My Nan passed away yesterday morning. We found out she had a life insurance policy, it’s only worth £8,000. that was more than enough to cover cost of funeral and to pay off her credit card. We weren’t aware she had it at first so the looming funeral bill would have broke the bank and my mum and uncle are not rich but they get by fine. As she was only 75 and had nothing medical to expect her to pass It made me think having life insurance is a good idea as I have 2 kids and I wouldn’t want them to bare the cost of my funeral if I did unexpectedly died. I’m only 30 but it makes me think I need to put things in place as I don’t have many savings and don’t own a house etc for kids to fall back on. I brought them into this world so the least I can do is support them if I’m gone to soon. Some people have said it’s too early for me to get it. The problem Is i struggle to get accepted due to a health condition. I’ve set it for £35,000 paying £10 a month.