This might only be relevant to parents in here, but I kept finding Child Care Subsidy really hard to properly understand. Every time our income changed, or one of the kids changed days, or kindy started, I never felt confident about what our actual out of pocket would be. I knew the basics of the taper and the hourly cap, but I could not clearly see the full picture. The government calculator gives you a number, but it does not really let you compare scenarios side by side. I wanted to see things like: What happens if income goes up by 10k What if we change days What if we get it wrong and have to reconcile So I built something to model it properly for our own family. It is called _[[https://ccschecker.com.au:443/ ccschecker.com.au]]_ In the premium section. it lets you run two scenarios next to each other and shows weekly and yearly impact under the current rules. You can calculate if you might owe back CCS and everything else you might need to know to make the best financial decisions. I would love you to try out the premium section _[[https://ccschecker.com.au:443/redeem http://ccschecker.com.au/redeem]]_ Code:MUMSNET