to be really surprised that nobodyI know who is my age (mid 30's) has made provisions for their own funeral?

[LaitAuChocolat]

Bloody hell, I seem to be surrounded by people that think they are going to die when they are 103 in bed surrounded by their loved ones!

[AgentZigzag]

Thanks for answering HackedOff, Pumper () and mumblechum, so it's more of a general overview of what you want to happen to your assets, rather than a specific distribution of them (apart from the bits you have in mind to leave to someone in particular).

It's spurred us on to have another talk about it, although whether we'll get our arses in gear to actually do something about it is another matter.

I think what stops me is that when I'm prioritising stuff to do, a will would be after cleaning out the 'crap cupboard', so I'd have to be well up on my mental list of jobs to get round to it.

[norksinmywaistband]

I have life insurance, a will and have written down all my wishes for the funeral itself including the service and wake

[LaitAuChocolat]

Olifin, funny enough i'm not worried about my pension ( i do have one ) and I should be as if i make it to old age then I need to make sure I can switch on the heating and buy the odd box of Leonidas chocs I just dont want to die and leave a kerfuffle behind is all.

[mumblechum1]

I don't have a pension either after being persuaded into opting out of my old Civil Service pension.

[mumblechum1]

It's so easy to make a will! It literally takes me 20 to 30 minutes to take instructions, all the client has to do is give me various names and addresses for executors etc.

I must admit though, that as plumbers taps always drip, our wills were 10 years out of date until recently

[Olifin]

I haven't sorted out a pension either. OP is going to give me a telling off for that one, for sure.

[Olifin]

Oh dear. I haven't done a will yet or made any provisions for my funeral. They're both things that I just sort of ignore in the hope that they'll go away.

[Georgimama]

Oh I know Trident, it's as good a racket as the wedding business.

[trident]

... I am currently looking at funeral plans for my Mum - she is still alive but is in a Nursing Home and we need to make sure that she has enough money to cover these expenses before her money runs out on Nursing home fees...

...just so you know I am getting quotes back from between £2,000 - £5,000 for a standard plan - simple box, ceremony, cremation etc etc etc - that's excluding any of the "afters"....

[Georgimama]

I have life insurance which will pay out when I die. My will says funeral expenses along with debts are to be paid by my executors out of my estate. I don't particularly care what my funeral is like, I mean I know what I think a nice funeral entails but I will be dead and will know nothing about it.

[mumblechum1]

Agent and anyone else who wondered about what docs are necessary to make a will;

The answer is no documents whatsoever. Most of my clients are in their 30s and it's extremely unlikely that their financial situation will be the same when they pop off (probably in their 80s).

Once the will has been executed, the original is put into safe storage, eg with the Probate Service, a bank, or solicitors' office. It is helpful to keep a list of savings, endowment policies etc with the copy will at home, but not essential.

I have a paid for advert under Small Businesses in the Classified section of mumsnet ("Will Writing Service recommended by Mumsnetters") if anyone wants to mosey over there.

[NettoSuperstar]

I have no will as I have no money, and no one to take DD if die, so no point.

I did almost die last year, and it's a constant threat, as I have severe asthma, but I still have no money and no one to take DD.

[5Foot5]

Crikey that sounds like the sort of thing my parent's generation would say - "I've got a bit put by to bury me with". I remember my Dad saying he went to visit his grandma once and she was just making sure her "laying out clothes" were aired.

I guess I must be just feckless - I am nearly 49 and haven't even got round to a will. I know one should but....

[FlubbaBubba]

Thanks NJK - will take a look at the wills website. Might treat DH to that over the weekend :)

[pink4ever]

Dh uncle died in really sad circumstances. He was an alcoholic and had been lying dead in his flat for a few weeks. The family only found out because they saw an article in the paper looking for relatives. Fil wanted to pay for funeral but mil refused and his other surviving sister said she couldnt afford it.
We were in a similair situation when my gran died. She was estranged from my mum and aunt so the cost of her funeral fell solely to my uncle. He is still paying it off.
I am terrified of anything happening to dh or I as have no life insurance. Have begged him to sort it out but says cant afford it.

[NotJustKangaskhan]

this is a good site Teach me to preview.

[NotJustKangaskhan]

I must be quite morbid then, as I've been making provision and I'm only in my mid-twenties. My husband and I are saving up for an inexpensive funeral plan as these things can be expensive and I don't want to worry anyone else. In my eyes I may not make it to retirement, but I certainly going to die so why not plan for it like everything else?

For those asking about wills, [http://www.totallyfreewills.co.uk/ this is a good site]] even if it's just to go through the basics of what you need to think about.

Dying Matters is a great site that explains everything that is often over looked in dying and death issues that makes a really strong case for planning beforehand.

[WowOoo]

Whoever asked, it'll come from an account with an amount in it.
If family would rather spend it on something less frivolous than a party, fair enough.

[pinkytheshrinky]

My nan is 87 and not in good health and refuses to make a will or discuss anything - she has a house full of shite and not enough money to bury her so it will be left to me to sort it all - i think as much as i love her she is a selfish old cow and is leaving me a horrible mess to sort out.

[Pumpernickel10]

agent not sure if you need proof, when the IL did theirs they just made it out and got a solicitor to proof it

[HackedOffAndHaressed]

Agent I didn't need any documents really to do my will.

What type of documents are you thinking of? Savings and investments will all be in your personal documents at home which your executor will have access to once you are gone.

[AgentZigzag]

I hope you don't mind me asking mumblechum, (or hijacking Lait) but what puts me, the lazy, off making a will, is all the documents I'd have to track down.

What kinds of things would a soilicitor need to see? Or would you just give them a list of investments/savings etc?

And would you have pay a lot if you'd forgotten something or wanted to amend it?

[Pumpernickel10]

We both have life insurance and critical care insurance too.

[Pumpernickel10]

We have not made provisions for it but I've said what I'd like and DH wants a woodland burial. I said I don't care as long as I'm laid to rest with my moms and Nans ashes.

[ballstoit]

ex FIL had a 'paupers' funeral because he left nothing but debt and, as he'd been a poor excuse for a father, ex-H and his silings wouldnt pay. If I've not got round to making a plan then I guess that's what would happen.

YABU to be shocked by the way...I can only just afford to live so don't see how I can afford to die!