DD is 18 and has ASD and chronic fatigue. She was at a specialist secondary, got a couple of GCSEs in English and maths, and then went to college to do art level 2. She didn’t find being there easy, but managed to get a merit, and then started this year on level 3.
It’s all gone badly wrong for her and she is about to drop out. Her mental health isn’t good at all and I support her decision. She hasn’t officially left yet but I’m having a bit of a panic.
She is many years behind her peers socially, and relies on me for everything, doesn’t really ever go out or do anything, and says she wants to live at home forever. I’m really worried for her future, and also concerned about finances as a single parent.
My first question is, do I ask her college to refer us back to the LA, as the placement has broken down? If I do that is she still technically in education even if she’s not going? She’s adamant she doesn’t want to do any more education, but equally she doesn’t want to do anything other than be in her bedroom, which isn’t good for her. My personal feeling is that the longer she can stay in education or training, the greater the buffer is between her and the real world.
Also where does this leave me financially? She gets PIP, which she spends on ‘cute stuff from Japan’. I get tax credits for her, including the severely disabled element, and I gather all that will stop if she’s no longer in education? And of course my council tax will also be more expensive as there is another adult there.
I understand she can claim UC, but how do others who are not wealthy (ie on the bones of their arse) manage this with disabled DC? I know it’s legally her money, and I give her all of her PIP, but if my tax credits for her stop then would I be unreasonable to take the shortfall from her UC? We are just about getting by at the moment, I have another, younger, disabled DC who is not in school at the moment, and health issues of my own so my earning capacity is very limited. If I lose DD’s tax credits then I am buggered, quite frankly, especially with the COL crisis.
I know her tax credits were always going to end one day, but now is a terrible time as my younger DC is being extremely challenging and looking after her is a full time job in itself.
Sorry lots to unpick there I know, I’m in such a muddle with it all.