Page 4 | What would I be entitled to in England?

Itgetsharder · 2025-01-01T10:08:40+00:00

Out of interest? This is all in euros as I’m in Ireland but I’m just intrigued as to what I would be entitled to in England Income - 42k (full time job) savings - 23k 2 dc - 50/50 custody no maintenance Renting until the divorce is finalised- 1.4k pm I suppose those figures would all need to be converted to pounds to make it completely relevant but it would be interesting to compare the system to ours.

Blushingm · 07/01/2025 19:49

Psychoticbreak · 07/01/2025 06:47

The cost of living down here is much higher. The cost of renting is absurd. Mortgage rates are not great but still my mortgage is a third of what the going price would be to rent the same house. Car tax and insurance are ridiculously high, I pay 400euro a year for bins, pay 225euro a year on local property tax which is basically a tax put upon me for having the gall to buy my own home instead of renting - its almost a penalty for saving for years to buy a property, car prices are ridiculous, cost of public transport no better. Food and drink is outrageous even compared to NI.

Think I'd rather your property tax and bin charge than my council tax

Original poster

Itgetsharder · 07/01/2025 20:00

Blushingm · 07/01/2025 19:49

Think I'd rather your property tax and bin charge than my council tax

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I did a little digging.Just to try to compare as much as I could

Wage of €40,000 is a take home of approx €2800,
Wage of £47,600 is a take home of similar £2800
average rent (excluding Dublin and London)
uk - £1284
ireland-€1134

child benefit in Ireland €140 per month for 1 dc (same for subsequent)
child benefit in England £110 per month for 1 child

Household utility bills in Ireland
electric/gas
broadband
phones?
bins
1 annual payment of Local property tax

household utility bills in England
electric/gas
water
broadband
phones
council tax

I don’t know really it’s hard to complete my compare like for like

OP posts:

MILLYmo0se · 07/01/2025 21:32

Is the average rent really 1134 'outside Dublin though? In very rural areas maybe but most urban areas would be 1800 - 2000+ for a house from what I see on my constant Daft.ie searches

Dogaredabomb · 19/05/2025 21:02

Check to see if there's a community pantry in your area with very heavily discounted food.

TatteredAndTorn · 20/05/2025 03:57

Hesonlyakidharry · 01/01/2025 12:56

You’d pay for your prescriptions in England as well though. I think they have a prepayment card but you’d still be spending around the same I think.
I’m in Scotland so we don’t pay for prescriptions.

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You don’t pay for children’s prescriptions and adults can get a prescription prepayment card for about £10 a month.

TatteredAndTorn · 20/05/2025 05:40

Psychoticbreak · 07/01/2025 06:47

The cost of living down here is much higher. The cost of renting is absurd. Mortgage rates are not great but still my mortgage is a third of what the going price would be to rent the same house. Car tax and insurance are ridiculously high, I pay 400euro a year for bins, pay 225euro a year on local property tax which is basically a tax put upon me for having the gall to buy my own home instead of renting - its almost a penalty for saving for years to buy a property, car prices are ridiculous, cost of public transport no better. Food and drink is outrageous even compared to NI.

I pay over £200 per MONTH council tax. Plus extra to have them collect garden waste (nearly £100 a year this year as they’ve increased it by 18%).

Undrugged · 20/05/2025 23:32

TatteredAndTorn · 20/05/2025 05:40

I pay over £200 per MONTH council tax. Plus extra to have them collect garden waste (nearly £100 a year this year as they’ve increased it by 18%).

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Ditto, and I don’t even have a green waste bin. Honestly, council tax is the least of my worries: despite massive pressures on council services mine has only gone up by less than around 5%. I don’t mind paying that is it’s for direct local services, social care, school transport, compliance to keep them legit, etc.

On the other hand ….

My water bill for 1 adult and 1.5 children is £780 for the year. A nearly 80% mark up on last. I fully understand they haven’t spent enough on maintenance and need to invest now. But surely this is the risk of owning a corporate??

You played the game.
it (allegedly) didn’t work out for you. Despite bonuses.

That’s business ownership, right?? Either buyout by a more business savvy outfit or fold.

I’m not sure why I should be subbing the salaries and shareholders of eg Thames Water: they’re never subbing me. Plus, how can you even think of a monopoly commercial model for WATER?! Mad as a box of frogs. Rant over.

TatteredAndTorn · 20/05/2025 23:43

Undrugged · 20/05/2025 23:32

Ditto, and I don’t even have a green waste bin. Honestly, council tax is the least of my worries: despite massive pressures on council services mine has only gone up by less than around 5%. I don’t mind paying that is it’s for direct local services, social care, school transport, compliance to keep them legit, etc.

On the other hand ….

My water bill for 1 adult and 1.5 children is £780 for the year. A nearly 80% mark up on last. I fully understand they haven’t spent enough on maintenance and need to invest now. But surely this is the risk of owning a corporate??

You played the game.
it (allegedly) didn’t work out for you. Despite bonuses.

That’s business ownership, right?? Either buyout by a more business savvy outfit or fold.

I’m not sure why I should be subbing the salaries and shareholders of eg Thames Water: they’re never subbing me. Plus, how can you even think of a monopoly commercial model for WATER?! Mad as a box of frogs. Rant over.

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I agree! We are under Southern and South East Water. Southern have been fined a number of times for constantly releasing sewage into our waterways and seas making a lot of it unusable for the people who live here and affecting (killing) wildlife. We have an app that shows us sewage releases and last year they did one right before the first hot weekend of the year making a large stretch of the coast potentially polluted with sewage waste - we were down at the beach that weekend and there were hundreds of people in the sea including lots of children. Absolutely disgusting they are did it at all but that they also don’t need to warn anyone when they do so people can react accordingly if they wish to. It makes me fucking rage that they’ve now put up our water bills by an average of 46% this year. So we can pay their fines for them and they can carry on as before. Fuckers.

hazelhelps · 21/05/2025 00:15

If you were in the England, Scotland or Wales and someone in the household has a health condition e.g. asthma (or qualifies another way such as being vulnerable) you could get heating upgraded for free if it is classed as inefficient and/or insulation installed (you are over the Child Benefit threshold) through either Energy Company Obligation or Great British Insulation Scheme. There is a general group to the Great British Insulation Scheme through. You can check eligibility at energysavinggenie.co.uk/ECO4-Grant-Checker/quiz-home.html

MikeRafone · 26/05/2025 06:45

With savings over £16k you’d not be entitled to Universal credit
eith savings over £6k -£16k council tax would either not be applicable or taper

MikeRafone · 26/05/2025 06:46

Council tax relief - that should read not council tax