I’m mid 40s and not sure how much longer I can continue working or working FT. My job isn’t terrible by any means. It’s very well paid and there are lots of perks. But I’m just exhausted with it all. I work in the Tech industry. There are lots of new and exciting innovations I could/should be involved in at work but I cannot muster the energy. I manage a team of young direct reports and I worry my lack of enthusiasm is apparent to them (although most are based abroad so hopefully not). I wake up every day and semi dread the day ahead. I literally live for my annual leave and am only truly happy when I’m not in the office. I know this is the reality for millions and this isn’t a woe is me post. I’m lucky in many ways.
Anyway, I think it might be feasible for me to take early retirement in about 8 years when my youngest turns 18. I don’t think I’d be bored but was interested in hearing from anyone who retired in their 50s and what your experience has been? Any pitfalls? If most of you’re friends still work, have you found it challenging?
To answer questions re finances: my parents both died recently and left DC money in trust . It’s a decent amount and can be used for uni fees, a deposit on a flat etc (not in London!). I currently earn £130k, have a private pension and plan to sell and downsize when they leave home. I’ve inherited money from my parents and think if I’m frugal I will be able to manage. I could work PT if needed.