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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Can shops refuse cash and insist on card payments only?

175 replies

AlternativelyWired · 29/06/2022 12:59

A local deli moved to card only during lockdown and has continued to do so. There's a sign up saying card only and I wonder if there's a move towards a cashless society now. I get paid in cash and a take away drink and maybe a cake would be a weekly thing at most and I'd have cash on me but not necessarily any money in the bank. It's a first world problem I know but are shops allowed to say no to cash?

OP posts:
AlternativelyWired · 29/06/2022 15:38

@WeAreBob ODFOD. My Dd is in the top set for maths and has no trouble managing her money. She's just had no need for a card until now. Your posts are judgmental and narrow minded.

OP posts:
WeAreBob · 29/06/2022 15:38

PatienceHeatherstone · 29/06/2022 15:33

@WeAreBob well then it sounds like you'll be fine and that's all that matters. How very lucky for you that no one you care about has SEN and that they won't be hurt by a move to a cashless society. The OP asks if shops are allowed to reject cash and, while they sadly are, it is discriminatory that they do so. If our only response to this is to harangue people who can't use card payments, that's discriminatory too. But WeAreBob is ok and would like to pretend that if everyone was just as perfect as her, they would be too, so crack on.

What the hell are you on about?

You obviously have a chip on your shoulder here but you're simply not reading or cannot comprehend what is being said.

The OP has not mentioned SEN. She simply hasn't bothered to sort out an account and card for her child even though she has reached the age where these things are becoming essential. This part of her child's education should have happened years ago. Her NT kid should have a card and know how to use it and have had experience with budgeting, even small things like budgeting for buying sweets with pocket money.

All kids need to be taught this and given the tools required. When we spot kids who cannot grasp it due to SEN, then other measures can be taught like cash etc. Some people will never be able to manage their money.

But some people being unable does not excuse the rest of the population not bothering to provide their kids with the knowledge and equipment.

WeAreBob · 29/06/2022 15:39

AlternativelyWired · 29/06/2022 15:38

@WeAreBob ODFOD. My Dd is in the top set for maths and has no trouble managing her money. She's just had no need for a card until now. Your posts are judgmental and narrow minded.

Then get her a bank account and card.

That other poster is trying to say that some kids simply wont be able to understand. You've made it clear that you

WeAreBob · 29/06/2022 15:40

*that your kid can.

Get her a bank card. Give her that bit more responsibility.

balalake · 29/06/2022 15:44

Yes is the answer as others have said.

The closure of bank branches or restricted hours, together with cash collection companies being very poor in my professional experience, makes card only an attractive proposition for some businesses. I'd like to keep cash not only for your situation but as a competitor for the banks, who if no-one used cash would hike up charges to shops, thus further increasing inflation.

Undertheoldlindentree · 29/06/2022 15:44

Not necessarily lazy parenting. Just according to need. 16 year old DD has only just got first debit card. Up to now she's had an electronic bus pass on her phone and paid in cash for small purchases. Often receives small amounts of cash at Christmas and birthdays and has saved it at home, taking out with her when needed. If she wanted to buy something online, I used my debit card and she paid me back. It worked really well and we've only changed in preparation for going to college. Her understanding of money is just fine.

AlternativelyWired · 29/06/2022 15:46

She has a bank account but it's a savings account. Well done you for being perfect in how you've raised your child, yet so judgmental of others Confused

OP posts:
PatienceHeatherstone · 29/06/2022 15:50

@WeAreBob 'trying to say', 'not reading', 'cannot comprehend'
Congratulations on the impressive achievement of accusing the parent of a child with a learning disability, of herself having a learning disability. Thanks so much for that.

I understand perfectly that you wanted to make a very witty, caustic remark to let everyone know that you are a brilliant parent, and that if the OP would only be as great as you at handling her kids' relationship with money, then all would be well. I understand that you don't like the fact that I have a different perspective, and that you find it difficult to admit that you may not have given a complete and sufficient answer, so now you would like to tell me off too.

You seem to fail to comprehend that if all six year olds are given prepayment cards because their parents follow your wonderful insights about money and banking, you will make it easier for the retailers to justify taking away the option of cash that some of us rely on. I think actually you can understand it but it would hurt your image to admit it, so you'd rather be rude to me.

AlternativelyWired · 29/06/2022 15:56

There's no banks close by either. Not one that doesn't require a £8 bus journey to get there.

@PatienceHeatherstone both Dd and I are autistic, not that that is relevant to my OP but Bobs seems to think I need to declare any issues. My parenting is obviously very poor with my not having provided Dd with a bank account and debit card. She's in the top set for everything at school but won't get far in life because she's not had a local bank or the need for an account and card before now 🙄 BobsAreRudeNotOk

OP posts:
XelaM · 29/06/2022 15:58

PatienceHeatherstone · 29/06/2022 15:09

@WeAreBob not all 12 year olds are competent to be able to have their own current account, no. Not all 12 year olds are capable of understanding the concept of abstract invisible money on a GoHenry card - what things can be bought with it, which things are too expensive, why suddenly it may stop working because actually the money has all been used even though the card is still in your hand just like before. Not all adults are competent and capable either as it happens. So talking about 'irresponsible parenting' is just sounding off inside your massive privileged bubble. Restricting the use of cash makes life incredibly hard for the people whose lives are already hardest.

I have a 12-year-old and your post is utter nonsense, sorry. Any NT 12-year-old can understand the concept of having a bank card. In fact, much much younger kids can!

WeAreBob · 29/06/2022 16:01

PatienceHeatherstone · 29/06/2022 15:50

@WeAreBob 'trying to say', 'not reading', 'cannot comprehend'
Congratulations on the impressive achievement of accusing the parent of a child with a learning disability, of herself having a learning disability. Thanks so much for that.

I understand perfectly that you wanted to make a very witty, caustic remark to let everyone know that you are a brilliant parent, and that if the OP would only be as great as you at handling her kids' relationship with money, then all would be well. I understand that you don't like the fact that I have a different perspective, and that you find it difficult to admit that you may not have given a complete and sufficient answer, so now you would like to tell me off too.

You seem to fail to comprehend that if all six year olds are given prepayment cards because their parents follow your wonderful insights about money and banking, you will make it easier for the retailers to justify taking away the option of cash that some of us rely on. I think actually you can understand it but it would hurt your image to admit it, so you'd rather be rude to me.

I dont know any 6 years old with a card but if that's the age you want to make up for your argument then you go ahead.

Shops are not moving away from cash because 12 year olds have debit cards. 12 year olds have had debit cards for decades. This is not why shops are stopping cash.

Banks are making it harder and harder for businesses to accept cash. Again, not because 12 year olds have debit cards.

A small percentage of people wi

WeAreBob · 29/06/2022 16:02

*will never be able to manage their money, especially cards.

It is still poor parenting to not prepare a capable child to use them.

PatienceHeatherstone · 29/06/2022 16:02

Oh thanks @XelaM, you really helped me understand that, I didn't realise it was my 12 year old's learning disability that was preventing him from understanding money. Thanks for clarifying that any NT 12 year old can understand this stuff. Younger children too!!!! What a good thing you came along.

IncessantNameChanger · 29/06/2022 16:04

AlternativelyWired · 29/06/2022 13:51

Dd is going on a school trip to a theme park and the letter from school says it doesn't accept cash at all. How many 12 and 13 year olds have debit cards? I need to get her one it seems.

A lot of my kids friends get a debit card from one of the parents accounts. The parent clears the account out and only puts on what the kids is allowed to spend. I'm going to do this too.

WeAreBob · 29/06/2022 16:04

PatienceHeatherstone · 29/06/2022 16:02

Oh thanks @XelaM, you really helped me understand that, I didn't realise it was my 12 year old's learning disability that was preventing him from understanding money. Thanks for clarifying that any NT 12 year old can understand this stuff. Younger children too!!!! What a good thing you came along.

Seriously, what the hell are you on about?

vickibee · 29/06/2022 16:06

Pizza Hut at Meadowhall refused cash from my 14 year old poor show in my opinion. He does have a card but had no money in it so I’d given him cash for lunch

LikeAStar1994 · 29/06/2022 16:09

I never had a debit card when I was 11 or 12. In fact I didn't get a bank card until I was 22.

Guess what? I survived.

Jalepenojello · 29/06/2022 16:09

My 8 year old has a card. It’s pretty common and so easy to set up…

PatienceHeatherstone · 29/06/2022 16:09

Card from the age of six: uk.community.gohenry.com/s/article/gb-How-old-does-my-child-have-to-be-to-have-a-gohenry-card

WeAreBob · 29/06/2022 16:13

LikeAStar1994 · 29/06/2022 16:09

I never had a debit card when I was 11 or 12. In fact I didn't get a bank card until I was 22.

Guess what? I survived.

In a world going cashless where even kids order stuff online/in digital format?
Did you only just turn 22?

TealGuitar · 29/06/2022 16:22

Don’t all 12 year olds have a debit card? Pretty poor parenting to not have a bank account set up for them.

Don’t be ridiculous.

PenBrush · 29/06/2022 16:27

DS works for a small chain deli that doesn't take cash. Don't tell everyone, but if you order and can only offer cash/card doesn't work, they give you your order free

ChicCroissant · 29/06/2022 16:35

Milknosugarta · 29/06/2022 15:27

In case anyone missed it, the BoE is phasing out 20 & 50 £ notes from September too.

No they are not.

The old, larger, paper notes can be paid into a bank from September but not used in shops. The current, smaller plastic notes will still be useable and in circulation. They are not phasing out paper money.

PansyPetunia · 29/06/2022 16:38

I work in retail

we just had new tills in, only one accepts cash now.

Everything just runs smoother without the hassle cash payments bring

theyhavenothingbuttheaudacity · 29/06/2022 16:41

More to the point what dodgy job do you have where you only get paid in cash?
And you don't need a bank nearby you can pay cash in at your local post office