NC as this is quite sensitive.
A very dear friend has asked me if she can name me as legal guardian for her dc in her will, in case something were to happen to her before her dc reach adulthood. DC father is still alive but there is a history of abuse so living with him not an option. No other family members really on the scene, apart from friend's disabled sibling.
I am fond of dc and have known them all their lives (but we are not super close). I am of course very eager to help my friend, who has been through hell and is understandably anxious about what might happen to her dc if she was no longer around. However, taking on responsibility for someone else's kids - especially given the background with their dad - is a massive responsibility and I don't want to make such a significant commitment without properly thinking it through. Obviously, I'm talking to my own family about it too as their opinions in this are also important.
Friend has said that she picked me primarily because she would trust me to have dc's best interests at heart, but also because she felt that her dc would be most comfortable with this decision. I'm very flattered to be asked but I want to make a considered decision that is right for me and my family and right for her dc as well.
DC are secondary age, but a good few years away from adulthood. One has complex needs (linked to past trauma etc). I think friend would be able to make adequate financial provision for the dc but we haven't discussed this in any detail, so would probably need to discuss this further. My own financial situation is comfortable but not wealthy.
I'm in my early fifties and in reasonably good health. My own dc are already grown up/off at uni. I work FT in a demanding role and would need to keep doing this. Chances are very likely that, if named, I would never actually be needed to step up to the guardian role as friend is in good health etc at the moment. But of course, you never know.
I would be grateful for any advice on the factors that I should consider before going back to my friend with an answer. FWIW, she will completely respect it if I say no and I don't think it will affect our friendship in any way.