I've just found this thread and will admit to not reading all 67 posts so, pardon me if I offend, especially as I am probably about to say something rather controversial.
My DH earns £45,000 and I earn £36,500. So together we earn £81,500. We WON'T be eligible for child benefit under current proposals when it changes (I think) in 2013 as my DH earns over the threshold. We're expecting our first child in January and I'll be honest by saying that not being eligible does not bother me in the slightest.
Our child was planned, with no thought or regard to child benefit. We wanted our child (hopefully children in the future) because of our wish to extend our family NOT because we get child benefit. We are firm believers that you live to your means and for US that means it's important that we feel that we can give our child financial stability without the need for a weekly income for the government.
My parents both worked in manual skilled jobs when I was growing up (became parents at 16 and 19 and again at 19 and 22). Neither one received the benefits that today's families receive. Times were tough but they got by. We didn't have the latest fashions, computers, video players and all other mod-cons that were new in the 1980's. But I will say that in today's world I often find that 'some' families who are on low incomes and receive an abundance of benefits to 'lift them out of poverty' have more gadgets and hi-tech things in their home than what I do now!
If a family can, whilst on benefits, have a Nintendo Wii, a play station, a Ninetendo DS for each of their 3 children, a holiday abroad every year, a new car every 2/3 years, i-pods for everyone, i-phones for the adults, mobile contracts, full sky tv membership, tv in every bedroom as well as two downstairs, nights out every weekend - do they REALLY need child benefit to 'get by'?
I'm not saying every family is like this, but certainly the ones I know are.
My friend works part-time. Her DP has a garage and I KNOW they fiddle the books to get as much benefits as they can. Yet they have full membership to David Lloyd leisure centre, shop at Waitrose and Marks and Spencers, buy their son new toys and clothes EVERY week, go on outings every weekend that involve a lengthy car journey so plenty fuel, have changed their car five times so far this year and have 80% of their son's nursery fees paid for.
Is THAT fair?
The WHOLE benefits system needs overhauling not just the current proposals for child benefit. I'm all for financial help for those who are on low incomes. But their 'needs' need to be individually assessed and if money is needed, given in the form of vouchers for things they NEED i.e. food, utility bills, uniforms, rent etc, etc. Too many families squander it on nights out, alcohol, mod-cons etc, etc - they sort of things that are LUXURIES not ESSENTIALS! I often see parents on all night benders every weekend, dressed in new clothes and spending money like it's gone out of fashion and these are the parents whose children arrive at school improperly dressed, unfed and are said to be 'living in poverty'. It makes me mad! Only a few months ago a family was deemed to be in 'in poverty' on local TV. But the single mum was dressed in named sports gear, with a packet of cigarettes on the arm of her chair, a TV with computer games console attached to it and a sky TV digital set-box! Her baby was dressed in named sports gear and had an abundance of toys around him whilst his older siblings sat dressed in their fashion gear on the sofa playing computer games!?!?
Not exactly poverty is it?