Any trips - the little things that save you money

[Tigerblue]

I'm really going to make a point of not wasting any food, ie freezing small leftovers or have them on the side with another meal and putting clothes on a shorter wash.

Also, using slightly less clothes and washing up liquid, maybe cutting up old clothes to using as cleaning clothes.

Any other ideas?

Work in cash.
(Withdraw a weekly budget)

Write down every penny spent

Pay a bit extra on the debt you are focused on to round your bank balance down to the next £10. (Eg if balance is £234.17, pay off an additional £4.17).

Kondo your home!

Research building up your self esteem and the psychology of money management

Create a forecast of when your debt will be paid. Adjust it every time you manage an extra unplanned payment.

Hey! I'm trying to be more mindful about spending too - I invested in an ecoegg for £9.99 - which you pop into your wash, no detergent needed, and it serves a years worth of washing (4 washes per week). I can't say my clothes have a particularly strong detergent scent afterwards - but always smell clean! And saving us a fortune on washing powder/ capsules. I got mine from Amazon :)

I know this thread is a bit old but thought I'd add my little money saver which was removing the Amazon app from my phone.

One click buying was far too easy and all those small amounts were really adding up!

Please tell me more about an ecoegg!

Just googled it....it really actually cleans every wash for god knows how many washes? cleans like using the normal stuff???

I don't spend money when I go to work. I take my own tea and coffee or drink water. Packed lunch always. I'm astonished at colleagues regular treats/Greggs runs and they find me odd resisting (and resentfully say "no wonder you're slim" ). But once I got out of the habit, I don't miss it.

I use my card for all except small spends. The Santander Spendylytics app shows me where I spend.

Very minor savings but make sure you're using the correct amounts of things. If you use twice as much conditioner as you need you pay double, same for things like eye cream, washing powder, etc.

If you start to think about how much you need to use for everything it soon adds up to quite a bit of saving.

When tubes have run out, I cut the end off to get another couple of uses out of the tube.

Love these types of threads.

We use aldi almat washing powder and less of it than we used to on a quick wash. Vinegar on underarms of tops removes smells.

I use soapy water to clean - yesterday I spent a lot on window cleaner etc. Bought six bottles of specialised stuff (viakal, leather cleaner, carpet foam) that will do until Christmas but other than that, fairy and hot water.

I buy toys on 3 for 2 at Argos. I love charity shops for stuff for the DC. Bring sandwiches for them when going to coffee shops. I don't give them in the coffee shop but before so only have to get them a drink and biscuit - we are out a lot.

Hot water bottle on the sofa in winter. Heating off a bit earlier

I’ve recently switched to frozen veg. You get more for your money and it lasts longer. Swapped after watching a Jamie Oliver programme and he recommended it!

Also taken the other half’s bank card from him and given him a cash budget as he is a sod for popping to the shops on his lunch and buying pop and sweet. I can’t afford to buy him larger trousers 😂

I use dishwasher powder instead of the tablets, much cheaper.
I've also decided to stop replacing the batteries in most toys. The DC get given so many battery charged toys that there's a battery that needs replacing every fortnight. It's not just the money, it's also that I'm sick of buying ten different types of battery. The kids haven't even noticed.

The things that work for me are:

1. Checking my bank account balances every night on mobile banking so I know where I am
2. Meal planning and online shop weekly
3. Getting a set amount of cash for top up shops etc during the week and sticking to that amount
4. Getting fruit and veg from the market, where it's ridiculously cheap
5. Reviewing all bank account DD's/SO's etc at least yearly and shopping around for deals on insurance etc when I renew