My DF ( fiancé) is pretty hopeless with money and so I have been nagging him for ages to prepare a list of his incomings/ outgoings so that we can prepare a joint budget. I have also been nagging him to check his finances before committing to things, rather than just spending the money and asking me to bail him out. He is not good at living within his means, which I realise is unlikely to ever change as he is 46!
He has now just texted me with the conclusion that we should not go to Holland for Christmas as it would be cheaper to stay at home ( he doesn?t get paid time off anyway).
I have texted back to say we will discuss it tonight. I feel really mean to agree with him, and let him spend Christmas without his family and friends but it would be a lesson to him about working out what you can afford before making plans ( we just went to Holland a week ago for his birthday ? he booked the wrong flights and so lost 2 days wages as a result, and spent ÂŁ200 hosting a party in a bar for his friend).
I am a bit annoyed with him about money anyway as he has been in a low paid call centre (ÂŁ9/ hour) job since he moved to London in the spring ? despite promising to look for something in his field and at a professional salary comparable to the job he left ( her hasn?t put much effort into this), and he is disorganised about giving me money towards the bills ( no rent as I pay the mortgage on my flat) and I have been asking him for months to set up a weekly standing order/ direct debit to me, as he is paid weekly and his budgeting skills are poor.
I feel really mean saying we can?t afford to go to see his family, but in the end I think this might be a lesson learned for him. He never saves anything for a rainy day. I have just had to spend my rainy day fund on some unexpected building work and so don?t have funds to bail him out. Should I agree with him we can?t afford the trip at Christmas or be kind and pay for it?
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To say we can’t afford to visit DF’s family at Christmas
293 replies
Ambivalence · 06/12/2012 14:48
OP posts:
Weissdorn ·
11/12/2012 14:33
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