So basically we borrowed as much as we could to get through the door of this property, £300k mortgage but its a bit of a fixer upper. Think 80s decor everywhere. It's liveable but desperately needs updating. This is the forever home.
So we have about £10k to renovate it until we build our funds up again, I can do alot of DIY, painting, etc even some basic carpentry like skirting boards and laid down laminate flooring before.
Kitchen is old with free standing range cooker (with a couple of broken burners) Awful laminate worktops, beige tile with a couple missing, lino roll floor, old stainless steel sink and drippy tap. It really needs ripping out and starting again however we might want to extend the kitchen one day but will be about 5 years before we can build the funds for that. But don't think I can live with it as is for 5 years.
Downstairs cloak has carpet floor and really old beige toilet, sink and mirror. But it's functional. Again could do with properly ripping out and starting again.
Carpets through out, beige but old, bit moth eaten in places. Probably wool or wool blend.
Living and dining room, ugly stone gas fireplace that doesn't work and has been switched off, generally awful decor with ugly wall paper. But liveable. Top hung sliding doors that seperate dining and living area, old and a bit wobbly.
Upstairs bathroom functional, at least its a white suite. I've already replaced the brown medicine cabinet with a white mirrored one and the knackered beige bathe panel with a wooden painted white one and installed a new over bath shower when the other one was on the fritz when we moved in. Again it needs redoing but its okay.
DC5's bedroom has been totally reskimmed and redecorated, with new light fitting and I've painted a mural on the wall (I'm a professional illustrator). Everything replaced apart from beige carpet (which we can't afford to do yet)
Our bedroom just replaced the handles on the built in wardrobes to more modern ones. It had been recently redecorated white but again needs properly doing, but liveable.
Spare bedroom/office, ugly decorations but functional for wfh. Just has our desks in when we do wfh.
Outside, lovely mature gardens. I've built a picket fence myself to secure it as its a wrap around side garden on a corner plot. Needs patio areas redoing at some point. I have also lifted up an area of patio to create a bark filled play area for DC's swing.
Combi boiler okay, not too old and Worcester. Loft partially boarded and needs more insulation, will probably need a new roof fairly soon (survey said it was only its last legs) but holding together atm and surveys are super cautious.
So where would you start on a tight budget? We'll have more money as we can build savings again. But with what I have now, where would you start?
We live in North East Cheshire. Early 40s, one DC.
Personally I think the cloak and kitchen need sorting asap but how do I make this budget stretch. 😬
Thanks in advance for any ideas.