There's a continuum on this thread ranging from 'my family are in imminent danger' to 'this is normal'.
This is not normal. We are seeing an acceleration in extreme events and records being broken. Higher temperatures, more frequent severe flooding, a high number of strong hurricanes.
Yes, we can point to other severe weather events that have occurred in the past, but climate change makes these events more frequent and generally more likely to be severe.
However on a personal level, it is unlikely that any one individual is going to end up in a life threatening or altering situation.
There are precautions that people should take: think about how landscaping your property might impact on flooding, look at flood mitigation if you live in a prone area. Check this link out flood-warning-information.service.gov.uk/long-term-flood-risk and consider your flood risk. One key point is to keep insurance documents above ground level.
In the UK, in terms of wind damage, the main thing is to ensure that trees close to property are in good condition. If you keep important things in your loft, keep them in water resistant containers.
Have a power cut box. Think about how you would cope if you lost power on a cold winters day in severe weather.
And of course we can all do our own small part in trying to reduce climate change.