For MIL, the signs started about 10 years ago with general memory issues, i.e. asking the same questions again and again within a few minutes, inability to hold a conversation as she'd forget what you'd just said to her. It was roughly 2015 when we noticed as we'd taken her on holiday with us (as we did twice a year for several years beforehand), but this time, she kept asking where she was, whether she'd been there before, how long we were there for, what we were doing today, etc - time and time again - just couldn't remember she'd already asked and couldn't remember our replies.
She persisted living independently for a few more years simply due to "Muscle memory", ie going to the bank every month to pay her bills, paying her papers every week, handing in her prescription at the chemists and remembering to pick up a few days later, so it was pretty much well hidden by simply keeping to routine. It all fell apart when taking her on holidays as she couldn't pack for herself anymore, and struggled living somewhere different for a week or two. She couldn't remember where she lived, asking if this was her new home, whether we'd bought it, etc. She was fine out and about, going to attractions, eating out, etc., but really struggled in the hotel or holiday home.
2020 and Covid was the real killer as she lost all ability to do anything for herself when she couldn't get the bus to town, couldn't go shopping on her own, couldn't come to us for her Sunday evening meal, etc - she couldn't understand we were locked down etc. She never got over it and could never do anything for herself again afterwards once the "habit" was broken, but she still did ok with a lot of support from us and her other daughter - she could cope in her home, i.e. cooking, cleaning, laundry, gardening, etc.
Mid 2024 and there was rapid deterioration. She started forgetting to do things she'd been able to do, i.e. forgetting she had garden tools in the shed, forgetting to do the laundry, forgetting how to cook things and started to use eat microwave ready mails, even forgetting what the TV was and how to turn it on or change channel! By Autumn 2024, she didn't understand heating the house and would sit in the cold because she forgot she had central heating and a gas fire - not forgot how to turn them on, she forgot what they were! Then she forgot how to use the microwave or even boil a kettle. OH and her daughter were having to go 2 or 3 times a day each to make her drinks and meals, turn on the heating, etc.
At the start of December 2024, she deteriorated further and couldn't even turn the lights on - OH and his sister would go and not only would she be sat in the cold, she'd be sat in the dark too, just waiting for one of them to turn up - she didn't know what to do. They started looking into getting 24-7 care or care homes, but she went downhill really fast that they couldn't get it set up in time. She couldn't even make cereal for breakfast - OH turned up one morning and she'd put orange juice over her corn flakes instead of milk! She couldn't even eat or drink what they made for her - she'd spit out water or toast pointing to her throat and making a grimace face - she couldn't speak to articulate what was wrong - she'd completely lost her words. She died at the start of January as her body had basically shut down with little or no food nor drink. They'd taken her to the GPs but they were completely useless and offered nothing at all. Ended up blue lighted to A&E where she languished on a trolley in a corridor for 48 hours!
Not a pleasant end. She was very distressed for the last few days - completely dilirious and hadn't a clue where she was, who she was or who the family were.