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To buy or not to buy?

27 replies

Pipfinnity · 10/06/2025 15:53

First off, I'm sorry to say, I'm not a mum so I don't know if it's okay for me to post. But I've seen good advice on here so hope it is okay to ask advice please?

I'm 52 single female. I've been private renting for 22 years. I was thinking about buying because in sick of dirty and expensive private rented housing. I live in Norfolk. I can get a house for up to £180k including my deposit. Unfortunately, £180k doesn't buy much in Norfolk. I'd have to make significant compromises. I work in Norwich so can't go further than Norfolk currently.

In 5 years I will get a private pension which would help me make a cash purchase (with savings). I'd been thinking of moving to the north east where it's potentially cheaper, friendlier, cooler weather etc. So I don't know whether to wait it out, stay in rented for 5 more years or buy now locally.

Also I've got a little timid cat and I'm worried about dragging him to the other end of the country. I dont have anyone that can look after him and he wont cope with a cattery so i cant leave him and travel to find work. Also I have ADHD and so I have this inherent fear of being stuck in anything because I get bored easily.

Thankyou if you've read this and I'm grateful for any advice please. I'm quite isolated, no family, so noone I can ask or talk it through with.

OP posts:
Pipfinnity · 11/06/2025 11:30

Thanks everyone so very much for kind words of advice. I have no family so noone to talk to about life matters. I'm so grateful for your help xxxxx

OP posts:
anyolddinosaur · 11/06/2025 18:29

Cats move well enough if you keep them indoors for a couple of weeks after the move. you can even get catios so they can be outdoors but secure while they adjust.

The weblink below may help - ALWAYS get a proper survey, not just one for a mortgage, and if the surveyor agrees meet them there as they finish. The report can look scary as they are cautious about being sued but in person they are more likely to tell you what needs doing and what can wait. www.moneysavingexpert.com/mortgages/buying-a-home-timeline/

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