to be really surprised that nobodyI know who is my age (mid 30's) has made provisions for their own funeral?

[LaitAuChocolat]

Bloody hell, I seem to be surrounded by people that think they are going to die when they are 103 in bed surrounded by their loved ones!

[stripeywoollenhat]

financial provision, i mean. though i suppose it's final provision too...

[itsnicetobenice]

strandedbear i dont think you can randomly bury people in your back garden sorry. Surely you get credit from funeral place.

[stripeywoollenhat]

strandedbear, i think there are probably regulations about digging a hole out back....

[LaitAuChocolat]

chicletteeth I have life insurance and was't aware I could do that. Its something i'm going to look into, thanx

[MixedClassBaby]

Christ, as if I don't have enough to think about.

[ElectricSoftParade]

This is really close to me at the moment. My DB died recently and we were not close but he is the last of my birth family to die.

He died suddenly but was already seriously ill with another disease, so had time to make provisions re: funeral/costs/wills etc and did not. This week I have had to arrange a loan to cover the costs of the funeral as the woman he was living with for the past 10 years refuses to contribute ANYTHING towards the costs.

So it is left to me and his daughters. Obviously I cannot expect my nieces to cover the costs so I am paying. I am so angry about this but partly because we really were not close (long, drawn out, sorry tale) and he, truth be told, was not a very nice person to many people. I'm sad he has died but it just seems like another mess he has left behind for someone else to clear up. I am a SAHM and my DH is really the one to take out the loan - to pay for the funeral of a man he had no time at all for and he is obviously pissed off by this but has done it.

Our wills will be done next week and I am am going to open a funeral plan. I do not want anyone to be put in this position by me.

[TheMagnificentBathykolpian]

I'll make sure I leave a few thousand behind at least. They can pay for a funeral out of that if they want to or they can have me shoved in a pauper's grave and divvy up the cash.

I don't care what happens to me. They can fling me off the edge of a cliff for all I care.

So I'll leave the planning of it all to those still here and they can have the funeral for me that they want, that gives them some peace. I'll be dead so it won't matter to me.

[LisaD1]

I'm 40 next year (how did that happen!) and have made no provisions for my funeral. There will be money (have life cover) and I wish to be buried, the rest is up to those I love and leave, I will be dead, how they send me off is up to them, I will be beyond the point of caring.

[chicletteeth]

Yes, the executor of the will can arrange for all expenses to be reimbursed to whomever organises your funeral.

I'm with the above poster who said get the cheapest box possible, it gets burnt (or buried); who gives a toss if it's the finest wood or the cheapest.

My husband knows that I don't want black to be worn, I don't any sad poems songs or readings and that I don't want people to waste their money on flowers.

[HeavyHeidi]

I certainly haven't. I will be dead, won't I? I won't really care any more at that point what they do with the remains.

Well I have stipulated that whatever is usable can be given as spare parts but beyond that - couldn't care less.

[chicletteeth]

Electric I'm sorry for your loss

[VivaLeBeaver]

I have a co-op divi card which I think gives me mega discount on a funeral.

[Fennel]

I think if you donate your body to science they pay for a cremation after, that would be a cheap solution perhaps.

[LoveBeingAbleToNamechange]

My life is insured to pay out enough money to pay off the mort meaning dh will have enough money to cover.

Imvho funnerals are stupidily over priced, having been involved in two within the last year I really don't see why they are so expensive. Btw one had a funnerl bond and the other had shopped around and paid for his own!

[chicletteeth]

Does anybody know what happens when there is no money to pay for a funeral? There must be some who have no money and no way of getting any so what happens then?

[teahouse]

I've not made proper arrangements but my kids know about my requests for organ donation, no recus etc. They know I want to be cremated too but I am well aware I should have made more definate arrangements (I'm 45 btw).

Pre-arrangeing ones funeral helps the bereaved and can easily be done. The palliative care group have a project called Dying Matters where you can download resources.

[LaitAuChocolat]

thhemagnificent, if you were hit by a bus tomorrow, are those few thousand pounds there now? This is what i'm talking about we all kinda think ' oh we're not going to die anytime soon, i'll do x y z when the time comes' but when is the tme? it has to be now, like electricsoft said, i dont want to put anybody in a 'situation' because of my failure to plan for the inevitable.

[mumblechum1]

Making a will IS NOT HARD

I'm a will writer and it takes the client between 20 and 30 minutes to give me their instructions then 10 mins to check.

I now ask clients what made them decide to make a will and without fail they say they'd been meaning to get around to it for years but thought it was too hard.

I had a lady in today who's 92 and has only just got around to it because she's terminally ill. If she hadn't made a will, her son (who's a convicted criminal) would have inherited everything.

[Earthdog]

My (very wealthy) late friend stipulated that he wanted to be buried in his own field, in an MDF coffin, by his sons. They carried out his wishes and took the flack from the relevant bureaucrats, who told them 'don't do it again!'

[atswimtwolengths]

I was reading on another thread that if you'd paid NI contributions then your partner could claim £2000 for funeral expenses. Is there any way your brother's OH could claim that, Electric?

My problem is that as a single mum of two young adult children, why should they not be able to claim on my behalf? Why should I have to have a partner to have a funeral paid for?

[VivaLeBeaver]

There is a funeral benefit that can be applied for in certain circumstances.

[itsnicetobenice]

Electric thats pretty rough sorry for your loss. I think i will stipulate the local carvery is hired out after my funeral and get everyone a meal out of my life insurance from work and they also get hammered and all get up one by one and tell an annecdotal tale about me or else have to sing a kareoke song off a list of mordley sad songs i will cobble together - ooo i could have some fun with this. .