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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

How much disposable income do you have a month (including what you might put aside to save)?

109 replies

Greeendsyys · 27/04/2026 20:21

I’ve been watching this show where people change lives for a week. £1,900 a week disposable income is expressed as extremely rich. Of course I know that’s a LOT of money spare. But surely that’s not really ‘rich’?

What do you have spare a month (before any that goes to savings)? And do you think you’re rich?!

Me, as I know people will ask, around 2.5k a month disposable but I save 1k.

OP posts:
Thechaseison71 · 27/04/2026 20:22

Around £450

Waterwaterwaterwaterwatercycle · 27/04/2026 20:23

Editing as I don't know what "disposable" includes really!

jgaudjdd578 · 27/04/2026 20:23

I never know how to answer these things because disposable feels too subjective. £1900 doesn’t seem rich to me though (unless that literally was after all bills and food!)

treetop122 · 27/04/2026 20:24

About £300

ToKittyornottoKitty · 27/04/2026 20:27

So you don’t feel rich with your 1.5k a month spare after bills and savings?

Greeendsyys · 27/04/2026 20:27

jgaudjdd578 · 27/04/2026 20:23

I never know how to answer these things because disposable feels too subjective. £1900 doesn’t seem rich to me though (unless that literally was after all bills and food!)

@jgaudjdd578 this was after bills but before food

OP posts:
ToRideOrNotToRide · 27/04/2026 20:27

What planet are people on where £1.9K a week disposable isn’t rich????

Also how do you define disposable?

I pay private school fees (my choice to go private, so would what I pay in school fees be part of my disposable income given it’s at my discretion to choose a private school?!)

Greeendsyys · 27/04/2026 20:27

ToKittyornottoKitty · 27/04/2026 20:27

So you don’t feel rich with your 1.5k a month spare after bills and savings?

@ToKittyornottoKitty not even close. Huge mortgage and nursery fees.

OP posts:
Greeendsyys · 27/04/2026 20:28

ToRideOrNotToRide · 27/04/2026 20:27

What planet are people on where £1.9K a week disposable isn’t rich????

Also how do you define disposable?

I pay private school fees (my choice to go private, so would what I pay in school fees be part of my disposable income given it’s at my discretion to choose a private school?!)

@ToRideOrNotToRide i would say that’s disposable as not necessary. How much are they?

OP posts:
devildeepbluesea · 27/04/2026 20:28

Seriously? Just shy of £8k disposable income per month isn’t rich?

Fucking hell. I genuinely despair.

ToRideOrNotToRide · 27/04/2026 20:29

Also is that £1.9k per individual or per household?

ToKittyornottoKitty · 27/04/2026 20:29

Greeendsyys · 27/04/2026 20:27

@ToKittyornottoKitty not even close. Huge mortgage and nursery fees.

Your mortgage and nursery fees aren’t relevent to the 1.5k disposable income, and you still save 1k a month

dadtoateen · 27/04/2026 20:30

Greeendsyys · 27/04/2026 20:21

I’ve been watching this show where people change lives for a week. £1,900 a week disposable income is expressed as extremely rich. Of course I know that’s a LOT of money spare. But surely that’s not really ‘rich’?

What do you have spare a month (before any that goes to savings)? And do you think you’re rich?!

Me, as I know people will ask, around 2.5k a month disposable but I save 1k.

That’s £7600 a month….. a MONTH!!!!

Yeah to me that’s good going……

Greeendsyys · 27/04/2026 20:30

ToRideOrNotToRide · 27/04/2026 20:29

Also is that £1.9k per individual or per household?

@ToKittyornottoKitty household

OP posts:
JacknDiane · 27/04/2026 20:31

I dont know why people start these threads, its just used as an excuse for the braggers to appear

Thechaseison71 · 27/04/2026 20:31

jgaudjdd578 · 27/04/2026 20:23

I never know how to answer these things because disposable feels too subjective. £1900 doesn’t seem rich to me though (unless that literally was after all bills and food!)

A week??

Greeendsyys · 27/04/2026 20:31

@ToRideOrNotToRide sorry tagged @ToKittyornottoKitty

OP posts:
MerryGuide · 27/04/2026 20:31

Never really know what disposable means, if I save for annual car expenses is that a bill, or out of disposable income?

ToKittyornottoKitty · 27/04/2026 20:31

Actually I just don’t think this makes sense OP. You are saying people who have 8k a month disposable income aren’t rich… ignoring the fact that the programme seems to be capped at 2k a week as they never go over that… I’m struggling to see how you can not think that’s rich

Greeendsyys · 27/04/2026 20:32

ToKittyornottoKitty · 27/04/2026 20:31

Actually I just don’t think this makes sense OP. You are saying people who have 8k a month disposable income aren’t rich… ignoring the fact that the programme seems to be capped at 2k a week as they never go over that… I’m struggling to see how you can not think that’s rich

@ToKittyornottoKitty well so far, I’ve not watched the whole thing! I just thought if you’re doing a comparison thing surely there’s wealthier than that.

OP posts:
jgaudjdd578 · 27/04/2026 20:32

Thechaseison71 · 27/04/2026 20:31

A week??

As I say define disposable, if it’s after all bills and food sure; but if not, I think it’s nicely comfortable, not necessarily rich.

ToKittyornottoKitty · 27/04/2026 20:32

MerryGuide · 27/04/2026 20:31

Never really know what disposable means, if I save for annual car expenses is that a bill, or out of disposable income?

If you save it then it’s savings, not disposable. Or it is for me anyway, it depends how you budget

Statsquestion1 · 27/04/2026 20:33

Our income is 7480
expenditure not including food is 2405
so that leaves a disposable of 5075.

AgnesMcDoo · 27/04/2026 20:33

net income per month £8k
disposable about £4k

very comfortable but not rich

NotThereNow · 27/04/2026 20:33

If it was Rich House Poor House, I believe the amounts are capped. Top amount is "only" ever £2500 per week for some genuinely high wealth families. However a lot of the time the businesses are a house of cards and not generating the income they claim on the show.
They are also very flexible with what it should cover with the "poor" family often buying electricity top ups out of it.