OK, hearts you've changed it now, originally you hadn't qualified that it was you who didn't need it, you said there was no need.
coconuttelegraph No, I haven’t changed anything. I said:
I never use cash anymore; haven’t for years. There’s just no need. Whether the transaction is pennies or hundreds, I always use card.
I have bolded the I’s to make it easy for you so you can see I was clearly talking about myself.
I find I spend more and don't think as much about purchases if I use my card.
TheFormidableMrsC I find the opposite. Cash is easy to fritter away; unless you keep lots of receipts you have no idea where you’ve spent anything and how much.
With card, you can just go on the app and see all in one easy place exactly how much you spent and where you spent it at, and it patterns your spending so you can have an idea where you might be overspending or saving money.
You can’t do that with cash without flittering through many receipts, keeping paperwork and taking up a lot of time.