Can I live in a static caravan/lodge permanently?

[Pearly999]

I have come to the realisation I will struggle to afford my own house. I have recently moved back in with my parents and wanting to own a property. I have been offered a mortgage of £80,000, which in my local area there isn’t a lot of option. I have good credit score but I am a barista and have a poor income, relying greatly off tips and overtime. I have found online the park homes are far nicer than the apartments which I can afford. They have multiple bedrooms and lovely interior. Is it possible to just buy one of these to live in? They state on the adverts they are open 12 months of the year, so am I able to just live there like I would a house? Sorry if this sounds daft.

Unless it is a residential park, then the answer is no. You are required to pay council tax or utilities at your permanent home address and they ask for this proof. Also maintenance fees vary from £2200 to over £5I per year depending on park. Are they comfortable enough for all round living, yes they are but your gas bill will be high as temp drops quickly.

You need to check with the site you want to live on. But yes, some are fully residential all year round. And yes you can live quite comfortably in a mobile/park home. DHs aunt and uncle lived in one for 40 years and they loved it.

You can’t purchase one with a mortgage.

Caravans/ lodges tend to depreciate in value unlike houses that tend to appreciate. Some parks have rules of a maximum age for the caravan/lodge so they have to be replaced at say 15 years, at which point they might not be worth much. Add the site fees and it's quite an expensive way to live cheaply unless you happen to have quite an unusual site where you want to live.

Shared ownership of bricks and mortar might be a better option.

You can only live there for 12 months of the year if it's residential

Also a lodge or chalet would be better as caravans lose value straight away. X

Park homes really only work for older residents, many have a minimum age around 50yrs and no children. They depreciate in value and service charges are high, a house is a much better bet because they generally gain in value year by year.
It’s really hard at present very few rentals in this area and purchase prices are high, if you can share or are couple it’s easier, for singles on low wages, social housing and not much else.