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Millionaire£ at 23, self made. Feel lost.

677 replies

Jonesqua · 26/07/2025 11:03

I became a millionaire£ at 23.

All happened between 20-23.

Self made, have 3 buy to let houses with 300k£ equity in them rented out. With 750k£ liquid money.

The change happened so fast. All of my friends have regular income , it’s sometimes hard to do things I want to do as income difference.

I am use to making money so quickly that essentially I feel as if I’ve lost touch over it. As no one around me friend wise can relate or I speak with about it. Does anyone else feel like this in a similar situation?

I’ve lost motivation. Feel disconnected from the people around me who I grew up with.

OP posts:
WestwardHo1 · 26/07/2025 11:56

MyQuirkyTraybake · 26/07/2025 11:13

If you have money why don't you pay for professional advice? You need a therapist and a financial advisor. Stop relying on women to do free emotional labour.

If the OP is real, that's really fucking mean and reeks of resentment. The reason MN exists is "to provide free emotional labour". Yes a lot of questions asked on this forum are people after "free" advice that could otherwise be bought. This (if real) is a question outside the ordinary, that's all.

Edited for spelling error

ForZanyAquaViewer · 26/07/2025 11:56

Jonesqua · 26/07/2025 11:55

Very good family, middle class.

i live in social media, my whole work revolves around it.

everyone i work with earn ridiculous amounts of money. Type of money where 40,000$ on a bottle show is a night out.

everyone i work with earn ridiculous amounts of money. Type of money where 40,000$ on a bottle show is a night out.

Another thing you can’t afford. Did you do the sums before you made this fabulous post?

Jonesqua · 26/07/2025 11:56

Capillaryaction · 26/07/2025 11:55

Hi OP, I think what you are talking is interesting.
I think lottery winners go through something similar. Unless they can keep it all secret they lose all their friends, because people see them as a cash fund all the time.
I remember Ed Sheeran (in an old interview somewhere) talking about the process of going from being poor to loaded, and how old friends began to see him as a human cash machine.
I think suddenly having money after not growing up with loads affects your identity. It will challenge all your friendships and disrupt some for good, particularly family. People will resent your success.

I also read Gary Stephenson's book about how he became a multi millionaire after growing up in huge poverty- it messed with his head so much he had a breakdown.

I think you are being really wise at a young age to invest your music money in something sound, like bricks and mortar. Music Industry money is notoriously fickle.

I also think you need to maybe move away, and start again, get a house share, get some new friends and choose carefully what you tell them about yourself.

Well done for getting some success, and remember it takes real strength of character to keep wealth. Even the bible warns 'a fool and his money are soon parted'

Good luck! And hope you meet some people who will genuinely love you for yourself not just the £££

Thank you dearly for the only logical reply here! God bless you.

OP posts:
deusexmacintosh · 26/07/2025 11:56

Since your schedule gives you more free time than your 9-5 friends, why not join your local disability charity. Mencap, Autistica, NAS, Scope, Headspace, Mind, etc etc. Offer 4-6 hours of your time (which is cheaper than your money) one day a month to give financial advice to people with learning difficulties, autism, downs syndrome, developmental disabilities, TBI and other conditions that impact day to day life.

Join an advocacy group that supports carers of people with dementia, or cancer patients, or the homeless, or care leavers. Give advice on how to maximise and grow their wealth.

Teach a man to fish. This kind of philanthropy saves lives. It also gives you a wealth of professional skills you can use, and access to networking.

All the rich and comfortably wealthy people I know (London) are directly and indirectly involved in schemes like these, from long standing charities and committees to advocacy for things like Grenfell Tower. I know an actor who volunteers 1 day a month handling admin and organising regular fundraisers and glam events for a children's charity, and a DJ who's currently working on a scheme for disadvantaged London youth. Footballer Alan Shearer is involved in something similar in the NE of England for families of children with disabilities.

You'll meet ambitious people, find common ground/new friends, and an opportunity to discover what it is you want to do with your life along the way.

When you're 65 you can turn and look back over a long legacy - tens of thousands of people whose lives you changed for the better.

TheyreLikeUsButRichAndThin · 26/07/2025 11:57

Literally nothing stopping you doing what your friends want/can afford to do OP, if you’re a millionaire (I would argue you’re not as don’t have a mill in cash?). See your old friends and find new people to do expensive stuff with. Or if you really are rich rich (matter of opinion), pay for your friends to join you. Also realise that this trajectory may not continue. Hopefully it will! But you’re not set for life.

FlushedAwayy · 26/07/2025 11:57

Jonesqua · 26/07/2025 11:35

I’ll give an example

i am happy to spend money on experiences, what I want is cars , fancy clothes etc.

i would want to get a private jet somewhere for a trip, then split the cost across the friends. But of course, this isn’t possible with my real friends.!

Then you need to focus on networking to expand your friendship group.

I have found the more successful I’ve got, the bigger my circle and my connections have gotten. More chances for me to experience more things.

Just don’t forget about the friends you had before everything.

TourdeFrance2025 · 26/07/2025 11:57

Jonesqua · 26/07/2025 11:41

You can name any millionaires at 23 self made in your area?

I cannot name any.

You really do rate yourself.

you are rude & obnoxious

' I suspect full of 💩

EasyPeasyStrawberrySqueezy · 26/07/2025 11:57

Jonesqua · 26/07/2025 11:03

I became a millionaire£ at 23.

All happened between 20-23.

Self made, have 3 buy to let houses with 300k£ equity in them rented out. With 750k£ liquid money.

The change happened so fast. All of my friends have regular income , it’s sometimes hard to do things I want to do as income difference.

I am use to making money so quickly that essentially I feel as if I’ve lost touch over it. As no one around me friend wise can relate or I speak with about it. Does anyone else feel like this in a similar situation?

I’ve lost motivation. Feel disconnected from the people around me who I grew up with.

Ok so I'll try to offer some advice as an older person with more life experience than yourself (that's not meant in a derogatory way btw).
Firstly, congratulations on making something of yourself! You must have made some wise decisions or have a good business head to be where you are now.
So the issue with your friends, are they jealous of your money? Do they think you just don't know what it's like to work hard anymore? Do you see them differently now? Do you have the same interests anymore? Do you want to live an expensive lifestyle and they just cant afford to keep up?
My advice is don't be ostentatious. I'm poor but I have some millionaire friends! They know there's a massive financial divide in our lives but they are lovely, great friends that we lean on each other for emotional support more than anything! Yes they live in bigger houses, drive nicer cars, go on lovely holidays etc but if your friends are true friends, they will be happy for you and enjoy hanging out with you for who you are, not your bank balance!
Please do not look down on your friends because they don't wear branded clothes or can't afford to eat put every night. That makes you a bit of an arsehole if you are. You'll never make true friends if you only hang out with people because you're trying to impress them. They will be fake friends, only after your money.
Would you still want to be friends with them if you lost everything tomorrow or vice versa? That's how you tell if you really are true friends

Jonesqua · 26/07/2025 11:58

LittlleMy · 26/07/2025 11:56

First time I’ve ever thought this about a MN post, but especially as it’s ‘silly season’ asking ‘I’m a struggling self made young millionaire - can anyone relate?’ . Umm very probably not! I’m struggling to believe this isn’t a troll post.

OP says they’re a self made millionaire in ‘music’, but unable to elaborate further than that single noun and in fact gets quite irate when questioned again. Just vaguely chucking out additional words like ‘social media’. Personally, I’d think they would have been proud of their achievement and happy to elaborate…

Its an odd ‘problem’ to post about because it’s no different essentially to an issue millions of people have to manage every day where friends and family members are on varying points of the wealth spectrum and struggle to meet somewhere in the middle so they can still socialise. Except OP is claiming to be on the extreme end but principles remain the same.

If it’s true, they should take the advice of PP and get therapy since they’re struggling with their new found wealth and they don’t sound particularly happy or whoever their work peers are, who I imagine are similarly wealthy to ask support from them.

Edited

Money relation isn’t the question

its rhe disconnect from friends at a young age and reality

OP posts:
Radioundermypillow · 26/07/2025 11:58

I must respectfully suggest that all the posters scoffing at the OP for not really being rich are just as disconnected from reality.

OP, if this is genuine, and if it isn't then that's sad because some posters are putting thought into how to help, then you've done very well and been very successful. Well done. I'm only going to bother recommending therapy this last time, but I think you'd find it super helpful.

Catsbreakfast · 26/07/2025 11:58

Jonesqua · 26/07/2025 11:39

Fourth time been asked this. Does no one read ?

MUSIC

i can pay but I think a 15k£ flight is dumb when only have £750k liquid right now

Edited

With your attitude and manners it’s a miracle you have any friends to moan about.

noraheggerty · 26/07/2025 11:58

I don't think this is real

OMGNotYouAgain · 26/07/2025 11:59
Excited Real Housewives GIF

Ahh, you poor wee thing. Why don’t you become one of those ‘The Real Housewives of Cloud Cuckoo Land. I’m sure you will meet lots of new pals who can spend whatever they like on whatever they want.

Jonesqua · 26/07/2025 11:59

ForZanyAquaViewer · 26/07/2025 11:56

everyone i work with earn ridiculous amounts of money. Type of money where 40,000$ on a bottle show is a night out.

Another thing you can’t afford. Did you do the sums before you made this fabulous post?

Did I say I could afford it?

the people I work with are in connection with that type of money. Not me. The people surrounded on a work basis.

disconnection from reality

OP posts:
Venalopolos · 26/07/2025 12:00

Jonesqua · 26/07/2025 11:49

Check the actual stats of self made millionaire.

Sorry what? I don’t need to check any stats. You don’t even have enough money to be on my radar at work, the millionaires I’m aware of all have £10m+ of total wealth, and I still know many in their 20s. It’s not common, but you’re not the only one.

Most of the younger millionaires have made it as an entrepreneur, either via fashion brands or tech brands. And they spend a lot of time in Dubai at places that attract people of similar wealth and make friends there. But be warned, you’ll be leaving a world where you are smug you’re the richest to a world where you’re by far the poorest. And your attitude here suggests you’re not ready for that jump.

Doitrightnow · 26/07/2025 12:00

Hoarding money just in case when you have so much money already is a trap. Money is there to bring joy, not to stifle you and just make you afraid to lose it. Are you happier now compared to when you were equal in wealth to your friends?

I am not a millionaire but didn't always have friends available to travel / be spontaneous with. I just did them myself. I had a great time. You could backpack around the world if you wanted, or do an Exodus trip, or a retreat to learn to paint, or a million things according to your interests. No one there would know your wealth, they would just be people with similar interests.

You don't need to earn money so you could find a 9-5 job working for a charity, or doing a degree in something for fun, or volunteering for the RSPB, or join a sports team. Or buy a new rental to intentionally rent out super cheaply to help someone working minimum wage.

There must be things you feel passionate about? If not, try loads of new things to find something!

winter8090 · 26/07/2025 12:01

How’d you make your money?
I would keep your assets and net worth very close to your chest.
You could always treat your friends.

Jonesqua · 26/07/2025 12:01

Radioundermypillow · 26/07/2025 11:58

I must respectfully suggest that all the posters scoffing at the OP for not really being rich are just as disconnected from reality.

OP, if this is genuine, and if it isn't then that's sad because some posters are putting thought into how to help, then you've done very well and been very successful. Well done. I'm only going to bother recommending therapy this last time, but I think you'd find it super helpful.

Thank you.

i don’t think anyone replying has even read previous replies.

I know it’s hard to believe, I’m not here to make people believe. The time I am in is very unique.

OP posts:
Tia247 · 26/07/2025 12:02

You say you own 3 rentals OP, but do you own your own home? because you don't seem to have mentioned it.

If everyone you work with earns loads of money why don't you feel connected and have friendships with them?

Are you autistic? Just getting a vibe and wondering if that's actually the reason why you feel disconnected.

Jonesqua · 26/07/2025 12:02

Venalopolos · 26/07/2025 12:00

Sorry what? I don’t need to check any stats. You don’t even have enough money to be on my radar at work, the millionaires I’m aware of all have £10m+ of total wealth, and I still know many in their 20s. It’s not common, but you’re not the only one.

Most of the younger millionaires have made it as an entrepreneur, either via fashion brands or tech brands. And they spend a lot of time in Dubai at places that attract people of similar wealth and make friends there. But be warned, you’ll be leaving a world where you are smug you’re the richest to a world where you’re by far the poorest. And your attitude here suggests you’re not ready for that jump.

Edited

I smell jealousy.

Ill give advice, speak to the rich people and maybe you won’t be working for them.

OP posts:
housethatbuiltme · 26/07/2025 12:03

Jonesqua · 26/07/2025 11:53

Please read what I have said

i own my own music company. Yes I have lived at home.

self made aka no inheritance, no connections.

started with 1 email

Interesting, I have also worked in music and entertainments and know many others who still do.

It is not a very lucrative career most people are hemorrhaging debt even the quite successful looking ones. The most successful one (hit singles and world tours) I know has ins through his family all being well established successful musicians who manage and produce everything as a family unit and its a full time career no time to be off building a landlord empire.

Saying I'm now a millionaire then adding you got the deposits through music is something people not in music think sounds plausible (making anything back from music is next to impossible in the last 20 years, see how many studios are closing now) also this successful music career was not mentioned in your earlier posts about being a millionaire landlord lol.

Surely the whole I was a successful produce making tens to hundreds of thousand at 20 in a drowning industry should have been your humble brag. It certainly something peers in music wouldn't relate too.

kimonok · 26/07/2025 12:03

Jonesqua · 26/07/2025 11:11

I don’t believe in that.

i made the money and don’t want to give hand outs. I’m still young and cannot give money away for fun.

things could change somehow and I’ll need it

The poster didn't suggest you give away your money.

They suggested you a) use some money to get therapy (i.e. spending money on yourself), and b) use some TIME to help those less fortunate. Not money.

Jonesqua · 26/07/2025 12:03

winter8090 · 26/07/2025 12:01

How’d you make your money?
I would keep your assets and net worth very close to your chest.
You could always treat your friends.

Only 1 friend knows.

as I said at the start, I make my life sound different.

my car is on finance etc when it’s not. They know nothing

OP posts:
lifeonmars100 · 26/07/2025 12:03

the area I live in has been destroyed by BTL landlords, perhaps you could reconnect with humanity by thinking long and hard about the way you have made your money.

Goonie1 · 26/07/2025 12:03

Jonesqua · 26/07/2025 11:11

I don’t believe in that.

i made the money and don’t want to give hand outs. I’m still young and cannot give money away for fun.

things could change somehow and I’ll need it

The poster wasn’t suggesting you give your money away for fun, she suggested helping those less fortunate with your time.
Not sure why you don’t believe in that.
I don’t have much money, but where I could, I’d always help those less fortunate than myself. Some people have a set of circumstances that propel them positively. Some people are dealt a hand that sets them back through no fault of their own.

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