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Cameron pledges to 'boost right to buy scheme'

44 replies

woollyideas · 02/10/2011 10:58

Cameron turns into Thatcher...

Apparently money raised will be used to build new social housing which will be rented at 80% of 'market value' (I wonder who will determine what the market value is and where they will find appropriate building plots...)

OP posts:
SinisterBuggyMonth · 04/10/2011 13:46

This reply has been deleted

Message withdrawn at poster's request.

Ryoko · 04/10/2011 23:29

Ealing council are like that, I was on the housing list, got told several times you might as well give up because you are D class. in Ealing you get booted off the books every 12 months and have to reapply as well.

We (me, DF and son) live in a nice one bed place above a row of shops, rented out for £150 more a month then we paid at the last place, from a large property management company that owns the shops.

When we applied to the council list, I was pregnant and we lived in a crappy little "studio flat" just a single room in a Victorian house with a shower head and toilet in a cupboard sized room and very small kitchen in a corner with a little mini oven on a cupboard, we had water come in the ceiling everytime someone upstairs had a shower, we regularly had no heating over the winter because the boiler simply was not large enough to deal with the size of the place, we had mice, bed bugs, carpet beetles, shit electrics/wiring on the fire alarm system and lights and no lock on the main front door because someone (who lived there) nicked it in the middle of the night once and the locks on each flat door where the kind of crappy ones you get on patio doors, someone died there too, leaned on the 2nd floor banisters and went thru them because they where rotten.

Still we with a baby on the way where low priority and the funny thing was half the people in there where put there by the council as temporary accommodation while they waited for a council place, the council must have known that the Fire Brigade had threated to fine the landlord over the fire alarm system and the council inspectors couldn't care less about the bugs/mice, water and crap wiring, in fact the only thing they ever moaned at the Landlord about was the rats living outside under the front step and that was only because they where making holes in the ground that people could trip over, absolute joke.

OnceHomeless · 05/10/2011 13:02

Okay. I've name changed for this.

Scarlett's Mummy... 'Anyone can live in a council house' (which you later amend to 'anyone can go on the list for a council house', which is a bit more like it...):

I was homeless a few years ago. Sofa-surfing with a two year old child. It took seven months for Hounslow Council to find me TEMPORARY accommodation. I was there for over a year and was then lucky enough to get a job in another part of the country which paid enough for me to rent privately. Obviously, by moving I'd given up the 'opportunity' to have permanent HA or council housing. But guess what? The council housing in that borough was generally horrible: high-rise blocks with massive social problems because all the 'nice' council housing in the 'better' parts of the borough (Chiswick, for example) had been sold off years before.

And guess what I rented in my new area - at a cost of almost £800/month? A former council house whose owner lived on a two acre property in Oxfordshire funded by the rent he was able to collect from his now desirable ex-council house. He told me he'd had 75% discount (obviously it's less now) and because he'd been able to save so much in the years before buying (low rent/decent salary) he was able to pay cash. Nice for him, eh? Still don't understand why that's good for anyone else though, particularly not the taxpayer who indirectly funds the housing benefit that subsidises the tenant who lives in his 'investment.'

Ryoko · 05/10/2011 20:22

£800 a month for a house is good, we pay that for our 1 bed flat, but it's a good sized one, listed building so they couldn't do any changes to milk more money out of it so all the rooms are big.

I think that is the the plan, leave you in a crap hole until you give up or circumstances change , I honestly think the only people who get em now are those who lie thru there teeth.

scarlettsmummy2 · 05/10/2011 20:42

oncehomeless- how is not allowing tenants to buy going to solve the solution of an overall shortage of housing?

If someone isn't allowed to buy their council home, they will still be living in it, so it makes absolutely no difference to the the housing waiting list.

I am not saying the current situation is perfect, however at least with Camerons new policy money will be freed up to build new council properties, something at the moment that we are definitely lacking.

Unless someone can come up with a better solution to the housing shortage, this may not necessarily be a bad idea. I am not saying it is by any means the perfect solution but at least it attempts to tackle the overall housing shortage.

Ryoko · 05/10/2011 20:54

But the properties he wants to build are not an increase in the numbers, they are replacements to the ones sold, so it's just restocking the cupboard.

If they really wanted to sort out the social housing, they should review tenancies every five years to see if people really need to be still living there, maybe move them to smaller ones if some people have moved out.

Give people a living wage, cap house prices and strictly control private landlords to ensure rented property is actually worth the money and have a cap on that too.

Fact is having a country where someone can work full time and not be able to afford rent is a joke that shouldn't be allowed to continue.

scarlettsmummy2 · 05/10/2011 21:00

yes, but at the moment, there are no new builds and the current houses still aren't available as people are living in them. While it obviously is re-stocking at least they will be vacant and people can be housed in them, and away from the private sector.

I agree that people should be asked to move on if they no longer need the homes- however I expect the conservatives know this will cause even more outrage!! The HA i work for are no longer giving tenancies for life which is an attempt at this. Personally, I think it should be means tested.

capping kind of goes against a capitalist society so I am not sure that I personally would be in favour of that, but I am sure many would.

Ryoko · 05/10/2011 21:21

Well you don't have the cap the price of houses themselves (rent should be tho, some kind of property giudelines and inspectors) cap the amount of mortgage someone can have, over time it would force house prices to be reasonable. only reason it got out of hand was because of stupid mortgages fueling a bandwagon of greed.

Oh and I forgot to mention that no one should be allowed to buy a council house, as far as outrage goes, lifes a bitch, I'm sure most sensible people will not mind so long as they have a choice as to where they end up.

which is another problem with the system anyway, you have to live in the area you apply in, or work in the area if it is x distance from where you currently live, that doesn't exactly promote people to be mobile does it?, there are plenty of empty council places in Whales and Cornwall that I'm sure plenty of people on the waiting lists in London would love to move in to but they are not allowed to because you must apply for housing in your borough.

scarlettsmummy2 · 05/10/2011 22:57

I think you can be asked to transfer to another area? I know this certainly happens a lot in northern ireland due to problems with sectarianism/ paramilitaries, but I am not sure that applies elsewhere in the UK.

I don't have a major issue with people having the option to buy a council house if they have lived there for at least ten years, as per old rules, however, I do have an issue with, in particular older generations whose children have grown up, who can well afford to rent or buy elsewhere but choose not to as they are getting a home in a good area for £200 a month, when there are many young families desperately in need.

Triggles · 06/10/2011 08:34

Slightly puzzled by this. New tenants are getting shorter tenancies, aren't they? Like 5 years? And they stay longer because they can't afford to move into private rentals, then how in the world would they have enough to purchase under the right to buy anyway??

I do think it's a rotten idea though. Even if they build one new home for every one sold, it doesn't INCREASE the number of available homes. So how does his help at all?

aliceliddell · 06/10/2011 12:18

It's not just the cost, it's the long term security that permanent tenancies on controlled rent gives, like those of us 'lucky'(?) enough to get mortgages have.

Flamingredhead · 06/10/2011 13:30

Im fortunate that I am waiting to move into HA house some time next few months when it is finished being built .I have been waiting long time and obly got this due to a unfortunate accident which moved me up to top of the list .

These are the first properties to be built in 5 years in the area average wait here for social housing is 3-4 years easily and thats if your in the top 2 bands

HA are not doing right to buy here they are offering shorter tenancies 5 years here 1 year where my friends live .Im fortunate mines lifetime (adapted house~) but must admit I have no intention of ever buying mine

BadRequest · 06/10/2011 13:55

This is quite positive news for me - I live in a council flat in London and I was thinking of buying it soon. The discount is capped here at £16k which is a small percentage of the flat's value (I think it might be around £200k). Banks will accept the discount as part of a deposit. I am not too optimistic about the capping being raised where we are though, as it's quite a popular area.

I am only able to consider buying as I will be getting married soon (am a LP now). I wouldn't ever get a mortgage on my own salary but DP has a reasonable job. I've lived in this flat for years though and even if I didn't buy, I'd probably continue living here for decades, if not forever, anyway. If I'd never met DP, I would be better off to continue renting it, as I'd have have to pay for repairs and upkeep (plus I get HB).

My aunt and sister have both also bought their homes through RTB. Their estates have definitely benefited from it, the families seem more committed to their homes and there is a good residents' association and sense of community.

My cousin has just been allocated a council flat in another London borough and she knows quite a few others who have been allocated recently as well. It hasn't exactly been easy to deal with the council, but it's not as impossible as anecdotes often suggest. She was pushed to get a privately rented flat, but there was a local support organisation which helped establish her points correctly. I got my own council flat as a LP fairly quickly, within three months, and didn't have to go into emergency accommodation.

Flamingredhead · 06/10/2011 14:18

Mind lot of councils have handed over to HA and dont think there doing RTB

jellybeans · 06/10/2011 16:15

Existing tenants transfered to HA keep their rights including RTB and secure tenancy. It may be these that will be targetted to buy. New tenants are affected by the HA rights straight away.

'they should review tenancies every five years to see if people really need to be still living there,'

A few problems if that happened. There is no incentive to better yourself if there is a threat of losing your home. Why should hard workers who start to earn more lose their home when someone who can't be arsed keeps it? (Not talking people who cannot work but an example if someone uses benefits as a way of life). You would lose the more mixed areas and have areas of sheer deprivation and sink estates. Also, what about people who are well off income wise but in severe debt? Can't get a mortgage? Can't rent private-no deposit, can't afford rent etc. It would be a serious disincentive to remain below the threshold.

jellybeans · 06/10/2011 16:19

'I am not saying the current situation is perfect, however at least with Camerons new policy money will be freed up to build new council properties, something at the moment that we are definitely lacking.

Unless someone can come up with a better solution to the housing shortage, this may not necessarily be a bad idea. I am not saying it is by any means the perfect solution but at least it attempts to tackle the overall housing shortage.'

I agree Scarlettsmummy2.

Flamingredhead · 06/10/2011 17:48

jellybeans trouble is tha was the plan frst time around and looked how it worked out

jellybeans · 06/10/2011 22:08

Yes I am skeptical if they will carry it through as well. Wouldn't put anything past this lot.

breadandbutterfly · 06/10/2011 23:03

Great post, Catkinsthecatinthehat - well put.

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