if anyone else has had the same

Thanks for sharing @RHJc24, and we know this is something that’s come up for a few parents recently.

Just to explain, while the government funds a set number of hours, providers can set their own charges for things that fall outside those funded hours — such as meals, snacks, extra activities, or additional hours of care. These charges vary by setting, and they should be clearly set out in your contract or by the provider directly.

If you’re seeing a change in fees, it’s worth asking your nursery for a breakdown so you understand exactly what’s included and how the new costs are worked out. Every setting structures things a bit differently, so it’s not always a like-for-like comparison.

If you're still unsure about anything, we would recommend you speak to your local authority about it.

TinaWilliamsMumsnet · 29/07/2025 12:46

Chickierock66 · 15/07/2025 18:47

I can’t work out how the funding works. My grandson was enrolled for one day/week and told he could be dropped off any time after 7.45 and needed to be picked up before 6pm. That was ok for us, but when they sent the ‘bill’ through they were charging for 14.5hrs for the 39 weeks? When we questioned it, it was changed to 1 day/week from 9-3 and we have to pay for his lunch. They are still charging 9.5 hrs for 9-3 but have said it is now 50 weeks /year.
I am so confused. Please help.

Edited

Hi @Chickierock66 - thanks for the question. It’s completely understandable to feel confused, as how the funded hours are delivered can vary quite a bit from one setting to another.

The government funding covers up to 15 or 30 hours a week (depending on eligibility) for 38 weeks of the year - that’s based on a school term-time model. Some nurseries “stretch” those hours across more weeks - like 50 weeks - which means you get fewer funded hours per week, but spread over the full year.

Providers can also set their own daily session lengths and charge separately for things like meals or care outside the funded hours. For example, if their standard day runs from 7:45 to 6pm, that’s longer than the 6 hours typically funded in a 9–3 day - so they may charge for the extra time.

It’s worth asking the nursery to give you a simple breakdown showing:

  • how they’ve applied the funded hours
  • what’s included in your grandson’s day
  • what’s being charged for, and why

Hope that helps clear a few things up. If its still not clear after that, we would recommend speaking to your local authority about it.

TinaWilliamsMumsnet · 29/07/2025 12:47

Thatslifethatsit · 18/07/2025 06:11

Why does the cost of nursery increase as the child gets older? Nursery say the funding is a lot less for 3years and over but I don’t understand why

Thanks for the question @Thatslifethatsit.

Nurseries set their own fees, and the way the funding works means they may charge for extras like meals or activities. While you get funded hours from the government once your child turns 3, the funding is based on standard rates and how your nursery delivers care may affect what you’re asked to pay. Every setting is different, so it's worth asking for a breakdown if anything’s unclear.

TinaWilliamsMumsnet · 29/07/2025 12:48

ridl14 · 18/07/2025 13:02

Hi, thanks for your time!

I've heard nurseries can charge for meals/consumables from the start of the term, even if a child is starting at a later date (so charges before child is in attendance). Is this true and is there anything to be done about it?

Another great question @ridl14

Nurseries can charge for meals, snacks, nappies and other consumables alongside funded hours, but they shouldn't charge for days when your child isn’t actually attending.

If your child starts partway through a term, the funded hours (and any related charges) should only apply from their start date - not before. If you’re being asked to pay for anything before your child begins, it’s worth asking the nursery for a breakdown and checking it with your local authority if you’re unsure.

TinaWilliamsMumsnet · 29/07/2025 16:58

tillytown · 09/07/2025 04:35

Not sure if this has already been asked, but can nurseries/preschools refuse to accept the free hours if the child is SEN? Because it has happened three times so far to my neighbour who has an autistic child that uses a wheelchair. The nurseries have all claimed they can't accept the child as his care would cost more than the free hours are worth, and that my neighbour needs to apply for extra funding for her son. But she needs a EHC plan for that, which she can't get as the council are dragging their feet on doing assessments

Thanks for asking about this @tillytown. Nurseries and preschools shouldn’t refuse funded hours just because a child has SEN or a disability. The funding is there to support eligible children, including those with extra needs.

Sometimes settings say the standard funding doesn’t cover the extra care required. In those cases, there are additional funding options, like Disability Access Funding (DAF) or Special Educational Needs Inclusion Funding (SENIF). For both DAF and SENIF, the provider would need to apply for that separately.

I know getting an EHC plan can take a long time, which is really frustrating. While waiting, it’s a good idea to speak to the local family information service or the council’s SEND team about what support might be available.

Local authorities and early years providers have duties via the SEND Code of Practice, Equality Act 2010, and Early Years Foundation Stage (EYFS) statutory framework to promote equality and inclusion for children with disabilities or SEN, removing the barriers that prevent children from accessing early education.

If nurseries are refusing to accept the child outright, it’s worth getting advice from local SEND services or charities like IPSEA, who help parents challenge these situations.

TinaWilliamsMumsnet · 29/07/2025 17:00

B1984 · 10/07/2025 21:02

Hi,
can you please tell me why working parents that haven’t got recourse to public funds aren’t eligible for this funding?
I understand the rationale with no recourse but it just doesn’t make sense.
I work with families for the local council and the amount of working parents, a lot of them working for the NHS, paying their taxes and contributing, cannot get any help with childcare until the age of 3 when they become eligible for the universal 15h offer.
Seems ridiculous.
many thanks

Thanks for your question @B1984 - you're not alone in feeling frustrated. Unfortunately, parents without recourse to public funds aren’t eligible for the funded childcare schemes that require an application. All families can still access the universal 15 hours from age 3.

TinaWilliamsMumsnet · 05/08/2025 09:43

Flowersanddaisies · 21/07/2025 22:43

Hi,

I’m thinking about having children in the next 2 years but am worried about how I will be able to continue working with children as my husband is also working full time and is epileptic. Financially it won’t be an option for either of us to reduce our hours. We don’t really live close by to relatives either and although my husband can work from home, we don’t feel safe leaving a young child with him alone due to my husbands epilepsy. This is something that really stresses me out as I don’t know what sorts of childcare options are out there .. especially for disabled parents who may need some extra child care support even though they are working. Any advice would be greatly appreciated and reassuring as these sorts of worries keep me up at night :( xx

Hey @Flowersanddaisies - totally understandable to feel worried about how things will work - especially with both of you working full time, no nearby family support, and your husband’s epilepsy to consider.

The good news is:

From September 2025, eligible working parents can access 30 hours of funded childcare from when their child is 9 months old

You can also use Tax-Free Childcare - the government tops up what you pay in by 20%, and it can be used for nurseries, childminders, nannies and wraparound care (as long as they’re registered).

If safety at home is a concern, some families use registered childminders for more flexible and personalised support. You could also use a nanny who comes into your home, but you can't use the funded hours with nannies.

When the time comes, your local Family Information Service can help you explore what’s available near you and talk through your options.

You’re doing the right thing by thinking it through early - and there is support out there to help you make it work.

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