'When I read the letter I initially felt the same as Saskia, because its not up to the taxpayer to fund someone's living in a more expensive place than they need just because they chose to leave a loved ones ashes there. But if she is disabled, she has a valid reason for needing to stay in her home.
In many cases though, I don't see what's wrong with making people pay for the luxury of having a bedroom or a dining room that they don't actually need. If people want those things, they need to pay for it.'
Here is what is wrong: because in many cases, the only way to downsize is to go for a privately rented home. And here's the kicker about that: even with LHA caps, the rent on a smaller, privately-rented home is higher. The mover then has to claim more housing benefit than they did in the socially rented home.
And here we go again, anyone age 61+ is completely exempt from this, no matter if they are still working part-time and claiming partial HB, have never worked, don't have kids living near them, etc.