To request that my cleaner has insurance?

[doubleginplease]

I am struggling to find someone to help me out with housework and have put a message up on gumtree. However one of the candidates has come back to me saying she hasn't got insurance because she uses her clients cleaning products and therefore this is enough.

Am I right in saying this isn't enough and i should ask for her to have insurance?

Im thin on the ground, looking to pay £10ph for 5 hours work with flexible hours and it seems not many people are interested!!!

I phoned my own insurance and managed it that way, although I'm not covered for theft. I've no idea if my cleaner has insurance. I pay her £10 ph , which I (and everyone else I know who has a cleaner) thinks is a total bargain.
A good, trustworthy cleaner is like gold dust, and I put effort into keeping mine happy!!!!

Public liability insurance is cheap. But the OP wants insurance in case things are damaged. That is not cheap and will have an excess that needs to be factored in.

Insurance for what? She is only cleaning. Ive had various cleaners and never even considered this.
What are the values of your vases etc? Is that what u worried about. I dont get it to be honest.

Looking through the comments.
Example, my cleaner uses my products and hoover. End of!
No insurance. If my hoover conks out through use, like all people we buy a new one. This is all too much over thinking.
Let her come in and clean, use your products etc and thats it.

Do you have vases worth thousands of pounds that could get broken?

My cleaners have never broken a thing. If they did then i would just replace it. We dont have objects in our house worth thousands.b

www.primeaccountants.co.uk/news/home-cleaner-self-employed-or-employee

Not entirely unreasonable imo. But yes, yabu for thinking you will get an insured person for a tenner an hour.

I must be under paying- £9ph 20 hours a week, no insurance. Luckily for my cleaner I've been reading this thread so she'll get a rise.. but never had one with insurance!

yanbu to expect the cleaner to be insured

but sorry yabu to expect to get decent house cleaning for £10 an hour plus it being all legit and the cleaner insured

round here (midlands) its 12 - 14 per hour

Of you had to pay a cleaner £7.20 plus national insuraanxe, plus holiday pay, plus advertising costs. How would a company operate if they gave all the money to the cleaner?

You need insurance cover to cover you. If the cleaner has an accident in your home, you are liable. Best call your insurance company to find out if you are insured.

What about cover for the cleaner? If the cleaner has an accident in your home and can't work, who is paying the cleaner if the accident was no fault of her own?

You will need to go through an agency. You’ll be paying a premium of £2-3 extra per hour. Although don’t be so sure that an agency will pay up. I’m going through small claims court with my old cleaning agency for damage caused

£10 an hour

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