Build more council and low income houses. And I'm talking here of family homes with gardens that cost £100,000 or less.
There's a whole generation of middle to low income families who are unable to invest in their future because they have to rent their family homes at great cost, unable to afford a suitable house in their price range.
The instability of renting is very difficult for young families in particular, hence the need for more council housing which will at least allow young families stability and lower than market rents so they can (gasp) save some money towards owning their own place one day.
Of course, there's no danger of this government doing this because every government seems to be falling over themselves to support buy to let property owners depite them being the bloody problem in the first place. Probably because lots of MP's make money through property.
When DD was 18 months old we were made homeless when our landlord decided to sell our house and we simply couldn't afford 1 months rent + deposit + agency fees + credit check + admin fees etc that every bloody landlord in town was charging. We are too poor to save money, particularly then.
So we went to the council and got temporary housing. Our council has bugger all council housing and housing association houses are spread thinly amongst the very needy.
The council have an ingenious plan for the increasing numbers of homeless like us. A private sector partnership. They pay an agency twice market rent for rental housing for "undesirable tenants" like us poorer families. We were told that we would have the security of this house for 3-5 years providing we don't increase our income. Because then we'd be eligible to pay the full rent. Our chances of getting council or HA house was very low and this was presented as our only option unless we wanted to live in temporary accomodation for up to 2 years. It's a benefits trap we cannot escape from. How can we save for another house without increasing our income and then losing housing benefit?
Incidentally, I spoke to the property owner of this house, not the agency. Owner is responsible for all repairs and I was arranging some with them. Owner receives less than half the rent paid by housing benefit, well below market rent, for this property. So our agency is getting an extraordinary sum for some light administration.
Surely it would be cheaper just to build some bloody houses?