How much disposable income do you have

[dylanjt]

Nosey question after a discussion with friends! I'm a single mum of two and after rent, other bills and food, I have £300 left a month. To one friend, this was plenty! To my other friend, this was peanuts! I'm pretty thrifty and manage fine on this and we are happy. We eat out as a treat once a month, eat home the rest of the time and take packed lunches out with us whenever possible. I'm always searching for free things to do. I buy all our clothes off Vinted and love finding a bargain. Same with toys. Ebay is good for toys too. Any money that is left from my disposable income at the end of the month goes in to my savings which usually goes towards Christmas. So, how much disposable income do you have and are you ok with that amount?

Hell have I entered a different universe on here I'm amazed at the amounts some of you have left.

It's all academic though, because everyone's circumstances are different.
Couple A. Two teens, monthly income of 3k. Mortgage, 2 cars, bills, food, clothing etc. £200 left after.

Couple B. Childless, monthly income 3k, mortgage, 2 cars, bills, food, clothing etc. £400 left after.

Couple C. Monthly income 3k. Kids left home, no mortgage, 1 car, bills, food, clothing etc. 1.5k left after.

NB. These aren't actual figures, I'm just using them off the top of my head to give examples.

It also has a lot to do with age. When I was younger and had a small child we had nothing. My son is now 19 has a job of his own. I can work more and my husband has climbed the ladder at work to be a manage. But then compared to others on here my £1700 isn’t very much.

MN is a funny place because I can post my disposable income and be told it's boasting or a lie but then on threads where my salary/household income is listed it's "not that much", and not a higher earner (appreciate it's different posters posting but it is funny when you have the same situation being interpreted differently!)

@gallop17 i think maybe it’s jealousy? It is hard to see other people with so much when u don’t have enough. I totally understand that though. I don’t have huge amounts. But I’m happy in my life and what I have so I’m not jealous of others.

I have known and do know people with tons of money and trust me it isn’t all rainbows either.

Just over 3k when all bills, food and petrol is paid. (We do live in a cheap area of the uk though and that's how much is left but we put some into savings etc).

I am also a single mum of two and after ALL bills and DDs, I have £335. That's after all clubs and subs are paid, food, everything.
So that's basically fun money. I probs spend £100 of that on stuff like hairdresser/waxing/ etc etc so probs £200 a month on eating out/coffee/takeaway/treats etc
Some months it's fine, some months it feels really shit

None 😔

I presume that’s meant for me, as in my earlier post . I can assure you I will
never be jealous and yeah, you are all correct in that op asked a question and people answered. I am lucky that my husband has a great job and that I don’t need to work. Fortunate there as I am disabled .
I still would not announce ( despite it being an anonymous site) how much we have left at the end of each month though. That’s because that’s our business and because as I said upthread, there are people who are literally on their bones of their arse. But hey ho. Who am I to pass opinion. No offence meant to anyone.

@Mojitosaremyfavourite no offence to me, it's an anonymous forum no one here knows who we are. I picked up the word boastful from you but wasn't meaning to specifically pick up on you, these threads always go the same way, I was merely pointing out the MN paradox that you can never win between not being grateful enough but also not being a big enough earner.

None.
Neither I earn a 6 figure salary
I live in the north west
What an I doing on MN?? 😆

Seriously, very little is left over at the end of the month

Oh and I can't spell.. sorry

£700 to £1,000 on average. Depending on credit card spend that month.

I never meant no offence meant to anyone. Be kind and all that. I was just thinking about the friends and people I know who are struggling so much. Some of them no doubt are on this site and I know if read this thread it will likely make them feel even more shit.
But it was just a question and I know that.

People only ‘announced’ it because the OP asked the question. If only low earners/people with a low amount of disposable income answered the question, it would be a bit pointless.

@Mojitosaremyfavourite I still would not announce ( despite it being an anonymous site) how much we have left at the end of each month though

So why come onto a thread literally titled ‘how much disposable money do you have?’ just to moan about the topic?

Thanks for the responses everyone :) interesting to read the varied responses

Not sure as I am self employed and DH also is works but does some self employed work on the side. Most of what we have left over goes into savings and we do OK so r grateful.

That's the thing with self employment. You never quite know where you are so it makes you cautious.

About £2000 disposable income. That is after all bills, food and petrol.

Insane childcare costs so none really at the moment

Oh not this again.
OP, you will get several posters telling you about their gigantic salaries and they will have several thousand every month to play with (and still complain it doesn’t go far).
You will also find posters who have zero disposable income and / or are up to their ears in debt.

What use is there in knowing this?!

It's anonymous round here, so you disclose whatever you like .....

About £100

None 😞