your poor daughter! I hope she makes a full recovery.
completely unrelated but I was hit by another skier. Entirely his fault. Suffered three fractures. Out of action for a year. Left with a small amount of permanent damage
I had legal cover with my ski insurance and used that to fund my claim. I didn’t claim for 18 months as I initially thought it wasn’t on - that it was just one of those things. It was only when someone else said ‘well I bloody would claim’ that I thought maybe I should.
I got a payout 4 years after the accident. whilst you could start the process now, it in part drags on so that any permanent damage can be assessed.
It was pretty easy- the solicitor guided me through it, dealt with everything and I just wrote a personal statement and attended a couple of appointments with specialists on both sides so they could assess the long term damage.
Do you have any other insurance policies that would fund a claim? If so they will have a legal firm they will prefer to use. Mine was Blake Morgan.
if you are thinking of going down this route, keep all receipts for any specialised equipment you buy (even if it doesn’t work - I claimed for a tens machine, walking poles, back support,
various pillows, massages) note mileage to appointments, if you have to take unpaid time off work to care for her, note that