Car crash on roundabout - who’s at fault?

[WeGoAgainIVF]

Hi, I’m wondering if anyone would mind letting me know what they think about this situation and who’s at fault.
I had a car accident last week and I’m stressing out waiting for the insurance companies to settle the claim. I know this can go on for weeks so I would be grateful for any input as to how it might go!
To be unbiased I’m not going to say which car I was driving.

Car X enters roundabout in right hand lane to go straight on (on this particular roundabout you are able to go straight on in both lanes).

The traffic in the left hand lane was queuing to get on the roundabout but had left a space for traffic approaching the roundabout from the left to enter.

Car Y entered the roundabout between the cars in the left hand lane, while Car X was already in the right hand lane, speed unknown but at a guess 30mph, maybe a bit more. Car Y collided with Car X.

Car X didn’t know exactly how fast they were going. Car Y said they had been on a long journey, it was dark and Car X was black.

Who is at fault?

Quite simply it depends on who has right of way. Clearly a car already on the roundabout has right of way.

In the UK the person on the right (Car X) has the right of way, the person on the left (Car Y) has to give way to the person on the right (Car X).

If entered the roundabout in car X from the right lane and she entered it from the left, how did she crash into you? Did she move into the right lane once on the roundabout? Or were you moving left to exit in the left lane?

Y’s fault, but I can’t work out why their front passenger bumper hit your back passenger side. I get her car hitting your passenger side, just not her passenger side of the car?

Similar thing happened to me years ago. I was car X already on roundabout. Other driver's insurance tried for 50/50 fault but luckily I had legal insurance and stood firm. They backed down eventually.

Car Y is wrong.

Im worrying that they will get camera footage from the roundabout and say I was going too fast and say it was my fault. Do insurance companies normally get this footage? I’ve never heard of them doing that before.

I was asked by my insurance company to provide any CCTV footage of an accident I was involved in. The roundabout is very near to a petrol station, so I asked them and they sent me the clip which I forwarded.
A pretty miserable little movie tbh!

There’s no such thing as 50/50 any more although insurers can agree both their clients were at fault!
This is why I have a forward and reverse facing camera and why I nag my DH to instal one!
Cameras are a huge help in this situation especially as there are scammers out there!

No. I went into someone when they pulled out on me - 100% within the speed limit - they were found at fault.

How did their passenger side hit your passenger side if you were both going in the same direction?

I get the impression car Y was squeezing through the gap in the stationery traffic, and may have ended up pointing towards oncoming traffic slightly (to swing around the back of the car they were trying to get around) if she poked out into car X lane, her passenger side bumper would have been the first thing that came in to contact with OP (car X), risky manoeuvre if you can't see what's coming!

I can't see a scenario where car x is to blame, they entered the r/a in the correct lane, stayed in that lane and were going to exit in that lane,, until some pillock drove into the side of them.

Car Y is the one trying to change lanes and failing to give way.

Which is as it should be but that’s not always the case

I wasn’t cutting into the left lane. I entered the roundabout in the right lane and stayed there, with the intention of exiting in the right lane. This particular roundabout you can exit in both lanes in the direction I was going

Car Y is at fault because you always give way to traffic coming from your right on a roundabout so car Y should have stopped, and also the person who collided with an already moving car will almost always be found at fault in an insurance claim - so as car X was already moving it was car Y’s responsibility to check their path was clear.

There was only a queue in 1 lane because nearly everyday on that same roundabout drivers don’t use both lanes, causing the traffic to be at a standstill whilst on the roundabout, hence me actually making use of the other lane instead of allowing a long queue of cars in just the left lane

I was well established on the roundabout when Car Y drove through a gap in the traffic in the left lane, causing her passenger bumper to hit my back passenger door

So the other car was trying to get into or cross the lane that you were already established in?

Because I was already on the roundabout, she’s entered onto my lane from the left to go either straight on or 3rd exit.

Bottom line: get a front and rear dashcam

It seems car Y is at fault. If car X was
over the speed limit this is another factor to take into account, I’m not sure how this may be proven or if anyone will be able to (were there witnesses?). Always best to take it carefully on the roundabouts (I have a personal dislike of them), but I can’t see how car X is at fault.

How frightening to have been involved in this, OP. I hope car X and car y occupants are ok physically and probably all shaken up. Hopefully it gets resolved soon.

If there was a row of stationary or near stationary traffic on a roundabout that I was going the same exit as there’s no way I’d be driving around 30mph in an outer lane. Seems very unsafe.

but the fact that their passenger side hit yours tells me they were also slightly pointing in the wrong direction so also doing something unsafe.

Was the road in which you were going to exit 1 lane or 2?

But she would have to have been driving in the opposite direction to you (or as good as) for her passenger side to hit yours, especially if she was coming in from the left.

What I was going to say. It makes no sense.

My question is, who had a dashcam?

That is one of the worst excuses I’ve heard!